Marissa Gonzalez - KW Military and Nevis Team Lending

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United States
Galt, CA
Marissa Gonzalez - KW Military and Nevis Team Lending

Helping Heroes and their families achieve the AMERICAN DREAM of homeownership for 21 years!

Realtor®
DRE: 02222358
KW Military
Mortgage Broker
NMLS 276162 | NMLS 236669
Arbor Financial
📞209-366-3263
[email protected]
[email protected]

10/31/2026

Did you know your service may earn you money back when you buy a home? 🏡

Through Homes for Heroes, eligible Heroes may receive a rebate at closing, a thank-you for the work you do for our communities. It is available to military, law enforcement, firefighters, EMS, healthcare workers and teachers.

Here is how it works in simple terms:
✅ Work with a Homes for Heroes affiliated agent and lender
✅ Buy a home
✅ If you qualify, receive a rebate at closing

Rebate amounts vary and are not guaranteed. Eligibility and program terms apply, so let's look at your situation together.

👉 Get the free Hero Home Buyer's Guide: https://liinks.co/marissakay

Marissa Kay | Keller Williams | KW Military
DRE 02222358 | NMLS 276162

10/31/2026

Confused by home buying costs? You’re not alone. Small steps can make big dreams possible. From down payment strategies to renovation loans, there are more options than you think. Ready to see what you can afford? Message me today for your free checklist and a friendly chat. 🏡

Marissa Kay | Keller Williams | KW Military
DRE 02222358 | NMLS 276162
209.366.3263
👉 https://liinks.co/marissakay

10/30/2026

To every Hero in our Central Valley community: thank you. 🙏

To the soldiers, deputies, officers, firefighters, EMTs, nurses, doctors and teachers who show up when it counts: you carry the rest of us. Duty, loyalty and integrity are not just words to you. They are how you live.

My promise in return is a personal code you can hold me to: honest advice, fierce advocacy and a real thank-you for your service.

If you are thinking about buying a home, I would be honored to walk with you. Start with our free Hero Home Buyer's Guide:

👉 https://liinks.co/marissakay

Tag a Hero who deserves a thank-you today. 👇

Marissa Kay | Keller Williams | KW Military
DRE 02222358 | NMLS 276162

10/29/2026

VA LOAN BASICS: 3 things every Veteran and service member should know 🇺🇸

1️⃣ Eligible borrowers may be able to buy with $0 down.
2️⃣ VA loans typically do not require monthly mortgage insurance.
3️⃣ You can often use this benefit more than once.

A VA loan is a benefit you earned through your service. Eligibility, rates and approval depend on your service history, credit, income and the property, so the best first step is a quick conversation.

I spent over 20 years in mortgage lending before real estate, so I love breaking this down in plain English.

👉 Grab the free Hero Home Buyer's Guide: https://liinks.co/marissakay

What is your biggest question about using your VA benefit? Drop it below and I will answer it.

Marissa Kay | Keller Williams | KW Military
DRE 02222358 | NMLS 276162
Subject to eligibility and loan approval.

10/29/2026

I may live in California, but I know somebody everywhere! 🌎

I just took a listing for $1.125 million in Hiawassee, Georgia, and that is the power of this network. I'm blessed to have partnerships with top-producing Keller Williams agents all over the world.

Here is how it works:

1️⃣ I interview you. I get to know your needs, your wants, and the location you're headed to.
2️⃣ I connect you with a vetted, top-producing KW agent partner in that market.
3️⃣ I stay with you from start to finish, so you are taken care of every step of the way.

This is a relationship business, and it runs on trust. Every person I send you to is someone I would trust with my own family.

Know someone moving, buying, or selling anywhere in the country? Send them my way. I will take great care of them. 🤝

👉 DM me or visit https://liinks.co/marissakay

Marissa Kay | Keller Williams | KW Military
DRE 02222358 | NMLS 276162

10/29/2026

Unlock your path to affordable homeownership. Wondering how much home you can really afford? Simple steps and honest answers make all the difference. Ready to see your personalized payment breakdown? Message me for your FREE checklist today.

Marissa Kay | Keller Williams | KW Military
DRE 02222358 | NMLS 276162
209.366.3263
👉 https://liinks.co/marissakay

10/28/2026

FREE for Heroes: the Hero Home Buyer's Guide, "Benefits You've Earned."

If you serve (military, law enforcement, fire, EMS, healthcare or education), there may be home buying benefits you never knew about. This guide walks you through them in plain English:

✅ How VA loans work
✅ How the Homes for Heroes rebate may apply
✅ Where down payment help may be available
✅ The first steps to take before you start looking

You have given so much. Let us make sure you get the full picture before you buy.

👉 Get your free guide: https://liinks.co/marissakay

Then book a quick, no-pressure call and we will map out your next step together.

Marissa Kay | Keller Williams | KW Military
DRE 02222358 | NMLS 276162

10/28/2026

🏡 START WITH THE PAYMENT, NOT THE PRICE.

The hardest number in a home purchase isn't the price. It's the one you run in your head at 11 p.m. after the kids are asleep. Can we actually do this? 💭

A lender can tell you the most you COULD borrow. That's not the same as the payment that lets your family breathe.

✅ Pick a monthly payment that feels steady
✅ Look at the full picture: taxes, insurance, upkeep
✅ Get your documents ready before you shop

"Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost?" — Luke 14:28 🙏

Count the cost first, and you build with peace instead of dread.

Heroes, ask me what may apply to you through Homes for Heroes. 🇺🇸 Details vary, so we'll confirm yours together.

👉 Read the full post: https://kwmilitary-heroes.sintra.site/blog/count-the-cost-before-you-build/

💬 What's your biggest question about affordability? Comment below or send me a message.

Faith Builds. Wisdom Leads. Legacies Last.

Marissa Kay
DRE 02222358 | NMLS 276162
209.366.3263 | [email protected]
Keller Williams | Valor & Virtue | Arbor Financial

10/27/2026

💛 THE HOUSE THAT SLIPPED AWAY IS NOT PROOF YOU'RE BEHIND.

There's a particular quiet that follows the words "the seller went with another offer." You'd already picked the paint color. You'd already decided where the bikes would go.

If you've been there, I'm sorry. It hurts, and it's okay to say so.

"Unless the Lord builds the house, those who build it labor in vain." — Psalm 127:1 🙏

I read that as relief, not pressure. You're not holding up the roof by yourself. Keep your pre-approval current, know your comfortable monthly payment, and stay ready. The right home is still out there. 🏡

Heroes, ask me about Homes for Heroes benefits. 🇺🇸

👉 Read the full post: https://kwmilitary-heroes.sintra.site/posts/unless-the-lord-builds-the-house.html

💬 Lost a house this month? Comment below or send me a message. Let's look at your next step together.

Faith Builds. Wisdom Leads. Legacies Last.

Marissa Kay
DRE 02222358 | NMLS 276162
209.366.3263 | [email protected]
Keller Williams | Valor & Virtue | Arbor Financial

Address

Galt, CA
95632

Website

https://www.nevisteamlending.com/, https://linktr.ee/valorandvirtue, https://valorandvirtue.kw.com/

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