06/02/2026
One of the biggest things that impacts how much house you can buy isn't your income—it's your monthly debt.
And one of the biggest factors I see? Car payments. 🚗
For example, if your car payment increases by $200 per month, it could reduce your home-buying power by roughly $30,000+.
That could be the difference between:
🏡 The house with the extra bedroom
🚙 The 3-car garage
🎮 The bonus room or play area you've been hoping for
That's why it's so important to look at the big picture before making major purchases when you're planning to buy a home.
If you're thinking about buying and want to know what your budget looks like, I can help you run the numbers and explore different scenarios—without pulling your credit.
Sometimes a few minutes of planning can make a big difference in your home search.