05/21/2026
3️⃣ Fundings this week 🙏🏻 + lots of high praise and happy clients & partners 🙌🏻. Interesting "do-not-pass-go" 🛑 info & options below!
☝ Home improvement loan as a 2nd lien - do you have an awesome low interest rate, which you want to keep, but you're ready for some remodel/expansion funds using your own equity? This is the loan for you!
✌ A conventional purchase on a primary residence. I worked with this borrower for 1.5 years to get his 2024 & 2025 tax returns correct (multiple rental properties). Additionally, this was a case of learning how changing jobs for higher pay - BUT, with different pay structures - does NOT always mean more qualifying income! 🚫🛑If you're contemplating switching jobs, but you have no prior history of "variable pay", meaning no Bonus, Overtime, or Commission, most of the time, this variable income cannot be included without a 2-year history‼️ Consult with me first ⚠️
3️⃣ A refinance on a current primary home loan, with an appraisal waiver! Did you know, refinancing a prior cash-out loan is considered different than refinancing a purchase money mortgage?
There is a ton of nuance out there in the lending world - you don't need to be the expert or to rely on Chat/AI - reach out today and see how we can help!
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(409) 256-4078