Dennis Tulpa - Mortgage Advisor NMLS #1146435

05/08/2025

Nashville Housing Inventory Trends: 2020–2025

This chart from Altos Research tracks the 7-day and 90-day average housing inventory in the Nashville market over the past five years. After hitting a low point in early 2022, inventory has steadily climbed, with a noticeable acceleration through 2023 and into 2024. As of May 2025, inventory levels remain strong, suggesting buyers may have more options than they’ve had in recent years.

A more balanced market may be emerging, creating opportunities for both sides of the transaction.

05/02/2025

April active U.S. housing inventory is sitting at 959,251 listings, slightly above the same time last year and significantly higher than the historically tight markets of 2021 and 2022.

This increase is encouraging for buyers who’ve been navigating low inventory and fierce competition. However, we’re still well below the more balanced markets of 2017–2019, when inventory consistently topped 1.1 million listings by mid-year.

So what does this mean?
-Buyers may have a bit more negotiating power.
-Sellers need to price strategically—gone are the days of automatic bidding wars.
-Agents and lenders must educate clients on the shifting landscape and tailor strategies accordingly.

If you’re looking for guidance on how today’s market affects your real estate goals, I’m here to help!

04/23/2025

Did you know the median age of first-time homebuyers in the U.S. was just 28 years old back in 1991?

Fast forward to 2024… and it’s now 38.

Why the shift? Rising home prices, student loans, higher interest rates, and people just hitting life milestones a little later. But here’s the good news, the dream of owning a home is still very much alive, just happening on a different timeline for many.

Over the years, I’ve helped first-time buyers in their 20s, 30s, 40s, and beyond. No matter where you are in life, that first home is a big step, and it deserves a game plan that fits you.

If you're curious about what buying a home could look like for you, whether it’s this year or further down the road — shoot me a message. I’m happy to help you figure out your options and take that first step with confidence!
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📍Nashville, Tennessee
☎️ 615.290.4858
📧 [email protected]
🔷NMLS #1146435

03/07/2025

Some common questions that are asked are centered around credit. Here are some answers!

02/25/2025

What happens with the housing market in the spring?

* Existing home sales begin to rise as we approach spring peaking around June
* New listings rise in the spring peaking around May
* U.S. home prices see the most upward pressure in the spring typically between March and July

What does this mean for a homebuyer? More listings will soon be hitting the market along with home prices being at their seasonal peak. If you're thinking about a move this spring/summer now's the time to get a plan together!

08/30/2024

Savings are important this day and age!

https://www.uwm.com/about-us/media-resources/press-releases/2024/august-28-2024/?fbclid=IwZXh0bgNhZW0CMTEAAR2fjhFY3EX4ifoIWQYU8zVjZHg_jRUd4oBSAXvVIvxi-P8xHIIqbGVhlu8_aem_WxOl_EEMQdjjHZUV_ByBGA

UWM announced 0% Down Purchase, a program aimed to help more borrowers become homeowners without an upfront down payment