Kampstra Wealth Management

08/28/2026

The staff of the U.S. Securities and Exchange Commission (SEC) has issued guidance that removes barriers that have prevented pooled employer plans (PEPs) from investing in collective investment trusts (CITs).

The staff of the U.S. Securities and Exchange Commission (SEC) has issued guidance that removes barriers that have prevented pooled employer plans (PEPs) from investing in collective investment trusts (CITs).

08/24/2026

Several law firms have recently challenged the long-standing and common practice of vesting schedules (which reward tenure by increasing the participant’s ownership in those contributions in proportion to their years of service), arguing that using forfeitures to offset employer contributions is not in the best interests of participants or beneficiaries, as ERISA requires.

Several law firms have recently challenged the long-standing and common practice of vesting schedules (which reward tenure by increasing the participant’s ownership in those contributions in proportion to their years of service), arguing that using forfeitures to offset employer contributions is n...

08/13/2026

The U.S. Department of Education has introduced a temporary incentive that could save many federal student loan borrowers hundreds—or even thousands—of dollars over the life of their loans.

The U.S. Department of Education has introduced a temporary incentive that could save many federal student loan borrowers hundreds—or even thousands—of dollars over the life of their loans.

08/06/2026

Philadelphia has become the first city in the nation to establish its own automatic workplace retirement savings program. Known as PhillySaves, the program is designed to help private-sector employees who do not have access to a workplace retirement plan begin saving for retirement through automatic payroll deductions.

08/02/2026

Talking with your parents about finances, taxes, and estate planning can feel uncomfortable, but it’s one of the most meaningful ways to support them and honor their wishes. This guide is designed to help you start those conversations in a respectful, natural way, focused on what matters most to them.

Planning Smartly for the Future, Together Talking with your parents about finances, taxes, and estate planning can feel uncomfortable, but it’s one of the most meaningful ways to support them and honor their wishes. This guide is designed to help you start those conversations in a respectful, natu...

07/08/2026

Summer is here, and you know what that means - its reading season! Boost your financial literacy from the beach with one of our book recs.

Summer's here, and you know what that means - its reading season! Boost your financial literacy from the beach with one of our book recs.

07/02/2026

The Department of Labor's proposed safe harbor isn't about encouraging or discouraging private market investments—it's about reinforcing the importance of a prudent, well-documented fiduciary process when evaluating any investment option. Regardless of where you stand on private markets, the investment selection process remains the foundation of sound ERISA governance.

In March 2026, the U.S. Department of Labor (DOL) proposed a rule related to fiduciary prudence under the Employee Retirement Income Security Act of 1974 (ERISA). The proposed Fiduciary Duties in Selecting Designated Investment Alternatives rule clarifies fiduciary obligations when selecting investm...

06/25/2026

For those heading to college or trade school this Fall, here's a few money hacks to assist with the transition to the next stage of adulthood.

The summer before college is a great time to teach a few money basics that can prevent costly mistakes later. Focus on the essentials: how to save, spend wisely, avoid fees, and manage money independently.

06/18/2026

AI is now a copilot for everyday tasks, helping people with emails, meal planning, workout routines, and more. It's also impacting how participants approach retirement planning.

AI is now a copilot for everyday tasks, helping people with emails, meal planning, workout routines, and more. It's also impacting how participants approach retirement planning.

06/11/2026

A 401(k) isn’t just a tool for your own savings. It can also help you access additional retirement support from your employer. Many plans include employer contributions, including employer matching or discretionary employer contributions. To make the most of this added benefit, it helps to understand how and when those contributions become fully yours – that is, when you become “vested.”

A 401(k) isn’t just a tool for your own savings. It can also help you access additional retirement support from your employer. Many plans include employer contributions, including employer matching or discretionary employer contributions. To make the most of this added benefit, it helps to underst...