What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Broadwater Insurance Agency

Home
United States
Garden Grove, CA
Broadwater Insurance Agency

Call Directions Website

Broadwater Insurance Agency in Garden Grove, California, offers a wide variety of auto, home, and commercial building insurance options to fit your needs.

We have been in business since 1972, and our knowledgeable agents are fully dedicated to providing you with the highest level of service.

11/03/2026

Your delivery van is the business. But the driver behind the wheel matters just as much.

California delivery and courier businesses face two exposures at once: the vehicle itself, and the people you hire to drive it. Commercial auto covers the van for business use, liability and physical damage. But hiring practices matter too: motor vehicle records, driving history, and how you screen new drivers all affect both safety and insurability.

A serious at-fault accident by an employee can raise rates across the whole fleet. Reviewing who drives, what they drive, and how they're screened protects more than your premium: it protects the business.

🚚 Let's review your commercial auto coverage and your driver screening practices.

Broadwater Insurance Agency has served California since 1949. As a third-generation, family-owned independent agency, we compare options across multiple carriers and build coverage around your actual operation.

Coverage, eligibility, exclusions, limits, and all policy terms vary by carrier and policy.

11/02/2026

That engagement ring might not be fully covered by your homeowners policy.

Most standard policies place special sublimits on certain categories of personal property, jewelry, watches, furs, fi****ms, and collectibles among them. Those sublimits often total only a few thousand dollars for theft, and many policies also cap what they'll pay for any single item. If one piece is worth more than the cap, the difference comes out of your pocket. And it's not just theft: a ring that slips off at the beach or a watch that gets lost on vacation may fall outside a standard policy's named perils entirely.

The fix is scheduling your valuables. A scheduled personal property endorsement, sometimes called a personal articles floater, itemizes each piece on the policy with its own description and value, typically backed by an appraisal or receipt. Scheduled items are usually covered for broader risks, including mysterious disappearance, and are protected anywhere in the world, often with a lower deductible or none at all. It's also worth revisiting appraisals every few years, since gold, gemstone, and market values move, and an outdated appraisal can leave a scheduled item underinsured.

At Broadwater Insurance Agency, we've been protecting California families since 1949, now under third-generation family ownership. As an independent agency, we shop your valuables coverage across multiple carriers to find the right combination of limits, deductibles, and price for what matters most to you.

📋 Let's review your policy's personal property sublimits together and see which pieces deserve their own line on the schedule.

Coverage, eligibility, sublimits, deductibles, exclusions, appraisal and documentation requirements, and all policy terms vary by carrier and policy. Scheduling an item does not guarantee coverage for every type of loss. Contact us to review your specific policy and options.

10/29/2026

If a customer's vehicle is in your care, your garage liability may not be enough.

California auto repair shops, detailers, and body shops face exposures standard policies often miss. Garagekeepers coverage helps protect customer vehicles left in your care, custody, and control: on your lot, in your bays, or overnight. Garage liability addresses the operations side, while damage to a customer's car during test drives or while being serviced may need its own attention.

Add garagekeepers coverage for the cars you hold. 🚗 Let's review your shop's full exposure.

For 77 years, since 1949, Broadwater Insurance Agency has served California businesses as a third-generation, family-owned independent agency. We compare options across multiple carriers and build coverage around how your shop actually runs.

Coverage, eligibility, exclusions, limits, and all policy terms vary by carrier and policy.

10/28/2026

Your insurance, all in one place and right in your pocket.

The Broadwater Insurance Agency app makes it simple to:
• View your policy information anytime
• Access your insurance documents
• Submit service requests in a few taps
• Stay connected with our team wherever you are

The app is free, available in English and Spanish, and ready for both iPhone and Android.

It is one more way we make insurance easier for the clients and communities we have served since 1949.

📱 Download the app:
iPhone (App Store): https://apps.apple.com/app/broadwater-insurance-agency/id6777206720
Android (Google Play): https://play.google.com/store/apps/details?id=com.gloveboxapp.my.broadwater

App features may vary by policy and device. For questions about your coverage, our team is happy to help.

10/23/2026

When a vehicle is part of the business, a personal auto policy may not be enough.

California businesses that use trucks, vans, or cars for work should review how each vehicle is owned, who drives it, and what it carries. A commercial auto policy may address business vehicle liability and physical damage, while employee use of personal vehicles or rented vehicles can raise separate hired and non-owned auto questions. Tools and equipment in the vehicle may need different coverage.

