Income Shifting 101

08/24/2021

Tips to Increase Your Credit Score

- [ ] Review Your Credit Report. ... http://cjwcreditreport.com
- [ ] Set Up Payment Reminders. ...

- [ ] Pay More Than Once in a Billing Cycle. ...

- [ ] Contact Your Creditors. ...

- [ ] Apply for New Credit Sparingly. ...

- [ ] Don't Close Unused Credit Card Accounts. ...

- [ ] Be Careful Paying Off Old Debts. ...

- [ ] Pay Down “Maxed Out” Cards First.

Credit Report and Credit Monitoring.

06/24/2021

Are you ready to scale and grow your business while getting funding and business credit?

Are you ready to scale and grow your business while getting funding and business credit? Book an appointment https://www.360globalbusiness.com/funding

05/27/2021

Assisting Businesses Overcome The Confusion Of Understanding Their Eligibility for The ERTC

05/10/2021

It's Money Making MONDAY!!!

Here is a tip for Handling Finances better in marriage:

COMBINE INCOMES

I have learned that combining incomes, and managing the money together, is one of the most important things to do for your marriage, because it’s a partnership. Managing finances can already seem daunting, but what a great feeling it is to have a partner to help ease that burden! I realize that sometimes certain personality types make the idea of sharing money difficult. But to me, I think that by not being willing to combine incomes and pay all of the bills together, it is a sign of selfishness, and can even be perceived as non-committal. These two characteristics do not usually create a happy marriage, and is one of the reasons the divorce rate is so high.

However there are times when it makes sense to each have a separate bank account, and if that is the case for your relationship, I encourage you to just be fully transparent about those transactions. Remember you are in this together!

05/10/2021

IS MONEY TO BLAME? It’s pretty common among couples to fight over finances. When divorced couples are asked what one of the main reasons were that lead to their separation, a lot of them tend to say it was due to finances. But let’s dissect what that actually means for a second: Was it because they didn’t have enough money? Someone had bad spending habits, weren’t truthful over finances? Because there HAS TO BE an underlying cause. At least, I believe that there has to be. I think sometimes it’s not about the money, but rather the process of managing the money; how it’s discussed, the organization of it, the responsibility, how the money is earned and by whom (job satisfaction factor too), understanding it all, balancing between different spending habits, etc.

Need help with your finances? Contact me today!

05/10/2021

Good Morning!

05/09/2021

Happy Mother's Day!

05/08/2021

Happy Saturday Everyone!

05/08/2021

What questions do you have about credit counseling and the services we offer?

05/08/2021

Would you rather that your bank not share your information with other companies? You can opt-out of that, as this article notes. However, it may be difficult to get them to do it: https://www.kiplinger.com/personal-finance/credit-cards/601582/2-credit-card-gotchas-to-watch-out-for

05/07/2021

Do you want to know more about the debt consolidation process? Here is some info that may interest you. https://bit.ly/3aSvtA5