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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Independence Insurance Center

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Garden Grove, CA
Independence Insurance Center

In addition, we are an authorized DMV Services Provider.

Located in Garden Grove, Independence Insurance Center is a multi-carriers insurance agency providing personalized insurance for families and businesses throughout California.

10/13/2025

New CA Law. $10,000 Fine. Get Compliant.

No exceptions. Starting 1/1/26, all CA contractors MUST have workers' comp. Don't get caught off guard and face a massive fine.

We make it easy. Get your fast quote today!
📧 [email protected]
🌐 https://iicinsurance.com/
📞 (714) 775-3400

11/20/2024

🛡Protect Your Passion
Why Every Small Business Needs Insurance

As a small business owner, you’ve invested time, money, and heart into building your passion. Having the right insurance is essential to help secure your future.

⛊ Covers assets against fire, theft, and natural disasters.
⛊ Protects owners against claims for property damage or injuries customers.
⛊ Covers medical expenses and wages for injured employees, shielding from lawsuits.

We understand the hard work of small business so we’re here to help you secure every step of your journey.
Contact us now!
📍 13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
📞 (714) 775-3400

08/19/2024

Data breach insurance. Have you heard about it?

Imagine receiving a phone call or email that looks like it's from your vendor or relevant to your business. It asks you to click on a link and enter your login credentials. Suddenly, your computer is hacked, and important information like customer contacts, payments, vendor lists, and even employee information is sloten. What do you do next?

Data breach insurance can help your salon respond to a breach if personally identifiable information gets lost or stolen. Sometimes it's called cyber liability insurance.

In our next post, we'll explore how data breach insurance differs from cyber liability insurance, even though they offer similar benefits. Stay updated with us!

To learn more, contact IIC now. We’re not just here to give you a quote; we're your advisors. Share your needs with us, and we'll find the solutions for you!

📍 13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
📞 (714) 775-3400

08/15/2024

Attention Nail Technicians, Beauticians, and Hairstylists!

Have you ever had a client experience unexpected injuries or dissatisfaction due to a service? Protect yourself and your business from potential risks with professional liability insurance!

Also known as Errors and Omissions (E&O) insurance, this policy covers legal expenses if a client sues over an unsatisfactory service or a negative reaction to a beauty product.

Stay protected and avoid lawsuits with Independence Insurance Center.

📍 13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
📞 (714) 775-3400

08/12/2024

Adapting to New Consumer Expectations in the Insurance Industry

According to Fintech Global, today's customers expect insurance firms to use data and analytics to deliver tailored services and products, along with personalized advice. They demand that insurers make decisions based on an individual's specific circumstances rather than solely relying on generic rules or averages.

At IIC, we are committed to embracing these changes. We leverage cutting-edge technology and data insights to provide customized and affordable solutions that truly reflect your unique needs. Our goal is to offer you not just a policy, but a partnership based on understanding and trust.

Visit or call us now!
📍 13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
📞 (714) 775-3400
iicinsurance.com

08/05/2024

"The mix of chemicals, products, trimmers, dryers and other machines used in beauty services can create an environment where injuries happen easily. You'll want to understand these key risks as a business owner in the beauty industry to avoid any potential lawsuit.

1. Body Injury Risk: In a beauty salon where you rely on sharp tools, water and chemicals to do your work, the chance of potential risk happen can be high including slippery floors from product spills and hair clippings, burns from dryers and curling irons, cuts from razors, and chemical hazards from hair dye that can cause injury to customers.
2. Professional Liability Risk: Various risks can arise such as chemical causing injury gets into a customer's eyes, nose or mouth, allergic reactions to beauty products, or any service errors resulting in customers' dissatisfaction.
3. Property Damage Risk: It can be fire hazards from overheating equipment like UV/LED lamps and electric nail drills. Chemical spills of nail polish, acetone, or other substances can also damage equipment and surfaces, requiring costly repairs.

