Cat Barker Loan Officer NMLS# 2137779

Cat Barker Loan Officer NMLS# 2137779 Looking to buy or refinance your current home? Who you work with matters! Get with me today for any mortgage related questions or for quick pre-approval!

NMLS ID: 2137779
FL License #: LO97304

Allow me to introduce myself—I'm Cat Barker, your dedicated local lender lady here in Northeast Florida. As a proud life...
02/24/2025

Allow me to introduce myself—I'm Cat Barker, your dedicated local lender lady here in Northeast Florida.
As a proud life-long native of St. Augustine, I offer not only a deep understanding of the local area but also the knowledge and resources to guide you through purchasing your dream home. Whether you're a first-time homebuyer or seasoned homeowner, I can assist with a wide variety of loan types, including FHA, Conventional, USDA, VA, HELOCS, Renovation loans and more.
But that's not all— as mortgage broker and able to lend ALL OVER FLORIDA, I'm also expanding my expertise to assist self-employed borrowers, investors, and builders with their specific financing needs. No matter your unique situation, I’m here to help you navigate your loan options with confidence.
With years of experience in retail banking, my approach is built on compassion, integrity, and tenacity. I’m dedicated to helping my clients and referral partners achieve financial success and will go above and beyond to make sure you’re supported every step of the way giving you a personalized lending experience tailored specifically to you.
My mission, both personally and professionally, is to have a positive impact on the lives of those I work with. My ultimate goal is to build lasting relationships and create clients for life.
It would be an honor to help you with your mortgage needs, whether you’re buying your next home or refinancing your current one.

Cat Barker
Loan officer | First Coast Mortgage Funding
📍serving all of Florida
📲 (904) 806-3677
📧 [email protected]
NMLS 2137779

Congratulations to our first time home buyer Mr. Little for closing on his home today! He bought himself the best Christ...
12/24/2024

Congratulations to our first time home buyer Mr. Little for closing on his home today!
He bought himself the best Christmas gift money can buy and that is… REAL ESTATE🏡

Special shout out to Matt and Lindsey Parham- Momentum Realty for trusting me with your referral and taking great care of your clients!

Merry Christmas Eve 🎄

Cat Barker
Loan officer | First Coast Mortgage Funding
📍serving all of Florida
📲 (904) 806-3677
📧 [email protected]
NMLS 2137779

I'm so excited to now offer exclusive mortgage options for doctors!Low down payments, no PMI, and flexible terms. Secure...
12/12/2024

I'm so excited to now offer exclusive mortgage options for doctors!
Low down payments, no PMI, and flexible terms. Secure your dream home, let's figure out your financing options today!

Contact me to learn more.

Cat Barker
Loan officer | First Coast Mortgage Funding
📍serving all of Florida
📲 (904) 806-3677
📧 [email protected]
NMLS 2137779

Clear to close and it feels so good! It was a pleasure to assist this veteran on the purchase of her first home. Thank y...
08/29/2024

Clear to close and it feels so good!
It was a pleasure to assist this veteran on the purchase of her first home. Thank you so much Jay for trusting me with your clients and finding Joy the perfect home. When she first came to Jay and I, she mentioned she was stressed about the process and not sure what to expect. Jay helped her narrow down her home search, find and negotiate the perfect home (which appraised $3,500 over contract price might I add).
21 days after making contact with us she is already moving into her home, and it was a bittersweet moment for us all to share.

Fun fact about VA home loans, did you know if you are a 100% disabled Veteran you are exempt from paying property taxes on your primary residence in the state of Florida? This helps you save ton monthly on your mortgage payment.

Looking to explore your financing options? Let's chat!

904-806-3677
[email protected]

Word on the street is interest rates are lower right now, (lowest they have been this year so far) making it an awesome ...
08/05/2024

Word on the street is interest rates are lower right now, (lowest they have been this year so far) making it an awesome time to get pre-approved and start shopping for that first home / dream home. If you're thinking about buying, let's chat and get you on the path to homeownership!

Attention Putnam County homies!If you are interested in buying a home but not sure where to start, this seminar is for y...
07/03/2024

Attention Putnam County homies!
If you are interested in buying a home but not sure where to start, this seminar is for you!
On Sunday July 21st, please join us for an afternoon of all things real estate including the step-by-step process of buying a home from start to finish.

This class is designed and dedicated to our friends, families, and coworkers located here in Putnam County. As locals ourselves and experts in our market, we want to help YOU understand your options by giving you the tools and resources on where to start when you are ready.

Cat Barker Loan Officer NMLS # 2137779- will be there to talk all things mortgages, where to start, how to qualify, what the mortgage process looks like and first-time home buyer options available.

Matt and Lindsey Parham- Momentum Realty- Our local real estate market experts that help buyers find and negotiate the right homes, tailored to their needs and budget.

Kayla Bradley and Austin Bradley the dynamic duo. Our home inspector experts who help buyers uncover any potential serious issues on homes- before they decide to buy.

Michele Mcilmurray from Brightway Insurance who educates homeowners on the different insurance policies and coverage options to help protect their investment.

To learn more, don't hesitate to reach out to any of us, we are happy to help and excited to see you!

Congratulations to this hardworking business owner for closing on his home today! 😊 We were connected a year ago by Eman...
06/26/2024

Congratulations to this hardworking business owner for closing on his home today! 😊
We were connected a year ago by Emanuel Shllaku, Realtor Momentum Realty

I cooked up a game plan for financing, our client carried out the plan, a year later we were ready to rock and roll. Emanuel immediately found and negotiated the perfect home which we ended up being cleared to close on the loan a week prior to closing and now the rest is history!

This story is living proof that good things sometimes take time.
Remember if you want to buy a home the first step is to figuring out what your options are. It’s never a “no” but it can sometimes be a “not yet, but here’s how”

Thank you so much for my amazing team First Coast Mortgage Funding NMLS 1953441
Couldn’t of had a smoother transaction with out them.

Need a mortgage? You know who to call ☎️

Cat Barker Loan Officer NMLS # 2137779
(904)-806-3677
[email protected]

Congratulations to these awesome humans for closing on their new home today!Casandra and I both kicked off our banking ...
06/21/2024

Congratulations to these awesome humans for closing on their new home today!
Casandra and I both kicked off our banking careers together back in the day and along came Leo who also worked for the same bank!
Watching their story unfold together is truly something special to witness and I was tickled to be sitting across from them at the closing table today.

I’ll never get tired of the gratification that sets in when my friends/family/clients trust me to help them with their mortgage.

They landed the right house, in the right neighborhood, at the right price, with the right monthly payment and with less out of pocket than what they expected, and we love that for them!

Looking for what they have? Give me a call and let’s get this party started.

Cat Barker Loan Officer NMLS # 2137779
📞 904-806-3677
📧 [email protected]

If you thought USDA loans were only for farms and rural areas, think again! You'd be surprised that many new homes are b...
05/22/2024

If you thought USDA loans were only for farms and rural areas, think again! You'd be surprised that many new homes are built in USDA eligible areas.

Take a look at a few highlights for this program we have:

-No down payment required
-580 minimum credit score
-Finance up to 2% of your closing costs
-Manual underwriting available if necessary
-Manufactured homes (under USDA pilot program)
-Seller concessions up to 6%

Qualiying for this loan just got easier!

Looking to discover your financing options? Let chat! I can help you discover your loan options, strategize a financing game plan and get you to the closing table!

Cat Barker Loan Officer NMLS # 2137779
First Coast Mortgage Funding NMLS 1953441
(904)-806-3677
[email protected]

Address

11363-200 San Jose Boulevard
Fruit Cove, FL
32223

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