Blue Haven Capital

01/12/2025

In this article I’m sharing three personal moves I’ve made with my household finances to have a more efficient 2025. First, I opened a new debit card account to get a better handle on our grocery bill. I also set up budget billing in all of my utility providers to avoid the costly swings that come with seasonality. Lastly, I’m taking advantage of free credit to make more efficient use of my dollars.

👉 The capped debit card strategy

My wife and I do not share finances. We tried to do it early in our relationship and it just didn’t work for us. Our set up has been that I’ll pay the home expenses (mortgage, utilities), and she’ll pay the household expenses (groceries, clothes for the kids, gifts for birthdays, etc). Then there would be things like going out to eat, where we’d take turns picking up the bill. This approach has worked fine but it’s less transparent and organized than I’d like it to be… so we’re trying again, at least to an extent.

READ THE FULL ARTICLE BY CLICKING THE LINK IN OUR BIO. 🌐

05/09/2024

“Markets are falling so far to start the second quarter after a strong start to the year. The main catalyst has been a renewed spike in bond yields which coincided with the release of the latest inflation figures. The most recent rise in bond yields appears to have caught the market off guard. So what’s going on? Let’s dive in.”

Read the full article, linked in bio.

12/01/2023

❄️ Important financial dates in December ☃️☁️ We are still in peak spending times with the holidays being here! Stay on top of your finances and mark your calendars!

10/09/2023

October is Financial Planning Month: Here’s what you should be including in your financial plans 👉

10/05/2023

🍁 Important financial dates in October 📆💼💡

As we step into October, it's time to embrace the autumnal spirit not only with pumpkin spice lattes but also with a proactive approach to our finances. Here's a checklist of essential financial dates and tasks 👉

10/04/2023

If you’re still earning 0% in a savings account from one of the major banks then you’re scamming yourself. FDIC insured banks like Discover, American Express, and Capital One, are all paying interest of 4% or more on savings accounts. By comparison, JP Morgan, the largest bank by deposits, is paying 0.01% on savings!

09/27/2023

09/25/2023

“If you don’t find the next 50x (far more likely), the MOST you will be out is minus 5%. While we still don’t necessarily agree with the approach, it’s at least a much smarter way to try and find the next 50x. Oh, and when you do go looking for your home run pick, you may not want to turn to Twitter.”

Full article linked in bio 🌎

09/22/2023

Some kind words from one of our long-term clients 😊

09/20/2023

Managing student loans effectively is essential for many individuals, especially students and recent graduates. Here are some student loan tips to help borrowers navigate this financial responsibility:

09/18/2023

One year ago, experts predicted a recession due to rising interest rates. But what actually happened? Surprisingly, our economy is defying expectations! Click to find out how GDP growth is booming, and what it means for your finances in our latest article!

09/15/2023

As we’re heading towards the end of the year a.k.a. one of the most expensive times of the year with the holidays coming up quickly, it’s time to really focus even more on how we’re spending our money! It’s hard not to get caught up in the seasonal festivities but let’s take a step back and see where we’re actually putting our money! Here are 5 money-saving shopping tips 👉