Troy Gahm - Smith Realty Group

Troy Gahm - Smith Realty Group ❄️ Northern MI Homes + Lifestyle
🏡 Helping Families Find Their "Finally Enough Space" Home
🛻 Looking To Make A Move To Northern Michigan?

Check Out Our Free 2026 Relocation Guide ⬇️ Hi, I’m Troy, a dedicated mortgage professional and real estate investor with over 25 years of experience in Northern Michigan. I’ve worked in home financing since the ripe age of 12, becoming known for my personal approach, deep local knowledge and commitment to delivering top-tier service. With a finance degree from Alma College, I’ve built a reputatio

n as an industry leader in Northern Michigan – providing clients expert guidance and clear communication. Whether you want to buy, refinance, or renovate, I offer a variety of loan programs to achieve your goals. From conventional and jumbo to FHA and VA, we’ll discuss specifics and personalize the mortgage experience to fit your plans. Start your journey with America’s #1 Retail Mortgage Lender. Outside of business, I’m passionate about my community, often coaching youth sports, enjoying Northern Michigan’s outdoors, and pursuing ventures in land development, construction, and business partnerships across the real estate sector.

For about 30 years, my family owned a building right across the street from the Mount Carmel Centre. I actually grew up ...
08/04/2026

For about 30 years, my family owned a building right across the street from the Mount Carmel Centre. I actually grew up playing on the front steps of that beautiful church, exploring the inside, and experiencing the magic of this Ga***rd gem as a young kid. ⛪️✨

Having that kind of personal history with our local landmarks is exactly why I am so incredibly proud to serve on the board of the Otsego County Community Foundation (OCF).

We do so much meaningful philanthropic work right here in our own backyard, and it is an honor to be part of an organization that our community truly trusts to make a lasting impact.

Today, I’m thrilled to share that a dedicated group of supporters has officially established the Mount Carmel Center Fund through the OCF!

This 126-year-old historic landmark serves as a vibrant community hub for arts, culture, and connection. This newly created designated fund ensures that the building is properly restored, maintained, and preserved so future generations can experience it just like I did growing up.

There are countless ways to help sustain this treasured piece of Ga***rd history—whether through a donation to the fund, volunteering your time, or helping out with community events.

Check out the full article below to read more about this amazing fund and how the OCF continues to uplift our community! 👇

🔗 https://www.otsegofoundation.org/fund-spotlight-mount-carmel-center-fund/

Rising above Ga***rd’s landscape, the Mount Carmel Centre has long been a symbol of reflection, faith, and quiet strength—its presence a steady reminder of purpose and community. Now, thanks to the extraordinary foresight of a dedicated group of supporters, the Mount Carmel Centre fund has been ...

07/22/2026

🏡 Louie and I think this might be one of the most overlooked waterfront listings on the lake…

After spending time here today, I don’t think buyers are just looking for a lake house. They’re looking for a place where you can actually slow down, breathe, and enjoy the water.

Louie and I walked the property, and these are our TOP 3 favorite things about this home:

🌅 1. The Expanded Back Deck: Hands down some of the absolute best, sweeping lake views you’ll find anywhere on the water.

🚪 2. The Double French Doors: They flood the entire home with natural light and let that crisp Up North lake breeze flow straight through the house on a summer afternoon.

🌲 3. The Adjacent Vacant Lakefront Lot: THIS is the hidden gem. It gives you endless options—build a guest house, put up a pole barn/garage, or keep it completely untouched for ultimate privacy.

Sometimes the best lake home isn’t just about the interior updates—it’s about the lifestyle, the views, and the rare room to expand.

Watch the video to see Louie’s favorite spot on the deck, and let me know in the comments: If you bought this, would you build on the extra lot or keep it private? 👇

📍 7639 Arrowroot Trl • Ga***rd, MI 49735
💰 Offered at $369,000
📲 Message me directly to schedule a private showing before it’s gone!

https://soldonmichiganteam.idxbroker.com/idx/details/listing/b488/201839600/7693-Arrowroot-Ga***rd-MI-49735?widgetReferer=true #/

A lot of properties look pretty, but this one actually pays you to own it. 💸 Welcome to this week's "Weekly Wow" propert...
07/15/2026

A lot of properties look pretty, but this one actually pays you to own it. 💸

Welcome to this week's "Weekly Wow" property highlight!

