Huntersure LLC

07/29/2026

Routine procedures can still lead to unexpected claims. Even when providers follow established protocols, allegations, defense costs, and liability can arise. Learn why evaluating allied healthcare risks takes more than identifying "low-risk" services.

Claims scenarios for allied healthcare risks are full of cases like this one. So, what can an agent learn from a claim involving a procedure that seemed routine and properly performed?

07/24/2026

A subpoena doesn't always mean your client did something wrong. It can still create significant legal and administrative costs.

Professional liability insurance for accounting firms can cover the legal fees and staff time it takes to respond, even when the firm did nothing wrong.

07/22/2026

A contractors professional liability application is more than paperwork. It's how underwriters evaluate project risk.

Many agents treat a contractors professional liability insurance application like another form to fill out and forget.

06/24/2026

Most miscellaneous professional liability claims don't start with a major mistake. They begin with a missed detail, a misunderstood contract, or advice that allegedly caused financial harm. For agents serving professional clients, real-world claim scenarios offer a valuable reminder that even routine business activities can lead to costly liability disputes.

Reviewing real claims scenarios for miscellaneous professional liability is useful for the agents who serve these professionals.

06/17/2026

Third-party testing errors can create liability exposure for design and engineering firms. Make sure your clients' professional liability coverage accounts for outsourced technical services.

Professional liability for design, engineering, and inspection consultants exists to address allegations of professional negligence,

06/11/2026

A partner changes firms, signs onto the new policy, and assumes her past work is covered. Two years later, a malpractice claim surfaces — and the carrier denies it. The work predated the coverage trigger, and the gap was in the renewal paperwork the whole time. Prior acts coverage isn't automatic. It has to be structured to reach back far enough to matter.

The work predates the policy's coverage trigger, and lawyers prior acts coverage was never structured to reach back that far.

05/26/2026

Professional liability insurance for small contractors should reflect how and when work is performed, not just business size.

How should agents structure professional liability coverage for small contractors and seasonal workers?

05/20/2026

Picture this: A med spa client files a claim after a contract injector performs a procedure that goes wrong. The outcome is bad enough on its own. But then something worse happens: the practitioner may not fall within the policy’s definition of a covered insured, which may create uninsured exposure under the policy’s terms.

04/21/2026

As firms expand, large law firms professional liability insurance plays a central role in protecting against the risks that come with growth, especially when new attorneys bring complex histories and exposures with them.

As firms expand, large law firms professional liability insurance plays a central role in protecting against the risks that come

04/14/2026

Many inspection and testing firms rely on subcontractors to perform specialized services, from laboratory analysis to non-destructive testing and structural inspections. While this approach allows firms to expand capabilities, it also introduces liability concerns that insurance agents cannot overlook.

Professional liability for testing and inspection services plays a critical role in protecting these businesses.