Broadwater Insurance Agency

Broadwater Insurance Agency Broadwater Insurance Agency in Garden Grove, California, offers a wide variety of auto, home, and commercial building insurance options to fit your needs.

We have been in business since 1972, and our knowledgeable agents are fully dedicated to providing you with the highest level of service.

Finding a silver lining in the California insurance market isn't always easy, but for condo owners and renters, there is...
06/02/2026

Finding a silver lining in the California insurance market isn't always easy, but for condo owners and renters, there is good news on the horizon.

While homeowners rates have been rising across the state, some carriers are actually filing for rate decreases specifically in the condo and renter space. This shift offers a rare opportunity for those living in apartments or condos to secure comprehensive protection at a more competitive price point.

At Broadwater Insurance Agency, we’ve been navigating the California market since 1949. With 77 years of experience, we understand the local landscape better than anyone. As an independent agency, we aren't tied to a single carrier. We shop the market across our extensive network to find the specific coverage that fits your lifestyle and your budget.

Whether you're a first-time renter or a long-time condo owner, now is the perfect time to ensure your policy reflects the best available rates.

🏠 Let's review your coverage and find your silver lining. Request your review at broadwaterthillins.com.



🔥 Broadwater Weekly Insurance Insight: Unlocking the 22% "Bundle & Mitigate" DiscountCalifornia homeowners are seeing a ...
06/01/2026

🔥 Broadwater Weekly Insurance Insight: Unlocking the 22% "Bundle & Mitigate" Discount

California homeowners are seeing a new trend in 2026: carriers are rewarding proactive property "hardening" with substantial discounts. By bundling your policies and implementing specific wildfire mitigation steps, some residents can unlock savings of up to 22%.

But what does "mitigation" actually look like? It often goes beyond just clearing brush. Steps like installing ember-resistant vents or upgrading to dual-paned windows can make a massive difference in both your safety and your premium.

As an independent agency, we shop multiple carriers to find those offering the best incentives for your hard work. Let’s look at your property together and see how much you could be saving.

💻 Broadwater Weekly Insurance Insight: Is your business ready for a Cyber Audit?In 2026, Cyber Insurance has moved past ...
05/30/2026

💻 Broadwater Weekly Insurance Insight: Is your business ready for a Cyber Audit?

In 2026, Cyber Insurance has moved past being a simple "checkbox" on your to-do list. Underwriters are now utilizing sophisticated "attack-surface scans" to vet your digital security before they even provide a quote.

If your digital defenses aren't up to par, you could face higher premiums or even a total rejection of coverage.

As your independent advocates, we help our clients understand what underwriters are looking for. From multi-factor authentication to secure data backups, we’re here to help you shore up your security so you can secure the best possible rates.

Protect your data, protect your reputation. Reach out for a digital risk assessment today.

Modern technology is changing how your home is insured, and sometimes, the view starts from above.Insurance carriers are...
05/28/2026

Modern technology is changing how your home is insured, and sometimes, the view starts from above.

Insurance carriers are increasingly using drones and satellites to assess roof conditions from the air. While these "eyes in the sky" offer efficiency, they can also lead to unexpected non-renewals if an aerial assessment misreads the age or health of your roof.

At Broadwater Insurance Agency, we believe in personalized risk assessment over automated decisions. With 77 years of experience, we act as your advocate, challenging inaccurate data and providing the clarity you need. If a carrier’s perspective shifts, we shop our extensive network to find coverage that fits your reality, not just a satellite image.

We bring expert partnership to every policy, ensuring your most valuable assets are protected with confidence.

📍 Let’s review your coverage and prepare for what’s ahead.

🏠 Broadwater Weekly Insurance Insight: Good news for California Condo Owners!The insurance landscape in 2026 is shifting...
05/28/2026

🏠 Broadwater Weekly Insurance Insight: Good news for California Condo Owners!

The insurance landscape in 2026 is shifting, and for many condo owners, the tide is finally turning. Recent market updates indicate potential rate drops of 20% or more as major carriers re-enter the space.

However, the real key to maximizing these savings is coordination. Your individual unit policy needs to align perfectly with your HOA’s master policy to avoid coverage gaps or over-paying.

As an independent agency with 77 years of experience, we don’t just find you a quote; we help you navigate the fine print between your personal walls-in coverage and the association’s responsibilities.

