Rich Dubrisingh MLO #2169936

03/16/2026

One of the best parts of what I do is helping people get into their homes and knowing they felt supported the whole way through.

Kevin actually came from the mortgage industry himself, so he understood the process and had certain expectations going in. Hearing that we exceeded those expectations means a lot.
Every transaction has its ups and downs, but our goal is always the same: make sure our clients feel like they have a team in their corner the entire time.

Kevin, thank you for trusting me, Megan, and the GoRascal team to help you through the process. Congratulations again on the new home in New Fairfield, CT.

If you’re thinking about buying, refinancing, or just want to understand your options, I’m always happy to help.

📩 DM me anytime
Let’s build a plan for your next move.

02/03/2026

Just wrapped up another refinance for a repeat client, and I’m really grateful for the continued trust.

We used the equity in his home to pay off an existing investment property and free up additional cash so he can move forward with his plans to purchase commercial or mixed-use property. This one was all about positioning himself for the next phase, not just today.

Love helping clients think a few steps ahead and use their equity the right way. Excited to see what he does next.

CommercialRealEstate MixedUse

01/26/2026

Think commercial real estate is only for big corporations with millions in cash?
Not even close.

❌ “You need perfect credit”
❌ “Commercial loans are impossible”
❌ “It’s way riskier than residential”
❌ “You need to wait for rates to drop”

✅ Many deals require 10–25% down
✅ Approval is often based on property income (DSCR)
✅ Longer leases = stronger, more predictable cash flow
✅ You can refinance later you can’t buy yesterday’s deal

Commercial property isn’t about timing the market.
It’s about buying the right deal.

If you’ve been thinking about mixed-use, multifamily, retail, or owner-occupied commercial… this might be your sign 👀

📩 DM me “COMMERCIAL” and I’ll break down real numbers.

01/26/2026

Think commercial real estate is only for big corporations with millions in cash?
Not even close.

❌ “You need perfect credit”
❌ “Commercial loans are impossible”
❌ “It’s way riskier than residential”
❌ “You need to wait for rates to drop”

✅ Many deals require 10–25% down
✅ Approval is often based on property income (DSCR)
✅ Longer leases = stronger, more predictable cash flow
✅ You can refinance later — you can’t buy yesterday’s deal

Commercial property isn’t about timing the market.
It’s about buying the right deal.

If you’ve been thinking about mixed-use, multifamily, retail, or owner-occupied commercial… this might be your sign 👀

📩 DM me “COMMERCIAL” and I’ll break down real numbers.

11/20/2025

Considering refinancing your mortgage? Dropping your interest rate from 7% to 6% could lead to substantial savings. On a $300,000 mortgage, you could save approximately $180 per month. This translates to over $2,100 per year in savings.
Long-Term Savings: Over a 30-year mortgage, this reduction could result in saving over $64,000 in interest payments.


These savings can make a big difference in your financial future, freeing up funds for other investments, paying off debt, or simply providing more financial flexibility. Refinancing to a lower rate is a smart move that can help you maximize your savings over time. Start exploring your options today and see how much you could save!
https://homequityreport.com/richdubrisingh?brand=NTA2LjE3MjU0NjQwNzA

11/20/2025

Considering refinancing your mortgage? Dropping your interest rate from 7% to 6% could lead to substantial savings. On a $300,000 mortgage, you could save approximately $180 per month. This translates to over $2,100 per year in savings.
Long-Term Savings: Over a 30-year mortgage, this reduction could result in saving over $64,000 in interest payments.
These savings can make a big difference in your financial future, freeing up funds for other investments, paying off debt, or simply providing more financial flexibility. Refinancing to a lower rate is a smart move that can help you maximize your savings over time. Start exploring your options today and see how much you could save!
https://homequityreport.com/richdubrisingh?brand=NTA2LjE3MjU0NjQwNzA

10/26/2025

🎁 My family gave me $25,000 — do I owe taxes?! 🤔
Most people get gift taxes wrong — here’s the real deal
💡 2025 Gift Rules:
• Gifts under $19,000 → ✅ No tax, no forms.
• Gifts over $19,000 → 📝 Form 709 required, but…
→ 💸 No tax owed unless total lifetime gifts exceed $13.99 MILLION!
Example:
👩‍👩‍👧 Your parents gift you $25,000
→ $6,000 above the limit
→ They file Form 709 (IRS requirement)
→ $0 tax owed — unless they’ve gifted over $13.99M total! 😅
Bottom line:
If you’re not giving away millions…
👉 You don’t owe gift taxes.
📌 Save this for future reference!


10/25/2025

⚠️Homeowners are set with their first mortgages ⚠️ Many have rates under 4%. However, they still need cash for important expenses like renovations, debt consolidation, and investments—without going through the refinancing process. This trend has driven a notable increase in Closed-End Seconds. In just the first quarter of 2025, homeowners withdrew nearly $25 billion through second lien loans, representing the strongest Q1 volume in almost 20 years. With around $21 trillion in tappable equity in U.S. homes, this market is set for substantial growth.

09/02/2025

This one hit me right in the heart. Thank you for trusting me through every hiccup and for holding on to faith. From the heartbreak of 2022, to a best friend’s basement, to four in a one-bedroom—and now HOME. Your resilience and love for your family made this possible. I was honored to walk beside you, keep it calm, and help you cross the finish line. 🗝️🏡❤️

05/23/2025

https://homequityreport.com/richdubrisingh/home-value

How much a buyer might pay for your home in today’s market

03/31/2025

The first 3 days of this week have all generally seen yields at the highest levels in a month (or perhaps in "at least 28 days" considering Feb's day count). While that doesn't sound like an...