Together Planning

04/29/2026

Tom's Quarterly Economic Update: In the last quarter, we have entered a war with Iran that threatens global economic stability. Iran has closed the Strait of Hormuz through which a significant percentage of global shipping traffic should be flowing, already driving gasoline prices over $4.00 per gallon in the U.S. What we don’t know is the extent of future damage to the U.S. and global economies because of this situation. The first quarter of 2026 still shows a healthy macro economic environment, although consumer sentiment dropped significantly in April. https://togetherplanning.com/toms-quarterly-economic-update-q1-2026/

04/23/2026

Anything that you do consistently will have inevitable effects. Maybe the trick is to not do so much that you can’t maintain the consistency. https://togetherplanning.com/the-best-habits-are-the-ones-you-can-stick-with/

04/14/2026

The One Big Beautiful Bill Act of 2025 established a new type of account for children: the Trump account. We were curious how these accounts compare to other types of accounts that you could fund for your children, so we did some math. https://togetherplanning.com/should-you-open-trump-accounts-for-your-children/

03/31/2026

If they haven’t already, your tax preparer will soon send you a copy of your tax return to sign for e-filing. They probably include something for you to sign saying “I have carefully reviewed this return.” But what do you look for when you review? https://togetherplanning.com/ready-to-sign-your-tax-return/

03/13/2026

Thank you for all you do to help cure Type 1 Diabetes, Bobby! Proud to support Chase the cure for T1!

02/19/2026

https://togetherplanning.com/i-love-precious-metals-but-not-as-an-investment/
"In my mind, owning gold, precious metals, and collectibles is like having a possession that gives you comfort and happiness, but also has a financial aspect to it. However, I would not rely on the market value of precious metals going up to fund my retirement. Stocks and bonds have appreciated much more over the last century."

02/03/2026

With all the chaos and volatility we saw in 2025, economic data has not changed significantly since our last quarterly economic report. Equities and bonds both delivered positive returns. For three consecutive quarters the results have remained essentially unchanged.
https://togetherplanning.com/quarterly-economic-update-february-2026/

01/22/2026

Tax season is upon us and one of the most common questions we get from clients this time of year is “What tax documents should I be expecting?”
We are here to help! Many of our clients will be receiving a Tax Planning Letter from us in the next couple of weeks. In that letter we outline exactly which documents we think you will receive for 2025. Here are some of the most common documents to expect.
https://togetherplanning.com/preparing-for-tax-season/

01/14/2026

Learn about betting trends and prediction markets with insights from our financial planning assistant, Jack Bertelson. https://togetherplanning.com/feeling-lucky/

01/08/2026

We are celebrating our tenth anniversary in Financial Planning and continuing our commitment to helping you pursue your goals this year. https://togetherplanning.com/january-updates-from-together-planning/

12/02/2025

While you're enjoying the holidays, don't forget the important financial deadlines on December 31st. What final tax-saving moves could you be missing? Read our latest article to get your complete year-end checklist before it’s too late!

While you're enjoying the holidays, don't forget the important financial deadlines on December 31st. What final tax-saving moves could you be missing? Read our latest article to get your complete year-end checklist before it’s too late!

11/18/2025

In Tom’s latest economic update, he checks in on the quarterly survey of economists from the Wall Street Journal, the forecasts of the Federal Open Market Committee, and consumer sentiment indicators from the Conference Board and University of Michigan. He discusses what is driving the high valuation multiples in the stock market today and expectations for interest rates in the near term. https://togetherplanning.com/toms-2025-q3-economic-report/

Together Planning is for individuals and families who seek a true partnership in managing their financial future and investments.