RMS Programs, LLC

RMS Programs, LLC RMS Programs, LLC (RMS) can serve you as a corporate insurance broker, wholesale insurance agency, and risk management partner.

We specialize in providing tailored commercial insurance solutions, underwriting support, and claims services. RMS Hospitality Group (RMS HG), is the specialized program division of RMS Insurance Brokerage, LLC. We have over twenty (20) years' experience as a Program Administrator and are pleased to present our exclusive insurance program for your Hospitality Industry clientele with an A.M. Best R

ated "A" XV Insurance Company. A platform like no other in the Hospitality Insurance Industry, RMS HG provides a solution to the insurance agent/broker community for hospitality risks with a program that offers comprehensive and flexible coverage forms at competitive premiums.

Spring brings more diners, events, and alcohol sales, but it also brings new risks. Are your hospitality insurance polic...
05/28/2026

Spring brings more diners, events, and alcohol sales, but it also brings new risks. Are your hospitality insurance policies ready for peak season? Don’t wait for a claim to find out. Protect your business with a spring insurance checkup today. Learn more!

https://www.rmsprograms.com/blog/restaurant-insurance-ready-for-spring-summer-crowds/

Spring and summer crowds increase restaurant risks. Make sure your insurance covers outdoor dining, events, and alcohol liability. Contact us to learn more.

Summer weekends, holiday events, and sold-out DJ nights represent peak revenue and peak exposure for nightclub owners. W...
05/27/2026

Summer weekends, holiday events, and sold-out DJ nights represent peak revenue and peak exposure for nightclub owners. When attendance surges, so does the potential for injuries, altercations, and high-value claims that can exhaust a standard policy in a single incident.

Summer weekends, holiday events, and sold-out DJ nights represent peak revenue and peak exposure for nightclub owners. When attendance surges, so does the potential for injuries, altercations, and high-value claims that can exhaust a standard policy in a single incident. That's why nightclub insuran...

Memorial Day honors the brave men and women who made the ultimate sacrifice. Their courage and service continue to inspi...
05/25/2026

Memorial Day honors the brave men and women who made the ultimate sacrifice. Their courage and service continue to inspire our communities and our work every day.

Live music insurance addresses the specific exposures tied to live performance environments, from the moment load-in beg...
05/21/2026

Live music insurance addresses the specific exposures tied to live performance environments, from the moment load-in begins to the final guest exit. The problem is that several of those exposures sit well outside what agents typically review on a standard hospitality application.

A sold-out show feels like a win for everyone involved — until a claim arrives that a standard commercial policy isn't designed to cover. Live music insurance addresses the specific exposures tied to live performance environments, from the moment load-in begins to the final guest exit. The pro...

05/19/2026

Protect your bar or nightclub from costly claims like liquor liability, slip-and-fall injuries, assaults, and property damage. Specialized insurance solutions help nightlife venues manage risks, cover legal and medical costs, and safeguard the business from financial losses. Call us at 516-742-8585 or read our blog to learn more.

https://www.rmsprograms.com/blog/nightclub-insurance-risks-owners-should-know/

Struggling to place hard-to-insure accounts? Standard carriers aren’t always the answer. Specialty MGAs provide the flex...
05/14/2026

Struggling to place hard-to-insure accounts? Standard carriers aren’t always the answer. Specialty MGAs provide the flexibility, speed, and expertise retail agents need to handle complex risks and turn challenges into opportunities. Read our blog for more info.

https://www.rmsprograms.com/blog/mga-vs-standard-carrier-for-retail-agents/

Learn the difference between MGA programs and standard carriers. Discover when retail agents should use each to place tough risks. Read the guide today.

For agents and nightclub owners, knowing where standard nightclub insurance falls short before the doors open is what se...
05/13/2026

For agents and nightclub owners, knowing where standard nightclub insurance falls short before the doors open is what separates good risk management from an expensive lesson.

One viral influencer post can turn a Tuesday night into a crowd-control crisis. VIP events — celebrity appearances, bottle-service blowouts, sold-out influencer parties — are among the highest-liability situations a nightclub can face, and many venues walk into them underinsured. For age...

A safer workplace starts with the right protection. A workers’ compensation insurance program helps you manage risks, su...
05/13/2026

A safer workplace starts with the right protection. A workers’ compensation insurance program helps you manage risks, support injured employees, and stay compliant without disrupting operations. Connect with us at (516) 742-8585 to explore your options today.

Learn more about workers’ compensation: https://www.rmsprograms.com/coverages/workers-compensation/

Franchise growth comes with unique risks. From state regulations to varied ownership structures, every location needs th...
05/08/2026

Franchise growth comes with unique risks. From state regulations to varied ownership structures, every location needs the right coverage. Don’t leave gaps, centralized franchise insurance programs provide clarity, consistency, and scalability. Read our blog for more details.

https://www.rmsprograms.com/blog/why-franchise-businesses-need-specialized-insurance/

Running a franchise? Standard insurance may leave gaps. Discover why franchise insurance programs provide stronger protection. Read the guide now.

Owning property comes with risks such as damage, theft, and unexpected losses. Property insurance helps protect your bui...
05/05/2026

Owning property comes with risks such as damage, theft, and unexpected losses. Property insurance helps protect your buildings, assets, and investments so you can focus on running your business with confidence.

𝗞𝗲𝘆 𝗣𝗼𝗶𝗻𝘁𝗲𝗿𝘀:
✔️ Property & asset protection
✔️ Coverage for unexpected damages
✔️ Business continuity support

Protect your property with confidence. Contact us at 516-742-8585 today!

Click here: https://www.rmsprograms.com/property-insurance/

Address

100 Ring Road West, Suite 200
Garden City, NY
11530

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15167428585

Website

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