RMS Programs, LLC

06/15/2026

Packed playoff crowds. Extended hours. New drink specials. By June, a sports bar's operations can look very different from what was on the application at renewal. Is the assault and battery coverage keeping pace? It's a good time to find out.

06/15/2026

Strong security policies do more than protect guests and staff. Insurance providers often review crowd control practices, trained security teams, surveillance systems, and incident prevention efforts when determining nightclub insurance rates and evaluating overall business risk exposure. Learn more here:

https://www.rmsprograms.com/blog/how-security-policies-impact-nightclub-insurance-rates/

Strong security can lower nightclub insurance costs. Discover key practices insurers value. Speak with an expert to improve your coverage today!

06/12/2026

Did you know? Many sports bars design their menus around foods that are quick to serve and easy to enjoy during live sporting events, helping guests stay focused on the excitement of the game. Have more questions? Call us at 516-742-8585 today!

06/08/2026

Owning a jazz club means managing entertainment, guests, employees, and valuable equipment every night. Specialized jazz club insurance can help protect your business from covered claims, accidents, and operational risks. Explore your coverage options. Contact us at 516-742-8585 today!

https://www.rmsprograms.com/hospitality-insurance-programs/jazz-club/

06/05/2026

Restaurants face risks every day, from slip-and-fall accidents to food-related claims and property damage. General liability insurance helps protect your business from unexpected expenses so you can focus on serving your customers with confidence. Connect with us at (516) 742-8585 to explore your options today.

Learn more about general liability insurance for restaurants : https://www.rmsprograms.com/coverages/general-liability/

06/01/2026

Your home is one of your biggest investments, and the right home insurance coverage can help protect it from unexpected events like fire, storms, theft, and liability claims. Stay prepared with coverage designed to help protect what matters most.

Key Pointers:

Property Protection
Liability Coverage
Financial Security

Protect your home with confidence. Contact us at 516-742-8585 today!

Click here: https://www.rmsprograms.com/wholesale-insurance-division/

05/28/2026

Spring brings more diners, events, and alcohol sales, but it also brings new risks. Are your hospitality insurance policies ready for peak season? Don’t wait for a claim to find out. Protect your business with a spring insurance checkup today. Learn more!

https://www.rmsprograms.com/blog/restaurant-insurance-ready-for-spring-summer-crowds/

Spring and summer crowds increase restaurant risks. Make sure your insurance covers outdoor dining, events, and alcohol liability. Contact us to learn more.

05/27/2026

Summer weekends, holiday events, and sold-out DJ nights represent peak revenue and peak exposure for nightclub owners. When attendance surges, so does the potential for injuries, altercations, and high-value claims that can exhaust a standard policy in a single incident.

Summer weekends, holiday events, and sold-out DJ nights represent peak revenue and peak exposure for nightclub owners. When attendance surges, so does the potential for injuries, altercations, and high-value claims that can exhaust a standard policy in a single incident. That's why nightclub insuran...

05/25/2026

Memorial Day honors the brave men and women who made the ultimate sacrifice. Their courage and service continue to inspire our communities and our work every day.

05/21/2026

Live music insurance addresses the specific exposures tied to live performance environments, from the moment load-in begins to the final guest exit. The problem is that several of those exposures sit well outside what agents typically review on a standard hospitality application.

A sold-out show feels like a win for everyone involved — until a claim arrives that a standard commercial policy isn't designed to cover. Live music insurance addresses the specific exposures tied to live performance environments, from the moment load-in begins to the final guest exit. The pro...