Kris Posey Agency

08/01/2026

Mike Johnson on why the USA is exceptional. He said it well.

07/28/2026

Most businesses make crucial employment-related decisions on a regular basis, and for the most part, these decisions go smoothly. But what happens when something goes wrong in the process?

That’s where employment practices liability insurance (EPLI) comes in. This key coverage can act as a safety net if a business is involved in an employment-related legal conflict. It can help with:

🔵 Defense costs - Many EPLI policies help cover legal defense expenses associated with covered claims, and in some cases, these costs may be covered regardless of the case outcome.
🔵 Settlements or judgments - Policies may help pay covered settlements or court-awarded damages, though this is subject to policy limits, exclusions, and terms.
🔵 Third-party claims (optional coverage) - Some policies include coverage for claims brought by non-employees, such as customers or vendors.

That said, not all policies are the same. Details such as exclusions, limits, and whether coverage is claims-made can significantly affect how the policy responds.

If you want to learn more about EPLI or review an existing policy, don’t hesitate to reach out to our team. We are here to help you ensure that your business is fully protected.

07/23/2026

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have. Give us a call today, and we can get started.

07/23/2026

Absolutely gorgeous.

07/22/2026

Piedmont Bulldog Sports Network has an exceptional broadcast team. Tune in this fall. It will be epic!

We are proud to announce Kris Posey Agency as the title sponsor of the Kris Posey Agency Scoring Drive Update for the 2026 Piedmont Football season.

Their support will be featured throughout our broadcast coverage as Piedmont Bulldog Sports Network brings scoring drive updates, game action, and Piedmont football coverage to our fans, families, and community all season long.

Thank you to Kris Posey Agency for investing in Piedmont athletics and helping make this season’s coverage possible.

07/22/2026

We're proud to announce the promotion of our newest team member to Director of Tail-Wag Marketing and Vice President of Public Relations & Belly Rub Acquisition.

His qualifications include:
🐶 Converting complete strangers into lifelong friends.
🐶 Greeting every visitor like they're the most important client of the day.
🐶 Building goodwill one wag at a time.
🐶 Ensuring employee morale remains exceptionally high through mandatory belly rub inspections.

His compensation package includes unlimited treats, executive naps, and performance bonuses paid in tennis balls.

Please join us in congratulating our four-legged executive on this well-deserved promotion!

07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.