Phil Gorman, NMLS: 1064194

Phil Gorman, NMLS: 1064194 First Community Mortgage is an Equal Housing Lender. FCM NMLS ID 629700 This is not a commitment to lend or extend credit. NMLS 418481. Member FDIC.

All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or products are available in all states or counties. Bank of England Mortgage is a division of Bank of England.

11/11/2025

Congratulations to our top producers🎉

Changing companies! Call me if you are buying a new home or interested in refinancing!
04/03/2025

Changing companies! Call me if you are buying a new home or interested in refinancing!

Most homeowners don’t realize they’re paying more in credit card interest than they need to. Instead of chipping away at...
03/26/2025

Most homeowners don’t realize they’re paying more in credit card interest than they need to. Instead of chipping away at balances for years, a Cash-Out Refinance or HELOC could help consolidate debt into one lower-interest payment. Let’s see if this strategy could work for you—contact me today. (901) 331-7061

Owning a home comes with financial advantages beyond building equity. Mortgage interest deductions, property tax deducti...
03/24/2025

Owning a home comes with financial advantages beyond building equity. Mortgage interest deductions, property tax deductions, and energy-efficient home credits can all help reduce your tax burden. Understanding how to maximize these benefits can make a big difference when filing. If you have questions about homeownership and tax advantages, let’s connect and discuss how your mortgage could work in your favor. Contact me today! (901) 331-7061

Every "Cinderella" story starts with a solid game plan. Whether you’re gearing up for your first home purchase or lookin...
03/21/2025

Every "Cinderella" story starts with a solid game plan. Whether you’re gearing up for your first home purchase or looking to refinance, having the right strategy makes all the difference. Getting pre-approved is your winning play, it shows sellers you’re serious and helps you move fast when the opportunity is right. Let’s create your game plan today!

In a competitive market, the strongest offers rise to the top. Sellers want confidence that a deal will close smoothly, ...
03/21/2025

In a competitive market, the strongest offers rise to the top. Sellers want confidence that a deal will close smoothly, and the right strategy can make all the difference. Getting pre-approved shows you’re serious, offering earnest money signals commitment, and working with a reputable lender provides the reliability sellers look for. If you're planning to buy, now is the time to prepare. Let’s discuss your options so you’re ready to move when the right home comes along.

Spring is the perfect time to refresh and protect your biggest investment—your home. Decluttering, deep cleaning, and ta...
03/20/2025

Spring is the perfect time to refresh and protect your biggest investment—your home. Decluttering, deep cleaning, and tackling seasonal maintenance not only improve your living space but can also help maintain your home's value. Checking your HVAC system, sealing windows, and addressing minor repairs now can prevent costly issues down the road. If you’re considering bigger upgrades, refinancing may be a smart way to fund renovations or improve your financial situation. Let’s talk about your options and see if a refinance makes sense for you this season. Contact me today!

This St. Patrick’s Day, forget luck—smart planning is the key to homeownership. Getting pre-approved, choosing the right...
03/17/2025

This St. Patrick’s Day, forget luck—smart planning is the key to homeownership. Getting pre-approved, choosing the right loan, and working with a trusted lender can make all the difference in securing your dream home. The best opportunities go to buyers who are prepared, not just the lucky ones. Let’s connect and start your homebuying journey with a strategy that works.

Don’t let homebuying myths hold you back in 2025. Many buyers still believe they need a 20% down payment, perfect credit...
03/14/2025

Don’t let homebuying myths hold you back in 2025. Many buyers still believe they need a 20% down payment, perfect credit, or that the market isn’t right—but that’s not the case. With the right loan options and a solid plan, homeownership could be more within reach than you think. Let’s break down the facts and explore what’s actually possible for you. DM me today to learn more!

House hunting should be exciting, not overwhelming. Many buyers experience homebuyer burnout when they feel pressured, u...
03/13/2025

House hunting should be exciting, not overwhelming. Many buyers experience homebuyer burnout when they feel pressured, unprepared, or unsure of their next steps. The good news? The right approach—and the right lender—can make all the difference. I’m here to walk you through the process, answer your questions, and make sure your journey to homeownership is smooth and rewarding. Let’s connect and put a plan in place, DM me today!

Address

7666 Poplar Pike
Germantown, TN
38138

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 9pm
Sunday 8am - 9pm

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