We offer personal attention, full-time professional service, competitive pricing, and a broad range of insurance products to meet your needs.
10/29/2025
What Happens to Your Renters Insurance When Moving Between CNY Apartments
Learn what happens to renters insurance when moving between Central New York apartments, including timing, storage coverage, and address change procedures.
They explained what they were doing, how they were doing it, what was covered, and what wasn't. They didn't wait, and they didn't haggle.
10/20/2025
Manufactured Home Insurance in Central New York: Understanding Coverage and Carrier Options
Find manufactured home insurance coverage in Central New York. Age, foundation type, and location affect your options and costs with different carriers.
10/15/2025
Working with Contractors After a Claim: What CNY Policyholders Should Know
Navigate CNY contractor selection, insurance payments, and repair management after your claim settlement with practical guidance for homeowners.
10/13/2025
CNY Home Insurance Claims: When Material Depreciation Becomes a Dispute
Handle CNY home insurance depreciation disputes with documentation strategies, professional assistance options, and settlement negotiation tips.
10/08/2025
When Jewelry Appraisals Matter for Your Central New York Insurance Coverage
Learn about jewelry appraisal requirements from different insurance carriers in Central New York. Compare documentation standards and coverage approaches.
10/06/2025
Loss of Rents Coverage: How Central New York Landlords Can Secure Rental Income During Property Repairs
Loss of Rents coverage protects Central New York landlords from lost rental income during property repairs. Understand coverage limits and exclusions.
10/01/2025
Understanding Home Maintenance vs. Covered Loss Claims in Central New York
Central New York homeowners face insurance claim denials when damage is deemed maintenance-related. Understand the difference and document properly.
09/29/2025
How to Remove a Vehicle from Your Auto Insurance Policy in Central New York
Find out how to remove vehicles from auto insurance policies in CNY. New York plate surrender requirements and coverage considerations explained.
09/24/2025
Comprehensive and GAP Insurance: Understanding Coverage Differences for Central New York Drivers
Understanding comprehensive and GAP insurance differences for Central New York drivers. Find out when both coverages serve different purposes.
09/22/2025
Beyond the Policyholder: Understanding Different Ways to Be Listed on Insurance Policies in Central New York
Learn the different ways someone can be listed on insurance policies in CNY beyond being the policyholder. Understand named insureds, additional insureds, and other designations.
09/17/2025
Water Backup Coverage Amounts: Understanding Your Options in CNY
Compare water backup coverage amounts from $5,000 to $25,000 for CNY homes. Understand costs, deductibles, and factors to consider when choosing.
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Our Independent Agency is committed to maintaining a high standard of excellence and establishing a strong relationship of mutual trust and service to each of our clients. We offer personal attention, full-time professional service, competitive pricing, and a broad range of insurance products to meet your needs. Our experienced staff are conscientious and friendly professionals.
"To provide our Policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost."
That was Erie Insurance's guiding philosophy back in 1925 when the company was founded and one that continues to be the guiding principle for The Insurance Place Agency, LLC. As an independent agency, The Insurance Place Agency, LLC, stands out from the competition by having exclusive representation in the area with the award-winning Erie Insurance Company in addition to several other prominent insurance carriers.
Our Mission Statement says it all:
"To provide a friendly, comfortable atmosphere where we will bring value in insurance planning to our community thru building personal relationships and by providing prompt & efficient services while maintaining the highest level of ethical standards, aspiring to exceed our customer's expectations."
With two offices located in Fulton, NY and Oswego, NY we are able to offer a greater level of customer service and convenience to our clients. We are committed to helping our clients find the best possible coverage at the best possible price while they enjoy the best possible service.