Capitol Benefits, LLC

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Gaithersburg, MD
Capitol Benefits, LLC

Capitol Benefits represents over 200 insurance companies and all types of insurance!

Capitol Benefits is an independent insurance advisory built on trust, advocacy, and long-term relationships — serving individuals, families, and culture-driven businesses.

09/01/2026

Two policies with the same limit can behave very differently when a cyber claim hits. The fine print decides what gets paid, what gets defended, and what gets denied.

Before you renew, check three things:

- Which endorsements you actually bought
- Whether legal defense costs sit inside or outside the limit
- Which exclusions could knock out a claim, like failure to maintain or employee dishonesty

If you are not sure where your policy lands on any of those, send it over and we will read it with you and tell you plainly where the gaps are. The full breakdown is here:
https://www.capitolbenefits.com/cyber-insurance-endorsements-exclusions-coverage-gaps/

08/31/2026

We’re always grateful when our clients take the time to share what working with Capitol Benefits means to them. ❤️

For Deborah, it comes down to the combination that matters most: responsive personal service, benefits expertise, and technology that actually makes her job easier.

From supporting healthcare, life, disability, and dental benefits to providing helpful resources like Mineral, our goal is to make benefits feel less complicated and more manageable.

And of course, we’re especially proud to hear such kind words about Dana. 😉

Insurance reimagined. Experience you can trust.

08/27/2026

Back-to-school season reminds us how much the little things matter.

Our team was grateful to deliver school supplies and other needed items directly to local school staff as a new year begins. Small essentials can make a real difference for students, teachers, and families.

We are thankful for the educators and staff who show up every day for our community, and proud to support the work they do.

https://www.capitolbenefitsfoundation.org

08/25/2026

Josh was quoted in CoBanker this week, sharing his take on what FMLA is and why it matters for employers and employees alike. If this topic has ever felt confusing, his article is a clear place to start.

https://cobanker.com/articles/what-is-fmla/

08/24/2026

The support that helps working parents most is usually the support that costs the least.

Flexible start and end times. Paid time off in four-hour blocks instead of full days. Fewer meetings at the edges of the day. A manager who asks what is coming up before the school year starts.

Parents lose an average of 38 minutes a day driving kids to school activities. Across a school year that is close to 15 full workdays.

Our new guide for employers in Maryland, DC, and Northern Virginia covers ten practical ways to help, plus the benefits your team already has and probably forgot about.

Read it here: https://www.capitolbenefits.com/support-working-parents-back-to-school-season/

08/20/2026

🥇 We’re #1 in Maryland with The Hanover.

Capitol Benefits ranked #1 in Maryland for July 2026 new business with The Hanover’s Platinum Home & Auto product.

And we think that’s worth celebrating—not just because we came in first, but because of what the Platinum product represents.

For clients who prioritize broader coverage, higher limits, and protection beyond what a standard policy may offer, Hanover Platinum is designed to provide a more comprehensive level of protection.

As an independent insurance agency, we’re not limited to one insurance company or one solution. We can look across our network and help match coverage to what matters most to you.

Because the goal isn’t simply to have insurance.

It’s to have the right insurance.

08/19/2026

Some of the best feedback we receive is about the way our team shows up when it matters most.

Professional. Responsive. Clear. Solution-focused.

We’re especially proud when clients recognize the people behind the service, and today we’re celebrating Sandy for doing exactly what we hope every client experiences at Capitol Benefits: personal attention, thoughtful guidance, and a commitment to seeing things through.

Thank you, Sandy, for making a difference for our clients every day. ❤️

08/18/2026

Big news for Capitol Benefits! 🎉

We’re proud to share that Capitol Benefits has been named to the 2026 Inc. 5000 list, recognizing us among America’s fastest-growing private companies.

For us, this recognition is about much more than growth.

It’s about the incredible team behind Capitol Benefits. It’s about the trust our clients place in us every day. And it’s about continuing to find better, more personal ways to serve the businesses, families, and individuals who count on us.

We’ve worked hard to build a company where people come first, clients come first, and doing things the right way matters.

We’re incredibly proud of this milestone and grateful to everyone who has been part of the journey.

And we’re just getting started.

08/14/2026

What are Jackie and Jen up to?

Let’s just say there’s some serious sniffing, testing and behind-the-scenes planning happening around here.

We’re always looking for thoughtful ways to make the Capitol Benefits experience a little more personal.

You might find out what they’re up to soon… 👀

08/12/2026

The insurance world never stops changing. And neither do we.

Our Benefits and Commercial teams recently spent time together talking about what matters most: how we communicate with our clients, how new technology and tools can help us serve them even better, and how we stay ahead in an industry that is constantly evolving.

Because being a great benefits advisor isn’t just about knowing what’s happening today. It’s about continuing to learn, asking better questions, embracing new tools, and always looking for ways to do things better.

We’re proud of a team that never stops learning, improving, and finding new ways to take great care of our clients.

That’s how we keep moving forward. Together.

Address

364 Main Street Fl 2
Gaithersburg, MD
20878

Telephone

+13014310000

Website

http://www.capitolbenefits.com/, https://www.capitolbenefits.com/about/, https://www.capitolbenefits.com/quotes/, https:

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