America's Credit Union

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America's Credit Union We offer affordable financial services you need with values you appreciate. Our Values: Respect everyone. Be curious and creative. Listening is learning.

*This Credit Union is Federally Insured by NCUA*

Our Purpose: ACU is your financial partner, where everyone is treated as family. We are passionate to make your dreams come true, no matter where you are on your financial journey. Be a team player. Communicate openly and often. If something’s wrong, make it right. We draw strength from diversity and inclusion. We embrace technology and security. Our Vision: To be the only financial partner you will ever need. About ACU: America's Credit Union is a trustworthy banking partner on the path to meeting financial goals today and in the future. We strive to be the primary financial provider our members recommend to family and friends when security, convenience, and authenticity matter. Our values set us apart. Experience the ACU difference through our friendly staff, tools to enhance our member's financial well-being, and technology needed to make services accessible to all members, every step of the way. ACU started in 1934 as the Kraft Credit Union serving the Denison, Texas Kraft Foods employees and family members with low-cost financial services. Over the years, ACU expanded services to U.S. FoodService, Philip Morris, Valspar Inc., Raytheon, Sherwin Williams, employees of the Texas Post Offices, and many other businesses in Dallas, Collin, and Rockwall counties. Our members trust us every day because we have proven friendly, reliable, and hardworking as a team and financially stable as an institution. In addition, we have shown a ceaseless drive to pioneer cutting-edge technology and services to make our members dreams come true. Please remember, although we welcome your feedback, Facebook is not a secure site and private information is not protected and should not be posted. If you have an immediate concern, please contact us at (972) 494-5328 or visit any of our branches during regular business hours. Posting Policy:
Social media sponsored by America’s Credit Union is utilized to communicate general information about our people, products and community events to members and non-members. The purpose of sponsored social media is not to market products, pricing, and services directly but to support the credit union’s brand of value, integrity and convenience through a dialogue with the community at large which supports those brand values. Occasionally, unsolicited posts, reviews and comments are published on social media sites. It is the credit union’s practice to review and monitor America’s Credit Union sponsored social media sites daily, and when deemed appropriate, to respond. If posts by others are deemed inappropriate or in violation of our internal marketing and privacy policies or procedures these posts will be removed. Federally Insured by NCUA. Equal Housing Opportunity. For more information about how we protect our members' privacy, please view our Privacy Policy here:
http://www.americascu.org/home/about/privacy

11/02/2026

Some traditions bring us together in the most meaningful ways. ❤️

We had the pleasure of sponsoring and participating in the Mesquite Arts Center's 10th Annual Día de los Mu***os Celebration!

It was a beautiful day filled with music, traditional dance, art, and opportunities to learn about the traditions that honor and remember loved ones.

We also had the opportunity to speak with Erica Guajardo from the Mesquite Arts Center, Rachel Lopez from the Hispanic Forum of Mesquite, and local vendors who shared their experiences and helped make this celebration special.

A heartfelt thank-you to the Mesquite Arts Center, Hispanic Forum of Mesquite, and everyone who dedicated their time and talents to bringing our community together.

We're proud to support events like this, but what means even more is being there, meeting our neighbors, and sharing these moments together.

Thank you, Mesquite, for allowing us to be part of your community!

We hope you enjoy this look at the celebration!

***os

11/02/2026

WOULD YOU CLICK IT? 👀📱
Scam messages can look convincing—and that's exactly the point.

Before clicking a link in an unexpected text or email, look for warning signs:
🚩 Urgent or emotional language
🚩 Requests for personal or financial information
🚩 Suspicious or shortened links
🚩 Email addresses or URLs that don't look quite right
And if something feels off? Don't click the link or attachment.
Taking a few seconds to stop and check could make all the difference.

🔐 Want more ways to protect yourself online?
Read ACU's 4 Ways to Stay Safe Online

10/31/2026

¿Quieres comprar casa, pero no sabes por dónde empezar? 🏡

Empecemos con lo básico: una hipoteca es un préstamo que se utiliza para comprar una casa.

¡Así de sencillo! ❤️

En America's Credit Union queremos ayudarte a entender el proceso, una palabra a la vez.

👉 ¡Síguenos para aprender más sobre cómo comprar casa!

Before you put that expense on the credit card... SWIPE.When you're borrowing money, don't look at only one number. APR....
10/31/2026

Before you put that expense on the credit card... SWIPE.

When you're borrowing money, don't look at only one number. APR. Monthly payment. Repayment term. Fees. Total amount repaid.

Because "Can I make the payment?" and "What will this cost me?" are two different questions. SAVE this for the next time you're comparing borrowing options.

10/30/2026

There's something special about seeing a community come together. ❤️

We had a wonderful time at the Read Play Talk Festival & Community Expo in Mesquite! From the costumes and family activities to the conversations and new connections, it was a day full of great memories.

At America's Credit Union, we're proud to sponsor events like this, but what means even more is getting to spend time with the people and families who make this community so special.

Thank you to the Mesquite Chamber of Commerce, Read Play Talk, and Hispanic Forum of Mesquite for the work you do to bring our community together.

And to everyone who stopped by to say hello, thank you for making our day!

🎥 Take a look at some of our favorite moments!

10/30/2026

Who Are You Working Toward It For? ❤️
Not every financial goal is about us.
Maybe you’re saving for your child’s future. Helping your parents. Building a home for your family. Or simply trying to make life a little easier for someone you love.
What financial goal are you working toward for someone other than yourself? 👇

10/29/2026

Holiday expenses adding up? Before you reach for the credit card, take a moment to understand your options.

Depending on your situation, a personal loan may offer benefits like a potentially lower cost than higher-rate credit card debt, a fixed payment and clear repayment term, easier budgeting, no collateral, access to funds, and the credit union advantage.

But borrowing is still borrowing. Take time to understand the rate, monthly payment, repayment term, and overall cost before deciding what makes sense for your budget.

🎁 Know your options before you borrow this holiday season.
👉 Explore Personal Loans from America’s Credit Union

10/28/2026

Nobody warned us adulting had JUMP SCARES.
"You need four new tires."
"Your annual subscription renewed."
The car starts making a brand-new noise.
"Your insurance doesn't cover all of it."

Meanwhile, your emergency savings: calm. You can't predict every unexpected expense - but preparing for them can make the surprise a little less scary.

What's YOUR biggest adulting jump scare?

10/27/2026

Sometimes, the part you remember most isn’t the transaction. It’s how someone made you feel. 💚

When Parrish became a member of America’s Credit Union, Myrna took the time to meet with him, have a genuine conversation, and make him feel comfortable and welcomed.
In Parrish’s words, “She made me feel like family. That’s a compliment we don’t take lightly.

Thank you, Parrish, for trusting America’s Credit Union and sharing your experience. And thank you, Myrna, for showing how genuine care and personal service can make all the difference.

Looking for a credit union where you’re treated like more than an account number? Visit AmericasCU.org.

FINANCIAL HOT TAKE:A lower monthly payment doesn't automatically mean something costs less. A longer repayment term can ...
10/27/2026

FINANCIAL HOT TAKE:
A lower monthly payment doesn't automatically mean something costs less. A longer repayment term can lower the amount due each month while potentially increasing how much you pay over time.

That's why the monthly payment shouldn't be the only number you compare. Look at APR, term, fees and total repayment. Understand the whole picture before you borrow.

Address

2154 Forest Lane
Garland, TX
75042

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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