03/13/2026
Thinking about insuring an ATV, side-by-side, dirt bike, or another off-road vehicle?
Off-road vehicles (ORVs) often need specialized coverage that’s different from a standard auto policy. Coverage options may include things like liability protection, collision coverage, comprehensive coverage for theft or weather damage, and medical payments after an accident.
This article breaks down some common ORV coverage options and how they differ from your typical auto insurance policy.
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If you have questions about protecting your recreational vehicles, the team at Bowen Insurance Agency is always happy to help.
Learn about insurance coverage options for ATVs, UTVs, dirt bikes, snowmobiles, and other off-road vehicles.