Desiree Garza Insurance Broker

Desiree Garza Insurance Broker Financial Planning and Insurance Broker

Most people don’t realize what it actually takes to reach financial freedom.It’s not just one decision.It’s how everythi...
05/28/2026

Most people don’t realize what it actually takes to reach financial freedom.

It’s not just one decision.
It’s how everything works together, from your health to your wealth.

In honor of Financial Literacy Month, we put together a new blog
“The Biggest Threats to Your Retirement (That Most People Overlook)”

Check it out here: https://krs.insure/.../the-biggest-threats-to-your.../

Desiree Garza
Insurance Advisor | MMC
President, Southeast Kane County TRIAD
331-269-8600
[email protected]
krs.insure
Instagram:

Financial stress affects a majority of Americans. And it’s not just about money...It impacts your peace, your focus, an...
05/26/2026

Financial stress affects a majority of Americans.

And it’s not just about money...
It impacts your peace, your focus, and your day-to-day life.

• The constant worry
• The “what ifs”
• The feeling of not knowing if you’re overpaying… or underprotected

That’s why working with the right insurance and retirement specialist makes a difference.

Not just to find coverage that fits your needs...
but to help you understand your options and uncover opportunities to save.

Because the goal isn’t just to have a plan—
it’s to have a plan that truly fits your needs and your budget.

If you’ve recently received rate increases or haven’t reviewed your insurance policies in a while, it’s worth a second look.

At KRS, we’re independent insurance brokers, which means we have access to top carriers, competitive pricing, and a wide range of options.

We regularly help clients save hundreds, even thousands, on their coverage—
or get better protection for the same cost.

Connect with one of our agents today: www.krs.insure

Desiree Garza
Insurance Advisor | MMC
President, Southeast Kane County TRIAD
331-269-8600
[email protected]
krs.insure

Instagram:

Memorial Day is more than a long weekend — it is a day to honor the brave heroes who gave their lives in service to our ...
05/25/2026

Memorial Day is more than a long weekend — it is a day to honor the brave heroes who gave their lives in service to our country. Their sacrifice reminds us of the freedoms we cherish every day and the importance of gratitude, unity, and remembrance. 🇺🇸

Today, I encourage everyone to take a moment to reflect, remember, and honor those who never made it home.

Wishing you and your family a safe, meaningful, and blessed Memorial Day. ❤️🤍💙

— Desiree Garza
Insurance Advisor/MMC
Southeast Kane County TRIAD President

A recent study from Mutual of Omaha revealed something important:Many retirees experience fear, uncertainty, and even gu...
05/24/2026

A recent study from Mutual of Omaha revealed something important:

Many retirees experience fear, uncertainty, and even guilt when it comes to spending their savings. 😰

That’s not how retirement is supposed to feel.

Confidence in retirement means:
• Knowing your income will be there
• Having a plan for unexpected expenses
• Understanding your risks
• Feeling comfortable enjoying what you’ve worked for

But for many retirees… that’s not the reality.

If this resonates with you, connect with one of our specialists today.
We’re here as a free, educational resource to help guide you towards peace of mind.

👉 You worked hard for decades; you deserve to enjoy your golden years.

Desiree Garza
Insurance Advisor | MMC
President, Southeast Kane County TRIAD
331-269-8600
[email protected]
krs.insure

Instagram:

Can you imagine what financial freedom feels like?More peace.Less stress.Not worrying about every expense.Not wondering ...
05/22/2026

Can you imagine what financial freedom feels like?

More peace.
Less stress.

Not worrying about every expense.
Not wondering if you’ll run out of money.

Just confidence. 😍

Financial freedom isn’t just about having money…
it’s about having a plan in place to support your lifestyle, your goals, and your future.

👉 Let’s get you there.

Connect with one of our retirement planners today: www.krs.insure

Desiree Garza
Insurance Advisor | MMC
President, Southeast Kane County TRIAD
331-269-8600
[email protected]
krs.insure
Instagram:

🔔 Many people don’t realize that Medicare does not cover most long-term care expenses. Yet according to the U.S. Departm...
05/21/2026

🔔 Many people don’t realize that Medicare does not cover most long-term care expenses. Yet according to the U.S. Department of Health & Human Services, nearly 70% of seniors over age 65 may need some form of long-term care during their lifetime.

