Not Your Average Lender

Not Your Average Lender At Not Your Average Lender, we don’t just close loans—we craft solutions. NMLS 230028
TX, OK & FL We are Not Your Average Lender!

From flawless credit to complex scenarios, we move fast, think smarter, act strategically, and deliver results with integrity, precision, and consistency. FHA Loans down to 500 Fico with 10% down 580 Fico with 3.5% down. VA Loans down to 500 Fico with 0% down
USDA 100% Financing with 580 Fico
Full 203k with 640 Fico
Conventional Financing down to 620

We are not a bank, we work with wholesale le

nders that still provide FHA/VA loans that make sense to thousands of families that are now home owners. For More Information please send an email to [email protected] NMLS #229976

🎉🎂 HAPPY BIRTHDAY, ANDREA! 🎂🎉Today, the entire Not Your Average Lender family is celebrating one of our amazing Loan Ori...
08/29/2026

🎉🎂 HAPPY BIRTHDAY, ANDREA! 🎂🎉

Today, the entire Not Your Average Lender family is celebrating one of our amazing Loan Originators, Andrea Ruiz! 🏡💗

Andrea, we’re so happy to have you as part of our team! We hope your special day is filled with love, laughter, happiness, and all the things you enjoy most. 🥳🎈✨

Wishing you another year filled with success, new opportunities, happy clients, BIG closings, and many blessings! 🏡🔑💰

Everyone help us wish Andrea Ruiz a VERY HAPPY BIRTHDAY! 🎉🎂🎁

❤️ Your Not Your Average Lender Family

🎉🎂 HAPPY BIRTHDAY, MONICA! 🎂🎉Today, the entire Not Your Average Lender family wants to wish a very Happy Birthday to one...
08/23/2026

🎉🎂 HAPPY BIRTHDAY, MONICA! 🎂🎉

Today, the entire Not Your Average Lender family wants to wish a very Happy Birthday to one of our amazing Loan Originators, Monica! 🏡💗

Monica, we’re so happy to have you as part of our team and hope your birthday is filled with happiness, laughter, love, and plenty of reasons to celebrate! 🥳🎈

Here’s to another year of success, new opportunities, happy clients, and BIG closings! 🏡🔑✨

Please help us wish Monica a very HAPPY BIRTHDAY! 🎉🎂🎁

🎉🎂 Happy Birthday to one of our amazing loan originators, Pedro Ontiveros! 🎂🎉Today we celebrate not only your birthday, ...
05/15/2026

🎉🎂 Happy Birthday to one of our amazing loan originators, Pedro Ontiveros! 🎂🎉

Today we celebrate not only your birthday, but also your hard work, dedication, and the incredible care you give to every client you help. Your passion for helping families achieve homeownership does not go unnoticed, and we are so grateful to have you on our team! 🏡✨

Wishing you a year filled with success, happiness, good health, and many more closings! 🙌🎁

Everyone help us wish Pedro Ontiveros a very Happy Birthday! 🎉🥳

03/21/2026

Growing up is emotional.
Buying your first place? Even more so.

When you’re ready for that “new chapter” moment, I’ll make sure the numbers make sense. 🏡



— Katherine M Briones, your go-to mortgage broker in Texas, Florida & Oklahoma!





03/20/2026

Most buyers focus on the purchase price.

“I want to get it for less.”

And I get it.
Saving $20,000 feels like a win.

But here’s what no one explains clearly…

A small drop in price barely moves your monthly payment.

Using that same $20,000 as a seller credit to buy down your interest rate?

That can dramatically lower what you pay every single month.

Same house.
Same $20,000 negotiated.
Completely different long-term outcome.

This is why strategy matters more than ego in negotiations.

Comment 🏡 and I’ll show you what this could look like for your budget!



—Katherine M Briones | CEO | Mortgage Broker
Call or Text me at 469-363-0158
Not Your Average Lender





Help us give a warm welcome to the newest addition to the MK Team—Rebekah Hedger! 🎉Rebekah is joining us as our team ass...
03/20/2026

Help us give a warm welcome to the newest addition to the MK Team—Rebekah Hedger! 🎉

Rebekah is joining us as our team assistant, and we are beyond excited to have her on board. Not only is she an incredible addition to our growing team, but she’s also family—my niece—and I couldn’t be more proud to watch her step into this journey.

She’s currently is on the path to becoming a future Loan Originator with Not Your Average Lender. 💼🏡

The future is bright, and this is just the beginning! Welcome to the team, Rebekah—we’re excited to grow, learn, and win together! ❤️

:

Buying a home doesn’t have to be confusing.Whether you’re purchasing your first home, upgrading, or refinancing, underst...
01/16/2026

Buying a home doesn’t have to be confusing.

Whether you’re purchasing your first home, upgrading, or refinancing, understanding your loan options early can save you time and stress.

Our licensed mortgage team helps buyers explore financing options and start the pre-approval process with confidence.

✔ Fast response
✔ Clear guidance
✔ No obligation to apply

Tap below to request your free pre-approval review.

http://230028.my1003app.com/229976/register

01/16/2026

🚀 Exciting Announcement!
We’re proud to welcome John Archer to the Not Your Average Lender mortgage team! 🏡

John brings a strong commitment to guiding buyers and homeowners through the lending process with clarity, strategy, and results. His passion for helping clients achieve homeownership makes him a perfect fit for our growing team. We’re excited to have him on board and can’t wait to see the impact he’ll make!

John Archer
NMLS #1000306
📞 817-323-3456
📧 [email protected]

Welcome to the team, John — let’s help more families win with homeownership! 💼✨

🎉 Congratulations to Our Top Producers! 🎉We’re proud to recognize and celebrate the incredible achievements of our Top 4...
12/31/2025

🎉 Congratulations to Our Top Producers! 🎉
We’re proud to recognize and celebrate the incredible achievements of our Top 4 Loan Originators for Q4 2025! 🏆
Your hard work, dedication, and commitment to serving clients with excellence have truly set you apart. Thank you for continuing to raise the bar and lead by example! 🚀
👏 Top Producing Loan Originators - Q4 2025
🏅 Oscar E Cuesta
🏅 Katherine M Briones
🏅 Andrea Ruiz
🏅 Pedro Ontiveros
We appreciate everything you do and can’t wait to see what you accomplish next!

Address

310 East I-30, Suite M101
Garland, TX
75043

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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