Richon Planning

Richon Planning Richon Planning, LLC. is an independent investment & financial services firm headquartered in Fuquay

Independent planning firm located in the Research triangle area and serving Raleigh, Cary, Apex, Holly Springs and Fuquay Varina. We offer insurance planning, protection, and savings as well as investment planning and guidance for individuals and business

Thinking about helping your kids, grandkids, or loved ones financially?Before you write a check, there are a few gifting...
06/03/2026

Thinking about helping your kids, grandkids, or loved ones financially?

Before you write a check, there are a few gifting rules worth knowing…..

From annual gift tax exclusions to special rules for tuition and medical expenses, understanding how financial gifting works can help you make a bigger impact while avoiding unintended tax consequences.

🚨Here are 5 key gifting facts everyone should know.

Questions about your gifting strategy? Give us a call. Richon Planning 919-300-5886📲


DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.


At Richon Planning, we believe planning starts with listening. Whether you're preparing for retirement, evaluating your ...
06/02/2026

At Richon Planning, we believe planning starts with listening. Whether you're preparing for retirement, evaluating your options, or simply looking for guidance, we're here to help you make sense of the decisions ahead. We appreciate the kind words and are always open to being a resource for future needs. ⭐️

If you'd like to learn more about how we help individuals and families plan for the future, we'd love to meet with you.
Call Richon Planning to schedule your conversation today 919-300-5886 📲



DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.

05/29/2026

Graham Stephan said something a lot of people don't want to hear. Retirement isn't one long highlight reel. Your energy shifts. Your health shifts. The trips and the projects you pictured at 55 can look very different by the time you actually get there.

He's right about that. But there's more to the picture.

Retirement tends to move through three seasons. The go-go years, when you're active and spending on the life you worked so hard to build. The slow-go years, when you start to ease off and health begins to factor in. And the no-go years, when daily life gets quieter and care costs often climb.

Here's where so many people get caught. They underestimate what retirement actually costs, and that gap shows up later, when there's far less room to adjust. You might get more go-go years than you expect. You might also get fewer. You can't know which one is yours, and that's exactly why you plan for the higher number. It protects you either way.

So when you build your plan, overestimate the cost instead of hoping for the best. Give yourself the freedom to enjoy the go-go years fully, without quietly worrying about the no-go ones.

Someday starts today.

Curious where you land on this one, .

05/29/2026

Inflation is the silent thief of retirement. Add taxes and healthcare costs, and many retirees face expenses they never fully planned for.

Do you know how much you'll pay in taxes throughout retirement?�Do you have a plan for rising healthcare costs?

🔗🔗Watch the full conversation on YouTube ( Link in bio ‼️ )

Call Richon Planning to ensure your plan can last through market changes 📲 919-300-5886



DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.





Music: Syncopated Swing
Musician: Kairo Vibe

Even with markets hitting new highs, many investors are still feeling uneasy. That’s normal. Markets climb a wall of wor...
05/27/2026

Even with markets hitting new highs, many investors are still feeling uneasy. That’s normal. Markets climb a wall of worry, and there’s always something competing for attention.

But short-term headlines shouldn’t derail long-term plans.

Your financial strategy isn’t built for perfect conditions. It’s built to weather uncertainty, volatility, elections, rate changes, and everything in between.

So don’t let a headline ruin your summer. Stay focused on the bigger picture and enjoy the season. 🌊

Call Richon Planning 919-300-5886 to gain clarity and confidence with your investment plan ☀️📲


DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.


05/26/2026

It's fair to wonder whether Roth conversions live up to the conversation around them, especially when it feels like everyone at the dinner table suddenly has an opinion.

The honest answer is that they can be one of the most powerful planning tools available to you, but only when the timing, your tax bracket, and your bigger income picture are working in your favor. As Peter puts it, one of the greatest things you can do as an American is take control of how and when you pay taxes, and a well-planned conversion is one of the few ways to actually do that.

Done with intention, a Roth conversion can shift money out of tax-deferred accounts into tax-free growth, lower your future required distributions, and give you real flexibility in the years your income matters most. Done without a strategy, the same move can trigger a tax bill you didn't need to pay.

Peter is going deep on all of this in his June webinar, focused entirely on Roth conversions: when they make sense, when they don't, and how to think through the decision. Registration details coming soon.

Someday starts today. Follow along so you catch the announcement.

⭐️ Trust is everything when it comes to financial planning, and we’re grateful for the long-term relationships we’ve bui...
05/26/2026

⭐️ Trust is everything when it comes to financial planning, and we’re grateful for the long-term relationships we’ve built with our clients over the years. Thank you for the kind words and continued confidence in Richon Planning! ⭐️

Call Richon Planning to get your custom optimized retirement plan today 919-300-5886 📲📲📲


DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.

05/22/2026

Retirement today looks a lot different from it did for previous generations.

Pensions are disappearing, 401(k)s are taking their place, and many people are asking the same question:
“How do I make sure my money lasts as long as I do?”

That’s where guaranteed income strategies like annuities can play a role.

Annuities aren’t for everyone, but they can be a powerful tool for turning a portion of your savings into reliable retirement income you can’t outlive.

The key is understanding how they fit into your overall retirement plan. Visit 🔗www.topannuity.com OR call Richon Planning 919-300-5886 📲📲


DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.



Music: Hip Hop Background (814204)
Musician: Pavel

Your retirement income matters just as much as your retirement savings.Discover how much guaranteed monthly income you c...
05/21/2026

Your retirement income matters just as much as your retirement savings.

Discover how much guaranteed monthly income you could generate in retirement with our free Retirement Income Calculator.

Plan smarter. Retire with confidence.

🔗 www.TopAnnuityIncome.com


DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested...
05/20/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested.

But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

Call Richon Planning 919-300-5886 to build a retirement strategy designed to help you stay focused and secure through market uncertainty. 📲📲


DISCLAIMER:
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Richon Planning, LLC are independent of each other. Insurance products and services are not offered through BCM but are offered through individually licensed and appointed agents with Richon Planning, LLC. Brookstone Capital Management (BCM) and its Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to disclose any conflicts of interests and all associated fees. Please refer to the BCM firm brochure (Form ADV 2A) for additional information regarding the fiduciary standard.


Address

600 Stellata Drive
Fuquay-Varina, NC
27526

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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