That’s why planning ahead matters. 🔑

Long-term care planning isn’t just about finances. It’s about helping protect:
✔ Your independence
✔ Your assets
✔ Your loved ones
✔ Your ability to make choices about your future care

The earlier these conversations happen, the more options and flexibility people often have when building a plan that fits their goals, lifestyle, and budget.

👉 Long-term care strategies today are also very different than they were years ago. There are a variety of options available depending on your needs, goals, and financial situation.

💡 One of the biggest misconceptions we hear is that Medicare will fully cover long-term care. In reality, Medicare may only cover up to 100 days of short-term skilled nursing care in very specific situations and qualifications.

Knowledge is power, and we’re here to serve as an educational resource to help you better understand your options. We believe in taking the time to get to know each client and helping guide people toward strategies that align with their best interests and long-term goals.

Your life. Your choices. Your future. ✅

Visit www.krs.insure to connect with one of our retirement specialists today! See less

Desiree Garza
Insurance Specialist | MMC
President, Southeast Kane County TRIAD
📞 331-269-8600
📧 [email protected]
🌐 krs.insure
📸 Instagram:

Is your retirement checklist complete?It is almost half way thru 2026! Lets get you back on track! I am here to help yo...
05/21/2026

Is your retirement checklist complete?

It is almost half way thru 2026! Lets get you back on track!

I am here to help you build a retirement plan that supports the life you want to live.

Desiree Garza
Insurance Advisor | MMC
President, Southeast Kane County TRIAD
331-269-8600
[email protected]
krs.insure
Instagram:

05/21/2026

If someone depends on you financially, you need life insurance!

🌸 Happy Mother’s Day! 🌸Today I want to celebrate all the amazing mothers, grandmothers, bonus moms, and mother figures w...
05/10/2026

🌸 Happy Mother’s Day! 🌸

Today I want to celebrate all the amazing mothers, grandmothers, bonus moms, and mother figures who give so much love, strength, and support to their families every single day. 💖

As both the United States and Mexico celebrate Mother’s Day today, I want to send love and appreciation to all the wonderful moms in our communities. Your sacrifices, hard work, guidance, and unconditional love never go unnoticed.

I hope your day is filled with laughter, family, beautiful memories, and reminders of how truly appreciated you are. 🌷

Happy Mother’s Day from my family to yours!

— Desiree Garza
Insurance Advisor

🌸 ¡Feliz Día de las Madres! 🌸

Hoy quiero celebrar a todas las increíbles mamás, abuelitas, madrastras y figuras maternas que brindan tanto amor, fortaleza y apoyo a sus familias cada día. 💖

Mientras Estados Unidos y México celebran el Día de las Madres hoy, quiero enviar mucho cariño y agradecimiento a todas las maravillosas mamás de nuestras comunidades. Sus sacrificios, esfuerzo, consejos y amor incondicional nunca pasan desapercibidos.

Espero que su día esté lleno de alegría, familia, hermosos recuerdos y muchos momentos especiales que les recuerden lo importantes y apreciadas que son. 🌷

¡Feliz Día de las Madres de parte de mi familia para la suya!

— Desiree Garza
Insurance Advisor

May is **Senior Month**, and what better way to kick it off than surrounded by incredible people dedicated to supporting...
05/01/2026

May is **Senior Month**, and what better way to kick it off than surrounded by incredible people dedicated to supporting our senior community 💙

I had the honor of attending an amazing presentation from AgeGuide Northeastern Illinois at Senior Services, alongside the City of Aurora Mayor, local state representatives, and so many organizations committed to making a difference.

It was inspiring to be in a room full of individuals and agencies who are truly passionate about advocating for, educating, and uplifting our seniors.

Proud to represent **Key Retirement Solutions** and to be part of a community that shows up, supports one another, and continues to put our seniors first.

Here’s to a month of honoring, celebrating, and serving those who paved the way for us 🙌

Address

2000 S Batavia Avenue
Geneva, IL

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 4pm

Telephone

+13312698600

Website

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