Neil Kress, Sr Loan Officer, NMLS #1515679

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Neil Kress, Sr Loan Officer, NMLS #1515679

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Neil Kress, Sr Loan Officer, NMLS #1515679
Fairway Home Mortgage NMLS #2289
Licensed in DC, MD, OH, PA, VA & WV
Equal Housing Opportunity.

10 years of experience helping clients achieve their homeownership dreams with personalized service.

09/09/2026

Thinking about becoming a homeowner? There’s a lot to love about owning a home, but it’s also important to understand the responsibilities that come with it.

Homeownership can give you the opportunity to put down roots, build equity over time, and the pride of having a place to call your own. It also comes with new responsibilities, which is why understanding the full picture before you buy is so important.

If you’re wondering if you’re ready reach out today to talk through your goals and options together

09/07/2026

Did you know you can submit and track your mortgage application right from your phone or laptop?

At Fairway, we know how busy you are and how much you still want to be able to check in on the progress of your mortgage any time, anywhere. We solve that problem for you.

The mobile application just got even smarter and faster. Contact me for more details on how you can apply, ask questions, communicate, and track - all in one place.

09/04/2026

Don't let the weekend slow you down. I'm here to help.

Reach out anytime—let's keep your homeownership goals moving forward!

09/02/2026

If you're thinking about buying with someone you trust, there are a lot of great ways to make it work.

You might be looking at a home with space for an in-law suite, a property with room to expand, or a place that lets everyone share the investment.

Together, we can help you explore the possibilities and find the right path. Homeownership can look different for every family, and that's okay!

09/01/2026

Congratulations to my client on taking the next step toward a new home!

This Veteran ran into an unexpected challenge during the home buying process that could have derailed his plans. With a tight timeline, he needed to refinance his current home to restore his VA eligibility and keep everything moving forward.

We put together a strategy, got to work, and closed the refinance in just 10 business days. Now he's back on track and one step closer to closing on his new home.

Helping Veterans navigate unique situations and find solutions is one of the most rewarding parts of what I do. Thank you for your service and for trusting me to help make it happen. Wishing you all the best in this exciting new chapter!

08/31/2026

Congratulations to my client on his new home!

When we first connected, he was ready to upgrade his living situation but believed he needed to wait until his current home sold before moving forward. After reviewing his options, we identified a strategy that allowed him to purchase his new home sooner than expected while keeping his long-term financial goals in focus.

With his current home now under contract and scheduled to close soon, everything is falling into place just as planned.

I'm grateful for the opportunity to help guide him through the process and excited for this next chapter in his homeownership journey.

08/28/2026

RED Friday is a reminder that freedom isn’t free.

Today we wear red to show support for those deployed and appreciation for their families back home.

08/27/2026

The Home Equity Conversion Mortgage for Purchase (H4P) just got even more competitive.

Eligible homebuyers age 62+ can now pair the H4P with Fairway Advantage Pre-Approval, giving them greater confidence before they even begin shopping.

With Fairway Advantage Pre-Approval, a Fairway underwriter has already reviewed and cleared income, assets, and credit—helping buyers understand their purchasing power and make stronger offers.

Eligible H4P buyers may be able to:
• Purchase a home with approximately *45%–70% down
• Avoid required monthly principal and interest mortgage payments**
• Preserve more retirement assets
• Compete with greater confidence in today's market

Planning your next move after age 62? Let's connect to see if an H4P loan is right for you.

*The required down payment is determined by several factors, including the buyer's age (or eligible non-borrowing spouse's age, if applicable), current interest rates, and the lesser of the home's appraised value or purchase price.

**Borrowers remain responsible for property taxes, homeowners insurance, HOA dues (if applicable), and home maintenance.

08/26/2026

A house becomes a home the moment a dog claims their favorite spot on the couch. Happy National Dog Day! 🐾

08/24/2026

Many people assume buying a home is out of reach, but the reality may surprise you.

Understanding what you can comfortably afford is the first step toward reaching your homeownership goals.

Let's talk through your options, estimate your monthly payment, and build a plan that works for you.

Address

7001 Heritage Village Plaza, Suite 250
Gainesville, VA
20155

Telephone

+12403532471

Website

http://www.fairway.com/, http://www.nmlsconsumeraccess.org/

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