Thinking about your next renewal? Let’s take a look at how these new rates can work for you.

Owning a condo in California is part of the dream, but finding insurance shouldn't be a nightmare. 🏢The "California Cond...
05/27/2026

Owning a condo in California is part of the dream, but finding insurance shouldn't be a nightmare. 🏢

The "California Condo Gap" is real. As many traditional carriers scale back their coverage across the state, homeowners are often left with fewer options and increasing uncertainty. This is where experience makes the difference.

At Broadwater Insurance Agency, we specialize in navigating these complex market shifts. With 77 years of experience dating back to 1949 and our status as an independent agency, we aren't tied to just one provider. We shop the market: leveraging relationships with top-tier carriers: to find the specialized protection your home deserves. From master policies to individual walls-in coverage, we provide the clarity you need in a changing landscape.

🛡️ Let’s review your current policy and bridge the gap together.

🏗️ Broadwater Weekly Insurance Insight: Preparing for the Workers’ Comp ShiftTo our local trade contractors: A significa...
05/26/2026

🏗️ Broadwater Weekly Insurance Insight: Preparing for the Workers’ Comp Shift

To our local trade contractors: A significant 10.4% hike in Workers’ Comp rates is projected for this coming September: the largest increase we’ve seen in a decade.

At Broadwater Insurance Agency, we know that rising overhead is a major concern for California business owners. But you don't have to just "absorb" the cost. Lowering your premiums starts with proactive risk management and ensuring your business classification is accurate.

Leveraging our 77 years of industry relationships, we work to find the right carriers who value safety-conscious contractors. Don’t wait until your September renewal to start the conversation.

Let's review your strategy today to keep your projects profitable.

The California insurance market has felt a bit like a wild ride lately. Between shifting rates and non-renewals, it’s ea...
05/25/2026

The California insurance market has felt a bit like a wild ride lately. Between shifting rates and non-renewals, it’s easy to feel a little lost in the fine print of your policy.

Sometimes, you just need a second set of eyes: not a sales pitch. Whether you’re curious about a specific coverage limit or just wondering if your current plan still makes sense for your life, we’re here to help you make sense of it all.

At Broadwater Insurance Agency, we’ve been advocating for our neighbors since 1949. As an independent agency, our priority is your protection, not any single insurance carrier. We’ve spent 77 years navigating these changes, and we’re happy to put that experience to work for you.

If you have a question about your current policy, I’m more than happy to just "take a look" and give you an honest assessment. No pressure, no hard sell: just the clarity you deserve in a wild market.

💬 Let’s review your coverage together to ensure you’re properly protected.



Freedom is a gift from those who served.This Memorial Day, we’re taking a moment to honor the men and women who gave eve...
05/25/2026

Freedom is a gift from those who served.

This Memorial Day, we’re taking a moment to honor the men and women who gave everything for our country. Their bravery is the foundation of the peace and security we enjoy today.

Since 1949, Broadwater Insurance Agency has been proud to stand alongside California families and business owners. Our 77-year legacy is deeply rooted in the very communities these heroes protected, and we remain committed to serving you with that same spirit of advocacy and care.

We want to express our deepest gratitude to our fallen heroes and their families. We wish you a peaceful and meaningful day of reflection.

🇺🇸 Today, we remember and we honor.

In a world of automated menus and "the next available agent," there’s a distinct advantage to having a partner who’s bee...
05/24/2026

In a world of automated menus and "the next available agent," there’s a distinct advantage to having a partner who’s been in your corner since 1949.

A 1-800 number can give you a policy, but it often misses the nuances of your unique life and business. At Broadwater Insurance Agency, we believe 77 years of legacy matters. It means we don’t just sell insurance; we provide year-round advocacy and personalized risk assessments that a call center simply can’t match.

As an independent agency, we shop the market to find you the best coverage at the best price, but our real value is the expert partnership we provide. Whether you're protecting your first home or managing an apartment complex portfolio, we’re here to provide the clarity and confidence you deserve.

Experience the difference that seven decades of local expertise makes. Your protection is personal to us.

🛡️ Request your personalized review today.

Address

9421 Chapman Avenue
Garden Grove, CA
92841

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17146369092

Website

Alerts

Be the first to know and let us send you an email when Broadwater Insurance Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category