06/02/2026
One of the biggest misconceptions about life insurance is that you can always get it later.
The reality is that life insurance is typically based on age and health. The older you get, the greater the risk to the insurance company, which often means higher premiums. Health changes can also affect your options and costs.
That's why waiting can end up costing more than many people realize.
If life insurance has been on your to-do list, today could be the best time to start the conversation.