🪵 This fully furnished red cedar log cabin pairs direct river access with a wraparound deck, firepit, fireplace, soaring wood ceilings, and walls of windows that create an unforgettable guest experience. Its private loft suite, fenced half-acre setting, and built-in opportunities for fishing, kayaking, floating, and swimming give travelers compelling reasons to book across multiple seasons.

💰 $229,000
🛏️ 2 Bedrooms, 3 Bathrooms
🌙 Average Daily Rate: $210
📅 Expected Occupancy Rate: 72%
📈 Monthly Expected Income: $4,599
📉 Monthly Expected Expenses: $2,401
💵 Monthly Expected Cash Flow: $2,198
🚀 Expected Cash on Cash Return: 46.1%

Link to Property:

This 1152 square feet Single Family home has 2 bedrooms and 3 bathrooms. It is located at 231 Spring Lake Dr, Mammoth Spring, AR.

🚀 Commercial space for lease in Ga***rd, Michigan📍 120 Grandview | Alpine Alten ZimmerLooking for space to grow your bus...
03/19/2026

🚀 Commercial space for lease in Ga***rd, Michigan
📍 120 Grandview | Alpine Alten Zimmer

Looking for space to grow your business?

• Private office suites + individual offices
• Commercial kitchen access
• Storage space available
• 90+ residential tenants (built-in traffic)
• Community room + fitness center

Ideal for office, medical, wellness, or service-based businesses.

Flexible layouts. High visibility. Real opportunity.

📩 Message me for details or a private tour.

Listed by Troy Gahm, Smith Realty Group
1349 S Otsego Ave
Ga***rd, MI 49735
989-732-2477

03/06/2026
02/25/2026

Real estate update:
Step 1: Have keys
Step 2: Keys don’t work
Step 3: Pretend this is part of the plan



02/19/2026

🚨 INVESTOR ALERT: TURN-KEY CABIN CASH FLOW ON THE TRAILS 🚨

Four-unit cabin property in Northern Michigan just steps from snowmobile trails and Seagull Lake with a strong rental history already in place. Ideal for short-term rentals, vacation stays, or a year-round income property. Prime “up north” location draws snowmobilers, lake lovers, and weekend travelers in every season.

Income-producing | Northern Michigan cabins | Snowmobile trail access | Seagull Lake | Proven rental history | Short-term rental opportunity | Investment property | Up north getaway

DM for rental numbers, availability, and showing details.

https://www.flexmls.com/share/DTGPy/9411-S-Old-US-Highway-27-Ga***rd-MI-49735?fbclid=IwZnRzaAQEZ2VleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEe-b8pTfIkxDnrULm-DWynagzXiZwlXnVrPa3EmGhdehTsK4rJcYn_1RLuSJg_aem_mx6fDuuiyvUXvdS3cqE2qg

02/05/2026

🏡 Final Walkthrough Day — One of the most important steps before closing.

Today I’m doing a final walkthrough for my buyer before they officially purchase their new home here in Northern Michigan.

A lot of people don’t realize this, but a final walkthrough is your last chance to make sure:

✔️ the home is in the same condition as when you offered
✔️ repairs were completed properly
✔️ nothing unexpected happened before closing
✔️ the property is truly ready for possession

Even though my buyers couldn’t make it today, it’s my responsibility as their agent to be here and protect them from start to finish.

Because the truth is…

The closing table isn’t the “finish line.”
We don’t just close deals — we build relationships.

Clients first.

If you’re buying a home soon and want someone who treats every step like it matters, send me a message anytime.

Address

1349 S Otsego Avenue
Gaylord, MI
49735

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