The CHI Insurance Agency

The CHI Insurance Agency CHI Insurance Agency helps you navigate Medicare, ACA & life insurance with a trusted team of local agents. Real guidance. Year-round support.

Office locations in Cleveland and Gainesville, GA. Call/Text 706-609-9811 | thechiagency.com

After more than **15 years of helping people navigate health insurance and Medicare**, I’ve noticed something:The people...
08/17/2026

After more than **15 years of helping people navigate health insurance and Medicare**, I’ve noticed something:

The people who go into Medicare’s Annual Enrollment Period feeling the most prepared are usually the ones who start asking questions **before October**.

August and September are a great time to start thinking about things like:

☀️ Have any of my medications changed since I last reviewed my coverage?

☀️ Are my doctors and preferred hospitals still in my plan’s network?

☀️ Do I understand what I could actually pay out of pocket if I have a hospital stay, surgery, or other major health event?

☀️ Are there changes for the upcoming year that I need to be watching for?

☀️ Am I actually using the benefits included with my current plan?

You don’t have to make decisions today. But you **can start asking questions now** so you’re better prepared when it’s time to review your options.

And with changes coming for **2027 Medicare plans**, being prepared matters.

Have Medicare questions? Drop **QUESTIONS** in the comments or send us a message. We’re happy to help you understand what you have and what you should be watching for as we head toward AEP.

This happens more than you’d think…The grandkids come to visit, someone brings up Medicare over dinner, and suddenly—you...
07/30/2026

This happens more than you’d think…

The grandkids come to visit, someone brings up Medicare over dinner, and suddenly—you’re the family expert.

Or maybe it’s a parent. A sibling. A neighbor at church.

Someone who needs help… and doesn’t know where to start.

Here’s what I always tell people in that situation:

👨‍👩‍👧 Start with what they have.
Do they have Medicare Part A and Part B? Do they even know?

👨‍👩‍👧 Look at timing.
When are they turning 65 or losing current coverage? This matters more than most people realize.

👨‍👩‍👧 Don’t compare plans.
What worked for someone else may not fit their situation at all.

👨‍👩‍👧 Get them connected to the right help.
Someone who will actually take the time to explain their options.

That’s exactly what we do every day.

You don’t have to have all the answers… you just need to know who to call.

👉 If someone comes to mind, send them this post or message me—I’m happy to help.

**”I guess I’ll just have to wait until October.”**I hear this almost every week.It’s one of the biggest Medicare miscon...
07/24/2026

**”I guess I’ll just have to wait until October.”**

I hear this almost every week.

It’s one of the biggest Medicare misconceptions out there.

While the Annual Enrollment Period (October 15 – December 7) is the best-known time to make Medicare changes, it’s **not** the only time you may be able to enroll or switch plans.

Depending on your situation, you may qualify for a **Special Enrollment Period**.

Some common examples include:

📍 You’ve moved to a new service area.

📍 You’ve lost employer or other health coverage.

📍 You qualify for Extra Help or certain Medicare Savings Programs.

📍 Your current Medicare plan has changed or ended.

📍 You’re turning 65 and becoming eligible for Medicare for the first time.

Life changes don’t always happen in October—and Medicare recognizes that.

If something in your life has changed this year, don’t assume you have to wait months to review your options. It may be worth taking a few minutes to find out if you’re eligible to make a change now.

📩 Send me a message, and let’s see if a Special Enrollment Period may apply to your situation. A quick conversation could save you time, money, and frustration.

🎉 Please join us in welcoming **Rylee Nix** to the CHI Insurance Agency family! 💙Rylee's passion for helping others star...
07/21/2026

🎉 Please join us in welcoming **Rylee Nix** to the CHI Insurance Agency family! 💙

Rylee's passion for helping others started long before she became an insurance agent. After attending Kennesaw State University, she studied Radiologic Technology at Lanier Technical College and worked at an imaging center, where she gained valuable experience caring for patients and guiding them through important healthcare decisions.

Today, she brings that same compassion and dedication to helping clients find health insurance coverage that fits their needs. Rylee believes everyone deserves to feel confident, informed, and supported when making decisions about their healthcare—and that's exactly the kind of service she'll provide.

When she's not helping clients, you'll find her making memories with family and friends, traveling, or spending time with her dog, Stormy. 🐾

At CHI Insurance Agency, we believe insurance is about people first, and we're excited to have someone who shares that same commitment to serving others.

Help us give Rylee a warm CHI welcome in the comments! 👇💙

I am a firm believer that the right playlist can make any drive better. Any drive. Even the ones to the grocery store at...
07/17/2026

I am a firm believer that the right playlist can make any drive better. Any drive. Even the ones to the grocery store at 8 a.m.

Between client appointments, school activities, and summer errands, we’re spending plenty of time in the car. A good soundtrack just makes every drive a little better.

