Insured with Kenzie

07/22/2024

📣 CALLING ALL TEACHERS! 📣

🍎📓📚✏️

Are you a teacher or know a teacher? If so, they are setting up classrooms and getting prepared for our kiddos. Hutsenpiller Insurance is here to help! We are giving away $5,000 (Yup, you heard that right! $5,000!!) to help with supplies for their classrooms!

$500 will be given to 10 different teachers on July 31st from YOUR nominations!

All you have to do is 1. know a teacher 2. nominate them at hutins.co/teachers

SHARE TAG AND NOMINATE!

🍎📓📚✏️

07/19/2024

Do you have a septic? Better question, do you KNOW if you have a septic system? If not, highly recommend reaching out to ABC Septic Pumping Services for maintenance and any questions!

💀 ☠️ as always call us with your Septic needs 🧊 and Insured with Kenzie 💫 has our backs!

07/17/2024

Hey hey, Tennessee homeowners! 🙋🏼‍♀️👋🏻

Did you know these sneaky factors could be bumping up your insurance rates? With rate increases on homeowners on the rise, here are the top most common rating factors :

✨ Claims | As an agent, an advisory role is more important now more than ever! Make sure you have an agent that has a network of people on hand ready to help if you have any issues with your home. Considering having someone look at the issue prior to filing a claim to see if it’s claim worthy!
✨ Roof Age | if you have gotten a new roof recently, make sure your agent updated the roof age on your homeowners. Even if you had a claim with your insurance company, most policies don’t automatically update!
✨ Deductibles | if you have seen a hike in your homeowners with no claims / changes, talk to your agent about different deductible options. This is a great way to lower cost without scarficing coverages.
✨ Location | did you know the location of your home is a large rating factor? Especially if you are more than 5 miles from a responding fire dept and/or more than 1000ft from a fire hydrant.
✨ Home Characteristics | as we know, everyone’s home is a little different. The characteristics of your home make up what your home is insured for. If you have a home valued at $700k and Sally Jane at your kids school has a home valued at $200k, my bet is.. your premium looks a little different!
✨ Credit Score | ah, yes! Before you freak out, WE DO NOT HIT YOUR CREDIT WHEN QUOTING YOUR INSURANCE 😂 Everyone has an insurance score, most insurers use the information in your credit report to calculate an insurance score. I, as your agent can not see your credit score. If you have a lower credit score and lower liability limits that can directly impact how you are rated. Insurance is rated with most carriers non standard, standard and preferred. The better your insurance score, the longer you’ve had continuous coverage and the higher the liability limits, you guessed it.. the better your rate!

Need help navigating a renewal, your coverages or maybe this post sparked some questions! My inbox is always open, reach out for some friendly advice and maybe even better coverage options. 😊

07/15/2024

Tyler says “Kenzie saved my family $2,000 a year and increased my home and boat coverage. Give her a shout, I know she can help you out.”

Always an honor helping people get better coverage for cheaper but when it’s a long time friend, it means that much more 🥹 Thank you guys for trusting me to protect your assets!!!

07/12/2024

Last night Brianna Harris Kimbrough and I were able to host an exclusive tasting event at the new La Veneta! We got a sneak peak into their menu along with the history behind each authentic plate. It was truly such a great night shared with such an amazing group of people. Nights like tonight show just how special Gallatin is. Laura is from Italy and first had us falling in love with her (naturally cause she’s the sweetest human) but then her baked goods and now her authentic Italian cuisine that she’s bringing to the Gallatin square! She imports her ingredients directly from Italy and last night told us each dish only had 5 ingredients, which blew my mind!

She is a GEM and we are so blessed to have her and her wealth of culinary skill in our sweet little town. Cheers to big dreams and full bellies 🥂

07/11/2024

Are you overspending on insurance? Let's take a look and find out! Comparing insurance rates is easier than you think, and the payoff can be significant. We helped Luke save $3,000 by switching to a new provider and increasing his coverage! ✨

07/11/2024

We learned tonight that women in insurance are even more rare than women in baseball. Who woulda thunk? 🙃

Madi McNeese & I got the opportunity to hang with one of our carriers Grange Insurance, other agents, underwriters and territory leaders for a sounds game ⚾️ we were the only two ladies from an agency and we were proudly reppin’ Hutsenpiller Insurance💪🏻

07/09/2024

Welcome to Nashville 🏡

So proud to insure this beauty! We were able to give this homeowner peace of mind by insuring his home with guaranteed replacement cost up to $5m!!

Lender | Brianna Harris Kimbrough with Broadway Mortgage Group
Realtor | Zach Woosley with SimpliHŌM