Vogel Guerrant Insurance

Vogel Guerrant Insurance We write insurance for Homes, Autos, Renters, Motorcycles, RVs, boats and All kinds of Commercial bu

I just wanted to let everyone know that the office is closed for at least the next few days because I have come down wit...
11/29/2022

I just wanted to let everyone know that the office is closed for at least the next few days because I have come down with Covid.

But, my doctor has put me on Paxlovid, so hopefully it helps and I will be back soon. If you need help with anything or need to make a payment, please call our Columbia office at 573-449-5395.

Hope to see you all again real soon.

Laurie

06/02/2022

It's almost Summer and time to go camping, boating and motorcycle riding. I have all of the great companies with the best rates and coverages made just for you and your family during those fun times!

Contact me, Laurie Qualls, Agency Manager, at 573-642-5050 or drop by and see me at 512 Market St. Ste A, Fulton, MO.

We all love the weather as it gets warmer, but with warmer weather comes that chance for bad storms. Tornados and hail, ...
04/11/2022

We all love the weather as it gets warmer, but with warmer weather comes that chance for bad storms. Tornados and hail, being among them.

Know what to do before, during, and after severe weather.
Create a communications plan with your family before severe weather hits.
Have emergency supplies in place at home, at work, and in the car.
Listen to local officials.
Check your insurance policies to ensure you have enough coverage.
Evacuate if advised by local authorities.

During severe weather Wireless can save your life. Watch how: http://youtu.be/wDpcGypv2_U

Wireless Emergency Alerts are automatic texts sent to you in an emergency; no sign-up required: https://www.ready.gov/alert

You may not always receive an official tornado alert so know the warning signs. Find them here: https://www.ready.gov/tornadoes

Funnel cloud, loud roar, & change in sky color are a few tornado warning signs. Learn others: https://www.ready.gov/tornadoes

Lightning and hail are common in tornado weather! Learn what else to expect. https://www.ready.gov/tornadoes #

Learn what to do if you are under a tornado warning and how to stay safe when a tornado threatens. Prepare for Tornadoes Stay Safe During Stay Safe After Associated Content Tornadoes are violently rotating columns of air that extend from a thunderstorm to the ground. Tornadoes can destroy buildings,...

03/29/2022

The weather is getting nicer and more people are going to be out on the roads.

It is a good idea to take a look at your insurance policies every couple of years to make sure that you have the best rate and the best coverages for your current situation. I have some of the lowest rates available.

If you would like to have my office do a quote for you, please just stop on by at 512 Market St Ste A or give me a call at 573-642-5050 anytime Monday-Friday from 8:30-5:00.

I have a lot of different companies to choose from. Do you own your home or do you rent? Do you have one auto or have several? Do you own a business? Do you have a boat, motorcycle or other recreational vehicle? I have something for everyone and every situation.

03/03/2022

What’s Affecting Auto Insurance Rates?
Not only are driving patterns returning to pre-pandemic levels, repairs and replacements are more costly.
Here are some of the factors that may influence premiums moving forward.

$20B+ Losses from weather disasters in 2021

Used car prices up 26.4%; new car prices up 9.8%

Supply chain issues triggering shortage of chips — and new cars

Increase in severity of auto accidents; number of fatal car crashes up 18.4%

There are labor shortages and wage increases are up 9%

Average car insurance claim costs up 20%; parts costs up 6%

01/28/2022

Here is some great information about ways to save on gas.

7 tips to improve your car’s gas mileage

In a time of fluctuating gas prices, it can be difficult to find savings at the pump. But, did you know you can save some cash on your own before heading to the gas station? There are ways to improve your car’s gas mileage and keep money in your pocket. Here are seven tips to help you get better gas mileage for your vehicle.

1. Keep your speed consistent
We all have places to go and people to see, but driving habits play a role. Slow and steady wins the race when it comes to improving your gas mileage. That’s because aggressive driving habits that include abruptly speeding up and slowing down use more fuel than a gradual acceleration or slowly rolling to a stop. Working quickly requires more energy.

If you’re concerned about your gas mileage, try driving at a more consistent, steady pace versus constant accelerations and decelerations. Or, turn on your cruise control to have better control over your speed.

Low fuel warning on a car's dashboard
2. Know the type of fuel that works for your car
Regardless of the current price of gasoline, improving gas mileage is achieved if the type of gasoline you’re using is made to work seamlessly with your vehicle. Flip through your owner’s manual or check your gas cap to determine which type of gas will produce the best results for your car, truck, or SUV. Each vehicle has a recommended octane rating for the fuel it burns. These types of fuel are tested by the manufacturer to guarantee the best efficiency for your car.

3. Clean out your car
Did you know your gas mileage is affected by the overall weight of your vehicle? If you’re lugging around heavy furniture, boxes, or other items with extra weight, it could increase fuel consumption and drain your gas tank more quickly due to the extra power your car is using to drive. An extra 100 pounds in your vehicle could reduce your miles per gallon by about one percent, according to the U.S. Department of Energy.

4. Maintain properly inflated tires
To achieve maximum fuel efficiency, keep your tire air pressure in line with the manufacturer’s recommendation—information often found on the inside of your door or in your owner’s manual. Tires that are under- or over-inflated can lead to increased resistance, causing the car to burn through more fuel on the road and decrease your miles per gallon.

5. Use air conditioning sparingly
In the hot summer months, air conditioning can be a life saver while navigating the highway from point A to point B comfortably. However, blasting the A/C puts extra work on the engine and, in turn, uses more fuel. We don’t suggest you suffer in the heat. Rather, try to park in the shade when possible to keep your car cool from the get-go. You can also use a windshield reflector to help shield your car’s interior from sunlight, keeping the temperature cooler than it would be baking in the sun.

6. Avoid vehicle idling when possible
Simply turning off your engine can help conserve gas. If you anticipate being stopped for more than one minute or so, shut off the car. Contrary to popular belief, restarting the car uses less fuel consumption than letting it idle for one minute or more.

7. Be informed
Lastly, don’t be fooled by false advertisements or repair shop claims about products that help with improving gas mileage. According to the U.S. EPA and Federal Trade Commission, there are no known products proven to improve fuel economy.

08/28/2021

Just a bit of cute trivia!

Did you know that most car horns honk in the key of F?

Did you know that the first speeding ticket was issued in 1902? The most a car would go is 45 miles an hour too!

08/04/2021

The move is going very well. We should be in the new office and ready to go by Friday, August 6th!

We are located at 512 Market St. Ste A. Right next to the Chamber of Commerce. Come see me for all of your insurance needs.

08/02/2021

Starting tomorrow, the 2nd of August, we will be moving a lot of our office furniture to the new office at 512 Market St.

I will be in and out of the office, so just be patient if I am not at our current office when you come by.

You can leave payments in the box by the door or call in your credit card payments. Just leave me a message and I will call you as soon as I get back to the office.

Have a great week! I am looking so forward to getting into the new office!

07/29/2021

We are moving!!

Our new office will be at 512 Market St. Ste A Fulton, MO. ( right next to the old police station)

This will be effective August 6th, 2021.

We are very excited for this move! We will be much more visible. There are a couple of parking spots in front of the building and our parking lot is just to the left of our office.

Come by and see us at our new location about all of your insurance needs.

Laurie Qualls
Agency manager/Agent

Address

512 Market Street Ste A
Fulton, MO
65251

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15736425050

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