Exchange Bank

03/11/2026

Exchange Bank is a proud supporter of Downtown Gadsden, Inc. DGI is a nonprofit community partnership dedicated to fostering the economic development of Downtown Gadsden through a comprehensive process of revitalization that seeks to protect, enhance and promote its architecture and historical heritage. Be on the lookout for news on upcoming events and shows hosted by DGI!

Pictured:
Kevin Phillips - SVP, Chief Lending Officer
Catherine Martin - President | Chief Retail Officer
Kay Moore - DGI Director
Ricky Ray - CEO | Chairman of the Board


www.exba.com
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999
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03/10/2026

We have been made aware of fraudulent phone calls impersonating EXB employees with an Exchange Bank caller ID. Remember, we will never cold call you requesting sensitive, personal information. When in doubt, always hang up the phone and never give out personal information. Call us back directly at 256-547-2572 to confirm any phone call that you are uneasy about.

www.exba.com
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999

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03/06/2026

It's !

So what exactly is Tax Season fraud? Simply put, it is when a criminal steals a victim’s personal information to either file a fake return, claim a fraudulent refund, or impersonate an IRS official. According to the IRS Criminal Investigation department, about $4.5 billion in tax fraud was identified in 2025!

Read more on our website:

It is that dreaded time of year again, Tax Season! With taxes usually comes refunds, and it is that money scammers are after. Since the IRS is officially

03/05/2026

Today is National day which is apart of National Consumer Protection Week! Help us —don’t let government imposters fool you. Spot scams, know the red flags, and report suspicious activity at ssa.gov/scam.

www.exba.com
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999

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03/04/2026

As we move more tasks online, staying cyber secure is crucial. Use Notify Me Alerts in mobile banking to protect your accounts. Get notified via text or email for balance changes, large transactions, or cleared checks. Stay in control of your banking, no matter where you are.

https://exba.com/notify-me-alerts/
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999

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02/27/2026

It's !

March 1-7, 2026 is National Consumer Protection Week (NCPW). This is a time dedicated to talk about fraud, scams, and consumer rights. In an effort to provide more education to our customers, all the branches are now equipped literature on various frauds and scams, along with information on how to freeze your credit, and contact information. NCPW is led by the Federal Trade Commission (FTC) and this years focus is on how to Avoid, Report, and Recover from scams. Thursday, March 5, is Slam the Scam day! Led by the Social Security Administration (SSA), this day is set aside to raise awareness on SSA and other government imposter scams.

Read more on our website!

March 1-7, 2026 is National Consumer Protection Week (NCPW). This is a time dedicated to talk about fraud, scams, and consumer rights. In an effort to

02/25/2026

Did you know you can transfer a balance from an existing card to an EXB credit card*? Make the switch to the card that gives back and the card that's perfect for your business. Follow the link below to learn more and apply today!

https://exba.com/credit-cards/
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999
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*Subject to credit approval. All balance transfers are also subject to approval.

02/23/2026

Don't stress over end of the day deposits! Make deposits on the go at our Rainbow City ATM! Whether it is a weekend, after hours or a holiday you can make sure that you have control over your accounts. If you have questions speak with a customer service representative or at the number below! Take advantage of our other convenient ATMs located at our other offices across Etowah County.

www.exba.com
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999
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02/20/2026

It's !

Today we are going to take a look at Package Delivery Scams. These scams are successful because they work by taking advantage of people’s trust in delivery companies like UPS, FedEx, DHL, etc. They often target people through either text message or email, and the goal is to deceive their victims into revealing personal and/or financial information that can be used against them later.

Read more on our website!

Package Delivery Scams might be something you only think about around the holidays; however, they can occur anywhere at any time. These scams are successful

02/16/2026

All Exchange Bank Offices will be closed today and will re-open tomorrow, February 17th! Access all your account information through mobile banking, online banking. or our 5 local ATMS.

www.exba.com
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999

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02/13/2026

It's !

In honor of Valentines Day, today we are going to dive into Romance Scams. Con artists are present on most dating and social media sites. The scammer’s intention is to establish a relationship as quickly as possible, endear himself/herself to the victim, and gain trust. Scammers may propose marriage and make plans to meet in person, but that will never happen. Eventually, they will ask for money.

Learn more about these scams on our website!
https://exba.com/romance-scams/

02/13/2026

Reminder! All Exchange Bank Offices will be closed Monday, February 16th! Access all your account information through mobile banking, online banking. or our 5 local ATMS.

www.exba.com
Exchange Direct Line: 256-547-2572
Exchange Info Line: 256-570-0999

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