Fairhouse Insurance

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Fairhouse Insurance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Fairhouse Insurance, Insurance broker, 8001 Centerview Pkwy Ste 202, Germantown, TN.

10/22/2026

Coverage B (Other Structures): Your fence has its own coverage limit, separate from the house.

Detached stuff on your lot counts: the shed out back, a garage that stands on its own, the fence along your driveway. Most policies give all of it one limit apart from the house, and that limit is often around 10% of the amount your house is insured for.

Questions? Call us at 901-350-0510.

10/21/2026

"I always refer my clients to them. They are very helpful and they understand the real estate process."

Emanuel M., Google review

Thank you. Reviews like this are why we do this.

Questions? Call us at 901-350-0510.

10/20/2026

You have 30 seconds to stop a kitchen fire. Three basics.

1. Keep an ABC-rated extinguisher in the kitchen, out in plain sight.
2. PASS is the order: pull, aim, squeeze, sweep.
3. Never put water on a grease fire. Smother it with a lid, or use the extinguisher.

Questions? Call us at 901-350-0510.

10/19/2026

Myth: The company is just hunting for a reason to deny my claim.

Fact: Most claims do get paid.

When a claim is denied, it usually comes back to something the policy never covered in the first place, or damage nobody can prove happened. Keep photos and receipts. Your claim tends to move a lot smoother when you can show what you had and what it cost.

Questions? Call us at 901-350-0510.

10/15/2026

Coverage A (Dwelling): The biggest number on your policy usually has nothing to do with what you paid for the house.

Coverage A is what it would cost to rebuild your house from the ground up. That number comes from construction cost: what labor and materials like lumber and shingles run today. Market value and your purchase price don't set it.

Questions? Call us at 901-350-0510.

10/14/2026

"Highly recommended. I have used them for years for all my real estate customers and also my own."

Eddie C., Google review

Thank you. Reviews like this are why we do this.

Questions? Call us at 901-350-0510.

10/13/2026

Your house usually warns you before an electrical fire. Three signs.

1. A breaker that trips again and again.
2. An outlet or switch plate that feels warm to the touch.
3. Lights that flicker when a big appliance kicks on.

Questions? Call us at 901-350-0510.

10/12/2026

Myth: Every policy is basically the same, so I'll just take the cheapest quote.

Fact: The lowest quote often hits that price by leaving coverage out.

Maybe the roof is covered at actual cash value, so depreciation comes off your check. Maybe the liability limit is thinner than you'd want, or the deductible is higher than you noticed. Read what's inside the policy, not just the price on the front page.

Questions? Call us at 901-350-0510.

10/08/2026

Comprehensive: Comprehensive usually covers damage you didn't crash into.

Think theft, hail, flood, fire, or that deer at dawn. Hitting another car falls under collision coverage, which is a separate line on your policy.

Questions? Call us at 901-350-0510.

10/07/2026

"I feel well taken care of by the team. They answer my questions promptly and have guided me through the maze of home buying. Also patient and gentle prompts when I need to respond and have not seen the inquiries."

Donale C., Google review

Thank you. Reviews like this are why we do this.

Questions? Call us at 901-350-0510.

Address

8001 Centerview Pkwy Ste 202
Germantown, TN
38018

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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