Jamie Freeze Residential Mortgage Lender

Jamie Freeze Residential Mortgage Lender Ruoff Mortgage
Local Residential Mortgage Lender
NMLS #1580657 bit.ly/FIMCDisclosures

NMLS Consumer Access: http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2289
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Don’t fumble your home purchase! Before you start touring homes and building your dream-house lineup, make sure you’re p...
09/09/2026

Don’t fumble your home purchase! Before you start touring homes and building your dream-house lineup, make sure you’re pre-approved and ready to make your move. A pre-approval helps you know your budget, strengthens your offer, and gets you game-day ready when you find the one.

Homebuying term of the week: Earnest Money! 💰🏡 Earnest money is simply a deposit that shows a seller you're serious abou...
09/02/2026

Homebuying term of the week: Earnest Money! 💰🏡 Earnest money is simply a deposit that shows a seller you're serious about buying their home.

The secrets out, we’ve expanded to better serve you! In a little over a months time we moved out, knocked down/added a f...
09/01/2026

The secrets out, we’ve expanded to better serve you! In a little over a months time we moved out, knocked down/added a few walls and took over a vacant space next door. Ruoff Garrett is now better equipped to serve you with confidential pre-approval meetings, realtor and business partner lunch and learns and private meeting spaces.

Collateral - it's that term we hear tossed around a lot, but what does it truly mean for you? Think of it as the safety ...
08/26/2026

Collateral - it's that term we hear tossed around a lot, but what does it truly mean for you? Think of it as the safety net behind your mortgage. It's the asset that secures your loan. Now, here's the kicker: being smart with your collateral can open doors to more favorable loan terms.

But how do you do that? First, understand the value of your asset. Whether it's your home or another property, knowing its worth puts you in a stronger negotiating position. Next, keep an eye on market trends. An increase in property values can give you more equity, which might mean more options.

Lastly, maintain your property. A well-kept home isn't just about curb appeal; it's about preserving value. This matters!

Remember, collateral isn't just a checkbox on a form. It's a strategic tool. By understanding and managing it well, you can better navigate the mortgage landscape.

Any questions on how to leverage collateral? Drop a comment. Let's chat!

Need down payment assistance & help with closing costs? There may be an option for you. Contact me to learn more!
08/25/2026

Need down payment assistance & help with closing costs? There may be an option for you. Contact me to learn more!

Ruoff Garrett proudly supports the GKB Education Foundation. What a wonderful supportive program that helps teachers, st...
08/23/2026

Ruoff Garrett proudly supports the GKB Education Foundation. What a wonderful supportive program that helps teachers, students and young adults in college. Great weather for the event today ☀️
Thank you to those who came before to get this foundation started and those who volunteer to continue it!

Ever thought about an energy audit for your home? It's like a check-up, spotting inefficiencies and saving you money. 🌍 ...
08/19/2026

Ever thought about an energy audit for your home? It's like a check-up, spotting inefficiencies and saving you money. 🌍

Address

1308 S Randolph Street Unit D
Garrett, IN
46738

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

Telephone

+12605531133

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