Cody Bennett

Offering innovative insurance products.

06/25/2022

FACT- did you know this one?

06/22/2022

🔹SAVE FOR LATER!🔹
1. Don’t put your phone number online, you will get a million calls and texts over the following month. It will not be a pleasant experience.

2. Don’t do it by yourself. There are policies out there that look fine on the surface but have a bunch of exclusions that a licensed agent will be able to tell you about.

3. Make sure you like your agent. At some point in the future, you will probably have questions, and you need to be able to reach out to your agent to make sure you are getting the most out of your coverage.

06/20/2022

Here we go, my favorite Monday Motivation👉🏼 success cases!

One of my most recent clients has gone without coverage for the past 3 years!

He admitted that he’s been rolling the dice to save money, but decided that he needs to do something as he recently turned 60.

He’s in good health and makes a decent income. His most affordable plan on the marketplace was $600/mo for an HMO that was only good in his state AND had a 8k deductible.

🔹My solution? An underwritten plan for $550/mo on a nationwide PPO with a 5k deductible.

06/16/2022

A major thing my clients look for when shopping for plans is MEDICATION COVERAGE. Will premium drugs be covered or will you be forced to move to generic? And whats the difference?

When a pharmaceutical company creates a new drug, they get a patent on the drug for 20 years. The company probably spent millions on developing that drug, and they want to make all that back and then some. So, any drug that is advertised on TV is typically newer and will be expensive. Insurance companies are not required to cover all medications, and they will have a list of which drugs they cover and which ones they don’t. This is called a drug formulary.

Generic drugs have had the patents expire and are going to be much more affordable because any company can make them. So, drug companies sell these drugs cheap.

Obviously, insurance companies prefer generic medications.

06/15/2022

Have you heard the term COBRA?

To put it simply, COBRA is a continuation of an employer group plan once the employee leaves the job.

When someone has health insurance through their employer, and they leave that employer, then they are legally allowed to stay on the employer plan for 18 months.

During this period, the former employer typically will no longer pay anything towards the cost, and there is an additional 10% administration fee to keep the plan active.

Most of the time, COBRA is too expensive to keep going, unless there is a medical condition that the plan is covering well.

The more you know!

06/13/2022

Did you know that a big vote in the Legislature is happening in August?

It may have a BIG impact on Short Term Health Plans. It is possible that options on the individual market may change drastically!

Don’t let the facts get missed by all the other news available 24/7.

06/08/2022

So many plans today only cover you in the area in which you live. For some people this is fine and not a big deal, but for a lot of people this is a huge pain in the butt.

My plans are nationwide PPO plans.

Problem solved.

Have you taken a look at your plan recently?

06/07/2022

🔹FAQ: What are the qualifying events that allow you to get insurance OUTSIDE of open enrollment?

🔹ANSWER: A qualifying event is a situation that causes a person to lose their coverage.

So, some examples of qualifying events are: moving states, leaving a job that provides insurance, getting divorced and losing the spousal benefits, and a rise in income that can get a person kicked off of medicaid (state coverage).

Do you have a qualifying event that will allow you to enroll? Let’s talk!

06/02/2022

Someone ask for my unpopular opinion?
Well I’m throwing it out there anyway:

I predict that the US will NOT move towards “socialized medicine” for 50-100 years (possibly never).

A lot of people seem to think that it is just around the corner, and all we need to do is pass a bill or something, but it is much more complicated than that.

Agree?

05/31/2022

When you have so many choices in front of you, there are THREE things you need to keep in mind:

🔹Investigate the network PPO vs HMO
🔹Check the term of the policy
🔹Check the MAX out of pocket requirements

05/27/2022

Are you currently looking for health insurance (that’s not going to financially stress you out)?

The process is very simple. It starts with a quick call where I ask a few questions to get to know you and your needs, and I gather some other information, zip code, age etc…

Then I do some homework and put together some quotes. We schedule a follow up appointment where I show you different plans, explain the deductibles and copays, and look up in-network providers.

See? Easy as 1,2,3. DM me and let’s schedule your call today.

05/24/2022

Here, there, everywhere!
There is a huge question that tends to be overlooked while choosing a plan: WILL it cover me everywhere I go?

Sometimes the answer is NO, I was more than happy to help an entire family to get coverage-nationwide!

Does your plan cover you everywhere you go?

Address

101 Paramount Drive
Fruitville, FL
34232

Website

https://www.bennettinsuranceadvisors.com/

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