Sammi Toy - Impact Insurance Agency

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A Medicare program is making it easier for seniors to prevent Type 2 diabetes.New updates to the Medicare Diabetes Preve...
05/27/2026

A Medicare program is making it easier for seniors to prevent Type 2 diabetes.

New updates to the Medicare Diabetes Prevention Program (MDPP) now provide greater access for participants to join virtually and remove the one-time enrollment limit. That means more flexibility, easier access (especially for those with mobility or transportation challenges), and the ability to rejoin the program if support is needed more than one time.

The program includes health coaching, nutrition guidance, and group support to help participants lose weight and reduce their risk of developing diabetes.

With nearly half of adults over 65 living with prediabetes, these changes could make a real difference.

If you or a loved one may be at risk, talk to a doctor about whether you qualify for the MDPP.

As a proud military spouse, today is not just a long weekend. It’s a day heavy with meaning—a day to honor those who nev...
05/25/2026

As a proud military spouse, today is not just a long weekend. It’s a day heavy with meaning—a day to honor those who never came home, and to reflect on the true cost of freedom.

At Impact Insurance, this deeper understanding of service, sacrifice, and family is at the heart of how I serve my clients. Protecting your health and your future matters—because I know what it means to be prepared, and to care deeply for the people you love.

Wishing everyone a meaningful and safe Memorial Day. Let’s never forget. ❤️🤍💙

Feeling stuck, stressed, or low? Moving your body can help more than you might think... even a little goes a long way! 💙...
05/22/2026

Feeling stuck, stressed, or low? Moving your body can help more than you might think... even a little goes a long way! 💙

Research shows that regular exercise can reduce symptoms of depression, improve sleep, and boost overall mood. And it doesn’t have to be intense. Walking, stretching, or even doing chores can make a difference.

The key is consistency. Even 10–15 minutes a day can help you build momentum and start feeling better over time.

High-deductible health plans can help lower your monthly premium. But they can also mean higher out-of-pocket costs when...
05/20/2026

High-deductible health plans can help lower your monthly premium. But they can also mean higher out-of-pocket costs when an accident happens. A trip to the ER, a broken bone, or follow-up care can add up quickly before your health plan kicks in.

That’s where accident insurance comes in. 💙 It pays cash benefits directly to you, which can be used for medical bills or everyday expenses while you recover.

It’s a simple, surprisingly affordable way to add an extra layer of financial protection.

Health insurance costs can add up quickly, and if your ACA plan is starting to feel unaffordable, you’re not alone.But b...
05/18/2026

Health insurance costs can add up quickly, and if your ACA plan is starting to feel unaffordable, you’re not alone.

But before you cancel your coverage, take a step back. Dropping your plan without exploring your options could leave you uninsured when you need care the most and may limit when you can enroll again.

The good news? You may have more options than you think:
✔ You could qualify for increased subsidies
✔ You may be eligible for a Special Enrollment Period
✔ There may be more affordable plans available
✔ You might even qualify for Medicaid

In many cases, a simple review of your situation can lead to meaningful savings.

That’s where working with a licensed insurance agent can make all the difference. Their guidance can help you lower your costs, adjust your coverage, and avoid gaps, often at no cost to you.

📞 Before you cancel your plan, let’s talk. A quick conversation could save you money and stress.

Mental health care isn’t optional under ACA plans—it’s essential.All ACA-compliant health plans are required to include ...
05/16/2026

Mental health care isn’t optional under ACA plans—it’s essential.

All ACA-compliant health plans are required to include mental health and substance use services as part of the 10 Essential Health Benefits. That means required coverage for things like therapy, counseling, medications, and even inpatient care when needed.

Even more important: mental health parity laws ensure these services are treated the same as physical health care, and they cannot have stricter limits or higher barriers.

What mental health coverage elements CAN vary between plans?
✔ Provider networks
✔ Out-of-pocket costs
✔ Prior authorization requirements

If you are on ACA, mental health coverage is provided and protected, but understanding your plan helps you get the most out of it. We are here to help if you need guidance and support.

It’s National Limerick Day on May 12th, a perfect excuse to have a little fun with words ✍️Want to write your own limeri...
05/12/2026

It’s National Limerick Day on May 12th, a perfect excuse to have a little fun with words ✍️

Want to write your own limerick? Here’s a quick and easy guide:

A limerick is a 5-line poem with a catchy rhythm and a specific rhyme scheme: AABBA.

• Lines 1, 2, and 5 rhyme with each other and are longer
• Lines 3 and 4 rhyme with each other and are shorter
• The rhythm is bouncy and playful (think: da-DUM da-da-DUM da-da-DUM)

A simple structure looks like this:
Line 1: Introduce a person/place
Line 2: Add a detail
Line 3: Build tension or humor
Line 4: Continue the twist
Line 5: Deliver a funny or clever ending

Example:
There once was a man from Peru,
Who dreamed he was eating his shoe.
He woke with a fright
In the middle of night
To find that his dream had come true!

Give it a try, serious or silly, both work.
Drop your limerick in the comments 👇

We’re buzzing with this one…🐝
05/09/2026

We’re buzzing with this one…🐝

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601 Quail Valley Drive, Ste. 104
Georgetown, TX
78626

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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