Broadwater Insurance Agency has served California since 1949. As a third-generation family-owned independent agency, we compare options from multiple carriers and help businesses assess coverage around their actual operations.

🚚 Let’s review your business vehicles and discuss a commercial auto quote.

Coverage, eligibility, exclusions, limits, and all policy terms vary by carrier and policy.

10/05/2026

California drivers deserve more than the minimum.

State minimum auto limits may leave important gaps when you need protection most. Uninsured/underinsured motorist coverage, rental reimbursement, and roadside assistance can help provide greater confidence on the road.

Broadwater Insurance Agency has served California families since 1949. As a third-generation, independent agency, we shop multiple carriers to help find personalized coverage at the best available price, including potential savings when bundling auto with homeowners or renters insurance.

With rates shifting across California, it may be time to re-shop your policy. Our team provides personalized risk assessment and year-round advocacy, not just a policy at renewal time.

🚗 Request your personalized auto insurance quote today: broadwaterthillins.com

Coverage options, limits, eligibility, and savings vary by individual circumstances and policy terms.

09/23/2026

🏠 AIRBNB HOSTS: Are you accidentally "Uninsured"?

If you're renting out your California home or a secondary property on short-term platforms, a standard homeowners policy might leave you exposed. Most personal policies have "business use" exclusions that can lead to denied claims if a guest is injured or your property is damaged during a stay.

At Broadwater Insurance Agency, we specialize in Airbnb and short-term rental solutions that bridge the gap between personal and commercial risks.

Our family has been protecting California property owners since 1949. We know the local regulations and the specific risks you face as a host. Let us find the right coverage from our top-tier partners to make sure your investment is actually protected.

Protect your peace of mind and your property. Reach out for a specialized quote.

09/22/2026

In the high-stakes world of tree care and contracting, your safety records are just as valuable as your heavy machinery.

As we navigate 2026, top-tier partners are looking for more than just a business license; they want to see a documented commitment to risk management. Keeping detailed safety training logs, equipment maintenance records, and industry-specific certifications doesn't just protect your crew: it makes you a preferred risk for underwriters. When you can prove your safety culture through consistent documentation, it opens doors to more specialized coverage options and competitive rates.

At Broadwater Insurance Agency, we specialize in finding tailored solutions for California’s specialized trades. As an independent agency, we shop the market among major national carriers to find the coverage that reflects the quality and safety of your work. We understand the unique risks arborists and contractors face, and we’re here to ensure your legacy is protected.

🛡️ Let's review your safety documentation and explore your best insurance options today.

09/21/2026

📐 ARCHITECTS & DESIGNERS: Protecting Your Professional Legacy

In the world of design and construction, even a small oversight can lead to a massive liability. Professional Liability (Errors & Omissions) insurance isn't just a requirement for many contracts: it’s the safety net for your firm’s future.

Broadwater Insurance Agency understands the unique risks California architects face. From builders risk to specific E&O policies, we provide personalized risk assessments to ensure your professional advice is covered.

As a third-generation family business with 77 years of experience, we’ve stood by California professionals through every regulatory change and market shift. We’re your year-round advocates, making sure you have the best coverage at the best price.

Focus on the blueprint; let us handle the protection. Contact us to review your professional liability limits.

09/19/2026

For many California homeowners, finding reliable insurance has felt like navigating a frozen landscape.

After a long period of restricted availability, the market is beginning to thaw. Several major national carriers are expanding their presence in California again, offering new opportunities for those currently on the FAIR Plan or facing rising costs.

As an independent agency, we have the unique advantage of shopping across multiple top-tier partners to find the coverage that fits your specific needs. If you are in a specific zip code or have bundled auto and home policies, you might be among the first to benefit from these returning options. We are here to help you transition back to comprehensive, standard coverage with the year-round advocacy you deserve.

The shift is happening now, and clarity is just a conversation away.

🏠 Let’s review your current policy and explore your new options today. Visit broadwaterthillins.com to get started.

Address

9421 Chapman Avenue
Garden Grove, CA
92841

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+17146369092

Website

http://broadwaterthillins.com/

Alerts

Be the first to know and let us send you an email when Broadwater Insurance Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.