Charles Stevenson, Mortgage Loan Officer NMLS# 694755

Charles Stevenson, Mortgage Loan Officer NMLS# 694755 Loan Officer NMLS ID 694755 Loan Officer at Evergreen Home Loans in Yuba City CA
NMLS ID 694755

If you have an adjustable-rate mortgage (ARM), now is the time to check your terms. Many ARMs are about to reset, potent...
07/16/2024

If you have an adjustable-rate mortgage (ARM), now is the time to check your terms. Many ARMs are about to reset, potentially increasing monthly payments significantly. If you’re unsure about your upcoming rate changes or need advice on refinancing options, reach out to us today. Let’s find the best solution for your situation and keep your homeownership journey stress-free.

It's that time of year again! Tax season, the time for a little extra cash from Uncle Sam. If you have borrowers getting...
03/30/2023

It's that time of year again! Tax season, the time for a little extra cash from Uncle Sam. If you have borrowers getting money back this year, remind them that tax refunds are great for supplementing a down payment on a home. I'm always available to talk about what we can do to help a borrower qualify – reach out to me if you have any questions!

Today’s housing market can feel intimidating. But great opportunities are still out there. I can help you get mortgage r...
03/28/2023

Today’s housing market can feel intimidating. But great opportunities are still out there. I can help you get mortgage ready now, so you’re prepared to act when the time is right. As a local Loan Officer, I can also let you know what’s going on in your market and even customize your mortgage to you.

Please consult a trusted professional as personal circumstances may vary. No specific results are guaranteed. Not all applicants will qualify.

If buying the house is one of your resolutions for 2023, the countdown has begun – the deadline to file your taxes will ...
03/22/2023

If buying the house is one of your resolutions for 2023, the countdown has begun – the deadline to file your taxes will be here before you know it! Using your tax refund to supplement your down payment or any closing costs could go a long way to getting you a dream home! Thinking of updating or making repairs in your existing home? Put your tax refund to good use by pairing it with your equity and get that brand new kitchen you were dreaming of! Have questions? Give me a call today!

*BREAKING* The Federal Reserve announced its second benchmark rate increase of the year. If you’re in the market for a h...
03/22/2023

*BREAKING* The Federal Reserve announced its second benchmark rate increase of the year. If you’re in the market for a house, does this mean you’re priced out? Find out here: “https://tinyurl.com/ek2hu9am?lo=Charles-Stevenson"

Above all, please remember—don’t take these rate hikes at face value. If you haven’t gotten a personalized assessment yet, you may not know how affordable your monthly payment could be. Contact me, and I’d be happy to help.

Buying a house can feel like a marathon. But at Academy Mortgage, we bring the finish line to you. Do you have some time...
03/20/2023

Buying a house can feel like a marathon. But at Academy Mortgage, we bring the finish line to you. Do you have some time today? Get in touch, and I can explain a few ways I can help make homeownership possible.

Agents! Do you have clients who struggle to come up with their down payments? Remind them that they can use their tax re...
03/17/2023

Agents! Do you have clients who struggle to come up with their down payments? Remind them that they can use their tax refund toward their down payment to supplement those funds and boost their purchasing power. Those extra dollars could help a lot to close the gap! Have questions? Call me today!

With Academy Mortgage's new Lock and List promotion, sellers can combine the power of a locked interest rate with a rate...
03/14/2023

With Academy Mortgage's new Lock and List promotion, sellers can combine the power of a locked interest rate with a rate buydown and list their home with a competitive advantage. Don’t miss this opportunity to help your clients lock and list with confidence! Contact me today for more details on how your clients can qualify.

*BREAKING* Exciting news for VA borrowers! The U.S. Department of Veterans Affairs (VA) has announced that it will be re...
03/10/2023

*BREAKING* Exciting news for VA borrowers! The U.S. Department of Veterans Affairs (VA) has announced that it will be reducing its funding fee for purchase, construction and cash-out refinance loans that close on or after April 7, 2023.

How much could you save with lower VA Loan fees? The savings can range from hundreds to thousands of dollars. Reach out, and I’d be happy to crunch the numbers.

*Feel free to share this with your buyers!* Should you sell or renovate your house? Ask yourself these questions: "https...
03/07/2023

*Feel free to share this with your buyers!* Should you sell or renovate your house? Ask yourself these questions: "https://tinyurl.com/n77p5bb6?lo=Charles-Stevenson"

Expert guidance can make big decisions easier: Get in touch, and I can help you determine if selling or renovating makes more sense for your unique situation.

Mortgage myths: I’ve heard them all. And the ones about credit can be the most off-putting to potential buyers. Great cr...
03/03/2023

Mortgage myths: I’ve heard them all. And the ones about credit can be the most off-putting to potential buyers.
Great credit helps, but plenty of loans exist for those with less-than-perfect credit. The same goes for student loan debt. Contact me if you’d like to hear your options.

Address

9233 West State Street Suites 1, 2, 3 And 4
Garden City, ID
83714

Telephone

+19163168606

Website

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