At a minimum, a Business Owner’s Policy combines business property and liability coverage. You may also want to add professional liability insurance to protect you against claims related to mistakes or negligence in your services.

Still don't know what to get? Contact IIC to get consultation based on your specific needs.

📍 13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
📞 (714) 775-3400

"

07/27/2024

While hiring staff is the first bullet point of top challenges faced by a salon owners, protecting the staff and creating a safety workplace are essential as well. Are you staying well-prepared? Learn more about Worker Comp today!

Workers’ Compensation Insurance helps businesses manage:

- Medical and Recovery Expenses: Covers costs when employees suffer work-related injuries or illnesses.
- Liability Expenses: Provides protection if your business is sued over workplace injuries.
- Replacement Wages: Supports employees with wages when they can’t work due to a covered injury or illness.

Don't wait to ensure your business and employees are protected. With IIC, more than just give you a quote number, we customize and give advice tailored to your needs.

Contact us now: (714) 775-3400
iicinsurance.com
13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843

07/22/2024

HAPPY MONDAY FROM IIC

At IIC, we believe in values and education more than just quotes. Our mission is to offer personalized advice and expert consultation based on your unique needs. When you choose us, you get more than just a number; you get a 24/7 team dedicated to taking care of you every step of the way.

🌟 More Than Just a Number, We're Your Trusted Advisors! 🌟

📞 Contact us today and discover the peace of mind that comes with having a trusted advisor by your side.

Visit or call us now!
13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
(714) 775-32400
iicinsurance.com

07/20/2024

Do you truly understand what your BOP Policy is covering?
For business owners: know your coverage.

A Business Owner's Policy (BOP) is one of the most popular bundle for small business. Here's a quick overview of what a BOP typically can help pay for:

1. Property Damage: Protects your business property, including buildings and equipment owned by the company, from risks like fire, theft, and natural disasters.

2. Injuries: If someone other than an employee (e.g: customers) gets hurt and your business is responsible.

3. Court & Legal Fees: In the event of a lawsuit even if you did notthing wrong.

4. Business Income Interruption: Helps cover lost income and operating expenses if your business has to close unexpectedly.

5. Advertising mistakes: If you are accused of copyright infringement, libel or slander.

6. Additional Coverages: Many BOPs can be customized to include additional protections such as crime insurance, equipment breakdown, and more.

Stay protected and focus on what you do best – running your business! 🛡️💼 with IIC - Independence Insurance Center.

Visit or call us now!
13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843
(714) 775-3400
iicinsurance.com

07/17/2024

Do you know all the different types of commercial insurance coverage? IIC is here to help you choose the right options. Let’s learn together!

1. Business Owners Policy (BOP) vs Commercial General Liability (CGL)
- CGL covers liability losses: bodily injury, property damage, personal and advertising injury, and medical payments. It also provides legal defense for covered claims.
- BOP includes everything in CGL plus property coverage: building, business personal property, data loss, valuable papers, accounts receivable, business income, signs, money, securities, equipment breakdown, and employee dishonesty.

2. Professional Liability (E&O)
Protects against claims of negligence, malpractice, errors, and omissions during professional services.

3. Lessor's Risk Only (LRO)
For commercial landlords, covers property damage or injuries in their building. Applies to commercial properties like apartment buildings, retail complexes, office spaces, and warehouses. Landlords must occupy less than 25% of the building.

4. Workers' Compensation (WC)
Covers medical and recovery expenses for work-related injuries and illnesses, liability expenses from lawsuits, and replacement wages for injured employees.

More than just providing services, IIC is dedicated to consumer education with the mission of providing resources to help individuals and businesses make decisions and understand the insurance challenges within the local community.

Visit us at 13902 Harbor Blvd, Unit 2A, Garden Grove, CA 92843 or call us now: (714)775-3400
iicinsurance.com

Address

13902 Harbor Boulevard Unit 2A
Garden Grove, CA
92843

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+17147753400

Website

http://iicinsurance.com/

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