At Klinger Insurance Group, we take pride in being a trusted independent insurance brokerage serving the Washington, D.C. metropolitan area and clients nationwide. Founded in 1993 and headquartered in Germantown, Maryland, we offer comprehensive insurance and risk management solutions to protect individuals, families, and businesses. Today, we serve clients in 23 states, providing personalized ser
vice and expert guidance you can rely on.
We specialize in helping our clients manage personal and commercial risks by offering a full range of insurance solutions through four primary divisions: Personal Insurance, Commercial Insurance, Life Insurance, and Employee Group Benefits. Our team works closely with each client to understand their unique needs and create coverage strategies that provide long-term protection and peace of mind.
Personal Insurance
Our personal insurance solutions help protect what matters most in your everyday life, including:
Auto Insurance
Boat Insurance
Collector Car Insurance
Condo Insurance
Earthquake Insurance
Flood Insurance
High Net Worth Insurance Solutions
Homeowners Insurance
Mobile Home Insurance
RV & Travel Trailer Insurance
Motorcycle Insurance
ATV Insurance
Non-Owner Insurance
Personal Umbrella Insurance
Pet Insurance
Rental Property Insurance
Renters Insurance
Snowmobile Insurance
Travel Insurance
Underinsured / Uninsured Motorist Coverage
Valuables and Collectibles Insurance
Wedding Insurance
Commercial Insurance
We help businesses protect their operations, employees, and assets with customized coverage solutions, including:
Builders Risk Insurance
Business Interruption Insurance
Business Owners Policy (BOP)
Buy/Sell Protection
Cargo Insurance
Church Insurance
Commercial Auto Insurance
Commercial Earthquake Insurance
Commercial Property Insurance
Commercial Trucking Insurance
Commercial Umbrella Insurance
Contractor’s General Liability
Cyber Liability Insurance
Directors & Officers (D&O) Insurance
Employment Practices Liability Insurance (EPLI)
Farm & Crop Insurance
Garage Insurance
Hotel & Motel Insurance
Key Person Insurance
Kidnap & Ransom Insurance
Manufacturing Insurance
Medical Malpractice Insurance
Non-Profit Insurance
Product Liability Insurance
Professional Liability Insurance
Special Events Insurance
Surety Bonds
Workers’ Compensation Insurance
Life Insurance
Our life insurance solutions are designed to protect your loved ones, build financial security, and support long-term goals:
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Final Expense
Fixed Annuities
Individual Life Insurance
Mortgage Protection Insurance
Key Person Insurance
Employee Benefits & Group Benefits
Our employee benefits division helps businesses attract, retain, and support their workforce with comprehensive benefit programs, including:
Flexible Spending Accounts (FSA)
Group Disability Insurance
Group Health Insurance
Group Long-Term Care (LTC)
Group Vision Insurance
Group Life Insurance
Health Reimbursement Arrangements (HRA)
Dental Insurance
Short-Term Disability Insurance
Long-Term Disability Insurance
As an independent insurance brokerage, we partner with many of the nation’s most financially strong insurance carriers. This allows us to compare multiple options and tailor coverage to meet each client’s personal, commercial, and employee benefits needs. Our independence enables us to respond quickly to the rapidly changing insurance marketplace while helping clients secure competitive and comprehensive protection.
Our clients encompass a diverse range of individuals and businesses across various industries. We also offer specialized insurance programs for dry cleaners, restaurants, beauty/nail salons, contractors, technology, wholesalers and beer, wine,trucking and liquor stores, among many others.
Our multilingual team proudly serves clients in English, Korean, Russian, Vietnamese, and Tagalog, allowing us to support a diverse community with personalized service.
At Klinger Insurance Group, we act as trusted advisors and advocates for our clients. We coordinate and monitor each client’s insurance portfolio to ensure they receive the most cost-effective and comprehensive coverage both now and in the future. By maintaining strong relationships with leading insurance carriers and staying ahead of industry changes, we continue to deliver creative insurance solutions for an ever-changing world. Call Klinger Insurance Group today: 301-428-4935
