Cammi Twiner Mortgage Advisor NMLS #2571991

09/11/2026

We will never forget. 🇺🇸

Remembering the lives lost, the heroes who ran toward danger, and the families forever changed on September 11, 2001. ❤️🤍💙

Today marks 25 years since the tragic events of September 11, 2001.

Today, we pause to remember the lives lost and pay tribute to the incredible heroes who showed us the meaning of courage.

09/08/2026

🏡 Think you need 20% down to buy a home? Think again!

One of the biggest misconceptions I hear from homebuyers is: “I need to save 20% before I can buy.”

The truth? There are mortgage options that may allow you to purchase a home with significantly less than 20% down. 🙌

Depending on your situation, you may qualify for programs with:
✨ As little as 3% down
✨ 3.5% down options
✨ VA and USDA programs that may offer 0% down for eligible buyers
✨ Down payment assistance programs that may help with upfront costs

Putting less than 20% down doesn’t mean you’re doing something wrong - it simply means we need to find the financing strategy that makes the most sense for you.

💬 Curious about what you may qualify for? Send me a message and let’s talk through your options. You might be closer to homeownership than you think!

09/04/2026

⭐Dream Home Friday⭐

FRIDAY FUN! 🏡
If money were NO object, what would your dream home HAVE to have?

🏊 Pool
🍳 Huge kitchen
🎬 Home theater
🌳 Acreage
🛏️ Massive primary suite
🏀 Basketball/pickleball court
🚤 Lakefront
🐴 Horse property

You can only pick ONE! 👇

09/02/2026

Thank you so much to my wonderful client for taking the time to share such kind words and leave a 5-star review! Your trust and confidence in me throughout your home financing journey truly means more than you know. 🏡

Helping my clients navigate the mortgage process and reach their homeownership goals is what I love to do. I’m incredibly grateful to be part of such an important milestone and honored to have been your lender!

Thank you again for your kind words, your trust, and the opportunity to serve you. Congratulations on your new home! 🎉🔑

08/28/2026

🐾🎉 WE HAVE A WINNER! 🎉🐾

Thank you to everyone who participated in our National Dog Day Giveaway! 🐶❤️ We loved seeing all the adorable pups!

🥁 Drumroll please… 🥁

✨ Congratulations to Taylor Danielle✨

We hope you and your furry best friend enjoy your prize! 🐾💕

Thank you again to everyone who joined in and helped us celebrate National Dog Day! 🐕🐾

08/26/2026

🐾Happy National Day!!🐾
Don’t forget to enter to win a $100 pet store gift card. Today is the last day! Winner will be announced tomorrow! ❤️🐶

🐾 NATIONAL DOG DAY GIVEAWAY! 🐾

National Dog Day is August 26th, and I want to celebrate all of your adorable four-legged family members! ❤️🐶

I’m giving away a $100 PET STORE GIFT CARD to one lucky winner! 🎉

HOW TO ENTER:
❤️ Like & share this post
🐾 Follow my page
📸 Comment below with your favorite photo of your dog!

I can’t wait to see all those sweet pups filling up the comments! 🐕🐩🦮🐕‍🦺

🏆 Winner will be announced August 27, 2026!

Official Rules & Giveaway deatils: https://www.firststate.bank/celebrate-national-dog-day-with-first-state-bank

Cammi Twiner | Mortgage Advisor
First State Bank
Helping you get home - where the dogs are always waiting at the door. 🏡🐶

08/20/2026

🏡 YOUR NEXT STEP STARTS HERE!

Whether you’re dreaming of buying your first home, moving up, refinancing, or simply want to understand your options, I’m here to help make the process feel a little easier. ❤️

Let’s talk about your goals and create a plan that works for YOU!

📲 Call/text me at 940-284-4942
📧 Email me at [email protected]

Let’s make your next step a confident one! 🔑🏠

Cammi Twiner | Mortgage Advisor
First State Bank | NMLS #2571991

08/14/2026

🏡 Congratulations to my borrowers on their beautiful new home! 🔑✨

It was such a pleasure helping you through the mortgage process and getting you to the closing table. Thank you for trusting me to be your mortgage lender for such an exciting milestone!

Wishing you many years of happiness, memories, and blessings in your new home. ❤️

Congratulations and welcome home! 🏡

Shoutout to Billie Grewing for being amazing to work with & Howeth Title Company for another smooth and easy closing! 🫶🏽

08/11/2026

🐾 NATIONAL DOG DAY GIVEAWAY! 🐾

National Dog Day is August 26th, and I want to celebrate all of your adorable four-legged family members! ❤️🐶

I’m giving away a $100 PET STORE GIFT CARD to one lucky winner! 🎉

HOW TO ENTER:
❤️ Like & share this post
🐾 Follow my page
📸 Comment below with your favorite photo of your dog!

I can’t wait to see all those sweet pups filling up the comments! 🐕🐩🦮🐕‍🦺

🏆 Winner will be announced August 27, 2026!

Official Rules & Giveaway deatils: https://www.firststate.bank/celebrate-national-dog-day-with-first-state-bank

Cammi Twiner | Mortgage Advisor
First State Bank
Helping you get home - where the dogs are always waiting at the door. 🏡🐶