Right now our office has been split between Lainey Wilson, Benson Boone, and a little Fleetwood Mac 🎶 and we have zero regrets.

Summer driving deserves a great soundtrack!

🎵 What’s playing in your car right now? Share your favorite artist, playlist, or podcast in the comments. We’re always looking for something new to add to the rotation!

Ask almost anyone what they hope life looks like as they get older.The answer is almost always the same.**Home.**Not a f...
07/16/2026

Ask almost anyone what they hope life looks like as they get older.

The answer is almost always the same.

**Home.**

Not a facility. Not a shared room at the end of a hallway. Home.

Their own kitchen. Their favorite chair. Their neighbors. Their morning coffee made exactly the way they like it.

It’s a completely reasonable thing to want.

The challenge is that sometimes life changes the plan.

A fall. A surgery. A stroke. A diagnosis no one saw coming.

Suddenly, staying at home requires help.

Someone to assist with bathing or getting dressed. Someone to prepare meals. Someone to help with medications. Someone to simply be there.

Home care isn’t inexpensive. Depending on where you live and the level of care needed, even part-time help can cost **$2,000–$3,200 per month—or more.**

Many people are surprised to learn that **Medicare only covers home health services under very specific conditions.** The care must be medically necessary and skilled, and you must meet Medicare’s requirements to qualify.

What Medicare **doesn’t** generally cover is the type of care many families need most—ongoing assistance with everyday activities like bathing, dressing, meal preparation, and medication reminders.

That’s why it’s important to understand your options before you need them.

Some home health care and long-term care insurance policies can help pay for care at home, making it easier to remain where most people want to be all along.

Because the goal was never just to have coverage.

The goal was to stay home.

📌 Save this post for future reference, and share it with someone who wants to age in the comfort of their own home.

Have questions about what Medicare covers—or what other options may be available? Send us a message. We’re always happy to help.

I know. I know. You follow us for Medicare and Insurance stuff. But today we just want to share something that has made ...
07/15/2026

I know. I know. You follow us for Medicare and Insurance stuff. But today we just want to share something that has made our summer so much better and I think it might make yours better too.

☀️ SUMMER LIFE HACK ☀️

Keep a “Summer Emergency Basket” in your car!

A few things to include:

🧴 Sunscreen
🦟 Bug spray
🩹 Bandages and a small first-aid kit
🧻 Wet wipes
🕶 An inexpensive pair of sunglasses
🧢 Extra hats
👕 A change of clothes for the kids
🛍 Plastic bags for wet swimsuits or messy clothes
🔌 An extra phone charger
💧 Bottled water — just remember to replace it regularly!

Between ball games, pool days, road trips, festivals, and last-minute summer adventures, having a few essentials already packed can save the day!

Sometimes the best things are the ones nobody thinks to mention. Consider this us mentioning it!

What’s your best summer tip? Drop it below! I’m always looking for something new to try!

I say this with so much love: your Medicare card is not a golden ticket. 🎟️Many people receive their Medicare card in th...
07/14/2026

I say this with so much love: your Medicare card is not a golden ticket. 🎟️

Many people receive their Medicare card in the mail, feel a huge sense of relief, and assume everything is covered. Your Medicare card is an important starting point—but Original Medicare does not cover everything, and coverage may not always work the way you expect.

Here are a few things Original Medicare generally does not cover:

❌ Routine dental care

❌ Routine vision exams and glasses

❌ Hearing aids

❌ Most long-term care

❌ Most care outside the United States

Your Medicare card is the starting point—not the finish line.

Understanding what may not be covered is just as important as understanding what is. That’s exactly the conversation we love having with people before an unexpected expense catches them off guard.

You deserve to understand the coverage you have—and know where there may be gaps.

Have questions about what your Medicare coverage includes? Send us a message! We’re always happy to help walk you through it.

Every June, July, and August, we get some version of the same question:**”Do I need to do anything with my Medicare righ...
07/09/2026

Every June, July, and August, we get some version of the same question:

**”Do I need to do anything with my Medicare right now, or can I wait until Open Enrollment?”**

The short answer? You can wait to make changes.

But you shouldn’t wait to prepare.

Here’s why:

☀️ Summer is the perfect time to review your current coverage—without the pressure of an enrollment deadline.

☀️ If your health has changed, you’ve started taking new medications, or your doctors have changed, now is the time to make note of it so you’re ready when Open Enrollment begins.

☀️ The conversations we have in the summer make October much less stressful. Instead of scrambling to gather information, we’re simply reviewing your options and making informed decisions.

You don’t have to make any changes today.

But knowing where you stand before Open Enrollment arrives? That’s one of the smartest things you can do.

Is there something about Medicare you’ve been meaning to ask? Drop your question in the comments or send me a message. We would be happy to help.

Address

2565 Thompson Bridge Road, Suite 110
Gainesville, GA
30501

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17066099811

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