10/17/2026
If you’re opening your farm up for pumpkin picking or hayrides this fall, here’s something a lot of folks don’t realize: your standard farm policy probably doesn’t cover paying visitors.
FA kid slips off a wagon, somebody gets sick from the c***r stand... those claims can fall right through the cracks of a regular farm policy. Ohio actually has an agritourism law that gives farms some legal protection, but ONLY if you’ve got the right signs posted. Most people have never heard of it.
Give us a call at Ryser Insurance and we’ll take a look at your setup. Takes a few minutes, could save your whole season.