Waypoint Wealth Management Group

09/08/2026

A 529 plan can be a very helpful saving tool when it comes to planning for education expenses. Understand the basics of 529s and how they can work beyond just college savings.

raymondjames.com

09/01/2026

When it comes to choosing a place to retire, location definitely matters. But there are other factors to consider as well, like whether to rent or buy a home. Here are a few things to think through:

raymondjames.com

08/26/2026

With professional and college football season gearing up, sports betting is more accessible than ever, and for many college students and young adults - what starts as casual entertainment can quickly become a bigger challenge.

The ease of online betting, incentives like free bets, and the desire for quick wins can lead to financial stress, academic struggles, and even legal consequences. Many young adults may not recognize the warning signs until the impact is already being felt.

This article highlights important considerations for families navigating college life and young adulthood, including how to recognize potential risks and encourage healthy financial habits.

If your family is preparing for college or navigating new stages of independence, I'd be happy to discuss resources and strategies to help plan with confidence.

raymondjames.com

08/17/2026

One of the biggest risks I see investors overlook is having too much of their financial future tied to one stock. Maybe it's company stock from years of work, equity compensation, an inheritance, or a business sale. That single investment may have helped create wealth - but it can also put your goals, lifestyle, and future at risk if things change.

Ask yourself:
- If I had cash today equal to my current position, would I buy this much of the same stock?
- What would happen to my financial plan if the stock dropped significantly?
- Am I relying on one company's success to fund my future?

Diversification isn't about giving up on success - it's about making sure one company or one market event doesn't undo years of hard work.

If you have a concentrated position, it may be time for a conversation about strategies to protect what you've built.

raymondjames.com

08/11/2026

Education is evolving, but the value of investing in future opportunities remains. Whether a student's path includes a four-year degree, trade school, or professional certifications, today's education landscape offers more options than ever before.
https://www.raymondjamesconnect.com/ggDUg

08/05/2026

Using a fake ID may seem like a harmless rite of passage, but the consequences can be far from minor. Many college students don't realize that fake ID violations can lead to fines, legal penalties, and long-term impacts on future opportunities.

This article highlights important considerations for families with college-age children and the conversations worth having before students head out on their own.

If your family is preparing for college or navigating young adulthood, I'd be happy to discuss resources and strategies to help you plan with confidence.

raymondjames.com

07/27/2026

One of the most common misconceptions about 529 plans is that they're only for college tuition. In reality, 529 plans can offer more flexibility than many families realize, supporting a variety of education-related expenses and pathways.
https://www.raymondjamesconnect.com/tOCY7

07/21/2026

Financial education at an early age can help lay the groundwork for lifelong financial confidence. Learn strategies for introducing age-appropriate money lessons that can make a lasting impact:

raymondjames.com

05/20/2026

Last week, I had the honor of attending the Alzheimer's Association NYC Junior Board's "Memories In Bloom" event - and it's something I've continued thinking about long after the evening ended.

Throughout the night, people shared deeply personal stories about loved ones affected by Alzheimer's - parents no longer recognizing their children, families grieving someone little by little before they're truly gone. It was heartbreaking, powerful, and an important reminder of why this work matters so much.

The support raised through events like this goes far beyond funding research. It's helping drive earlier detection, expand access to care, and move us closer to treatments that can stop, slow, or even prevent this disease. And for so many families, that can change everything.

We were also proud to sponsor the evening and support a cause that continues to build incredible momentum - from growing philanthropic support and strengthening the Alzheimer's research community, to securing increased federal funding that will help accelerate progress.

Thank you to the NYC Junior Board for creating such a meaningful evening. Grateful to have been part of it, and reminded once again why this mission is so important.

05/15/2026

What started as 24 brokers signing a two-sentence agreement under a buttonwood tree on Wall Street in 1792 has grown into the largest stock exchange in the world. Over 230 years later, that same floor at the NYSE is still where history gets made, and last week I had the privilege of being there for the Closing Bell ceremony with J.P. Morgan Asset Management. The NYSE's growth and transformation is a story unlike any other – and now, it finds itself at the center of yet another seismic shift: the AI era. It was truly humbling to stand in that building and take it all in.

A few takeaways from JPM's latest market insights that stuck with me:

- AI is getting exponentially better at completing real work tasks – but reliability remains a major hurdle.
- The cost of using AI has dropped dramatically, making broader adoption increasingly accessible.
- AI is on track to reach mass adoption faster than any prior technology (doubling the pace of the internet)
- Yes, AI will change how we work, but job displacement is moving a lot slower than the headlines make it seem.
- Hyperscalers are on pace to spend ~$350B on AI infrastructure in 2025 alone (a 60%+ increase over last year) largely funded by their own cash flows.
- After 20+ years of stagnation, the U.S. electric grid is finally being upgraded, driven in large part by AI's surging power demands.

The bottom line from JPM: AI looks genuinely transformative, backed by companies with strong balance sheets – but not every "AI company" will win. Active management and careful selection matter more than ever.

Grateful for the experience and the perspective!