Robert Rippy-Hermonat - Alliance Mortgage Group

Robert Rippy-Hermonat - Alliance Mortgage Group Mortgage Broker and Firefighter/Paramedic focused on making home loans clear and stress-free. NMLS #2728726
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Hi, I’m Robert Rippy-Hermonat — a mortgage broker, firefighter/paramedic, husband, and dad of two. I’ve spent my entire adult life serving others, and that mindset is at the core of everything I do. Whether I’m responding to an emergency call or helping someone navigate buying a home, my goal is always the same: bring calm, clarity, and support during moments that can feel overwhelming. My backgro

und in firefighting and EMS taught me how to communicate clearly under pressure, pay attention to the details that matter, and guide people through stressful situations with confidence. I’ve carried those skills into mortgage lending, where I focus on helping families understand their options in a way that feels simple and approachable—not confusing or stressful. I work with a wide range of loan programs, and I’m especially passionate about helping veterans make the most of their VA home loan benefits. I didn’t serve in the military myself, but I’ve worked alongside veterans throughout my career in the fire service, and I have deep respect for their dedication and sacrifices. Supporting them through the lending process is something I’m honored to do. Whether you’re a first-time buyer, a veteran, or a family exploring a refinance, I’m here to walk with you through the process and make sure you feel informed and supported from start to finish. At the end of the day, I’m just a regular person who wants to help other people build stability, opportunity, and confidence through homeownership. If you ever need guidance or have questions, I’m here to help however I can.

05/21/2026

Still waiting for interest rates to drop before buying a home? You may not have to. 👀

One of our lending partners is currently offering a FREE 1-0 buydown through June 30 for qualified buyers.
✔ Lower payment in year one
✔ Reduced interest rate temporarily
✔ Can save a substantial amount during the first 12 months

If higher rates have been keeping you on the sidelines, this could make buying sooner much more affordable than you think.
Happy to answer questions or run scenarios for anyone curious.

Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group
Company NMLS #292257
📞 (469) 877-5422
📧 [email protected]











04/20/2026

Save your phone's battery by swiping out of those apps, and save on your mortgage by working with me! DM me to learn more!

03/11/2026

🏠 House shopping is exciting.

Knowing your numbers is powerful.

Message me to find yours!

Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group (Company NMLS #292257)

Call/Text - (469) 877-5422
Email - [email protected]

💡 Motivation MondayBuying a home doesn’t start with a contract.It starts with understanding your options and taking the ...
03/09/2026

💡 Motivation Monday

Buying a home doesn’t start with a contract.

It starts with understanding your options and taking the first step.

Clarity today creates opportunities tomorrow.

Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group (Company NMLS #292257)

Call/Text - (469) 877-5422
Email - [email protected]

02/23/2026

💥You don’t need 20% down.💥

Many buyers qualify with 3–5% down.
The key is knowing your options.

Message me and let’s run the numbers!

Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group (Company NMLS #292257)

📞 Call / Text: (469) 877-5422
✉️ Email: [email protected]

This one just hit the market! 👇Beautiful listing by Heather Anderson - North Texas Realtor at Cottage & Co Realty — defi...
02/19/2026

This one just hit the market! 👇

Beautiful listing by Heather Anderson - North Texas Realtor at Cottage & Co Realty — definitely worth a look if you’re shopping in the area.

If a home like this is on your radar, knowing your numbers ahead of time makes all the difference when it’s time to write an offer.

Happy to run numbers anytime.

🌟Brand New On The Market🌟

Charming and move-in ready! This updated 3 bed, 1 bath home offers 1,179 sq ft of living space, including two inviting living areas and gorgeous hardwood floors. The kitchen features stainless steel appliances, and the electric fireplace adds cozy character. Sitting on a generous lot, the backyard is made for entertaining with a spacious deck and privacy fence. Plus, a 16x20 shop with power and a roll-up door is ready for all your projects, storage needs, or workshop dreams. The perfect blend of comfort and convenience—come fall in love!

📲 me for more details or a private showing! 214-577-7461

Don't worry, dreams do come true! Message me to learn more!
02/17/2026

Don't worry, dreams do come true! Message me to learn more!

02/16/2026

🇺🇸 Did You Know?

VA loans often allow eligible buyers to purchase with $0 down and no monthly mortgage insurance.

For many veterans and service members, it’s one of the strongest financing options available.

If you’ve served and have questions about your benefit, I’m always happy to help.


Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group (Company NMLS #292257)

Call / Text: (469) 877-5422
Email: [email protected]

02/14/2026

🇺🇸 More Than a Lender — A VA Mortgage Partner

The VA loan isn’t a backup plan.
It’s one of the strongest home financing tools available.

If you’ve served, let’s make sure you’re using the full benefit you earned.


Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group (Company NMLS #292257)

Call / Text: (469) 877-5422
Email: [email protected]

02/08/2026

🏈 Game Day Reminder

🏆 Preparation matters.

🏆 Flexibility matters.

🏆 Clarity matters.

DM me “SUPERBOWL” if you want to WIN with your mortgage!

Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group (Company NMLS #292257)

📞 Call / Text: (469) 877-5422
✉️ Email: [email protected]

02/06/2026

🚨 Real Estate Investors — Read This 🚨

DSCR loans can change how you qualify for investment property financing.

Instead of focusing on your personal income, DSCR loans focus on whether the property pays for itself.

Here’s why investors love them 👇

💰 Qualify based on rental income, not W-2s
📄 No tax returns required in many cases
🏘️ Great for long-term and short-term rentals
🏢 Often allows properties to be held in an LLC
⚡ Can simplify financing for growing portfolios

If the numbers make sense, the loan can make sense.

If you’re investing — or thinking about getting started — and want to see how DSCR loans could fit your strategy, I’m always happy to walk through it with you.


Robert Rippy-Hermonat
Mortgage Loan Originator
NMLS #2728726
Alliance Mortgage Group (Company NMLS #292257)

Call / Text: (469) 877-5422
Email : [email protected]

Send a message to learn more

Address

2770 Main Street Suite 221
Frisco, TX
75033

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