KV Mortgage

KV Mortgage KV Mortgage-In MD, DC, VA and WV. NMLS #2337935 www.nmlsconsumeraccess.org. For information purposes only. This is not a commitment to lend or extend credit.

Information and/or dates subject to change without notice. All loans subject to credit approval. I'm a bilingual (English and Spanish) mortgage specialist with KV Mortgage based in Frederick, Maryland specializing in all facets of residential lending. From new home loans to second properties and refinances of all types, I work with multiple lenders simultaneously to locate the absolute best rates and terms for your personal situation.

06/10/2026

Retention, Appraisal Repurchase Risk, Analytics, Lead Gen Tools; Better Rate vs. Better House?. “Rob, have you heard that retail and DTC lenders have stepped up their training and monitoring of loan officers?” Absolutely. The same granular examination that is applied to borrowers is being applied to LOs, and not only with credit checks and background searches. Originators are expensive, as are leads, and... More here - https://www.mortgagenewsdaily.com/opinion/pipelinepress-06092026

06/10/2026

Mortgage Rates Hold Perfectly Steady. Mortgage rates put an end to the most recent spike that followed last Friday's jobs report. Most of the upward movement happened on Friday, but yesterday offered a modest aftershock. Those two days brought the top tier 30yr fixed rate up to 6.68 from 6.58 on Thursday. Today's average remained... More here - https://www.mortgagenewsdaily.com/markets/mortgage-rates-06092026

06/10/2026

Slightly Stronger After Ho-Hum CPI. Most understand this, but some forget: CPI numbers on econ calendars are not prices. They're the change in prices. We bring that up in case anyone thinks today's core monthly CPI of 0.2 means that prices are lower than last month when the core was 0.4. While it's a decent... More here - https://www.mortgagenewsdaily.com/markets/mbs-morning-06102026

06/10/2026

Credit, Verification, Database, Retention, Broker Tools; FTC Penalty; Cost of Living Increases. “Rob, everyone knows that the GSEs (Freddie Mac and Fannie Mae) don't use credit scores for loan approval. They use it for pricing. The GSEs have created their own scoring system and it's just the investors that utilize the score.” True dat. It takes a while to test the impact... More here - https://www.mortgagenewsdaily.com/opinion/pipelinepress-06102026

06/08/2026

Mortgage Apps Pull Back Modestly. Mortgage applications eased again last week even as borrowing costs moved lower, suggesting that modest rate relief was not enough to bring borrowers back in force. The Mortgage Bankers Association (MBA) reported a 2.5% decrease in total application volume on a seasonally adjusted basis for the week ending... More here - https://www.mortgagenewsdaily.com/news/06052026-mortgage-applications-mba

06/08/2026

Mortgage Rates Jump After Strong Jobs Report. Over the past three months, mortgage rate movement has been driven primarily by developments in the Iran war. It's not that war, itself, is a consideration, but rather the implications for fuel prices and inflation. Bonds care deeply about inflation and interest rates are based directly on bonds. When... More here - https://www.mortgagenewsdaily.com/markets/mortgage-rates-06052026

06/08/2026

Traders Cautiously Buying The Dip. Things got a bit worse before they got better over the weekend. 10yr yields were as high as 4.58% in overnight trading, but are now roughly unchanged in early domestic trading. Oil prices mirrored the same movement overnight, but haven't recovered as much as bond yields. In fact, bonds arguably led... More here - https://www.mortgagenewsdaily.com/markets/mbs-morning-06082026

Address

827 Holden Road
Gaithersburg, MD
21701

Opening Hours

Monday 9am - 6am
Tuesday 9am - 6am
Wednesday 9am - 6am
Thursday 9am - 6am
Friday 9am - 6am

Telephone

+13018026426

Website

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