Integrity Financial LLC

11/25/2025

Good news for homebuyers and homeowners. The FHFA — the federal agency that oversees Fannie Mae and Freddie Mac and sets conforming loan limits each year — just released the 2026 numbers, and they’re jumping across Colorado.
• Denver Metro: $862,500
• Eagle County: $1,249,125
• Summit County: $832,750

Higher limits mean more buyers can stay in conforming loans instead of moving into higher-rate jumbo financing. It’s a solid win for affordability as we head into 2026.

On top of that, mortgage rates closed today at their lowest levels since October 28 and are now very close to three-year lows. With equity sitting at all-time highs, the market is giving buyers and owners a little breathing room.

If you’re thinking about buying, refinancing, or tapping equity, reach out anytime and I’m happy to help.

11/18/2025

11/03/2025

If you bought a home in the last three years, you could save now with a refi. Give me a call to learn more!

09/05/2025

The National Association of Mortgage Brokers Applauds The President of the United States for Signing the Homebuyers Privacy Protection Act Into Law

07/15/2025

🏠 Big News for Colorado Homeowners: No Tax on Home Sales Act Proposed

With Colorado home prices having skyrocketed over the past couple of decades, this proposed legislation could be a game changer.

Georgia Congresswoman Marjorie Taylor Greene has introduced the "No Tax on Home Sales Act", aiming to eliminate federal capital gains taxes on the sale of a primary residence.

Currently, homeowners pay tax on gains over $250K (single) or $500K (married) — limits that were set back in 1997 when the median home price was just $145K. Today, the median home price in Colorado is over $500K, which means a growing number of everyday homeowners are facing unexpected tax bills when they sell.

This bill would not benefit investors or flippers, but rather Colorado families who’ve built equity simply by owning their homes and riding the wave of appreciation. Supporters argue it could also help unlock housing inventory by making it easier for people to sell and move.

This is one worth watching closely.

What do you think — should long-term homeowners in places like Colorado be taxed on their gains?

06/12/2025

Dreaming of homeownership? 🏡✨ With our 1% Down Program, your dream is closer than ever! Put just 1% down and unlock the door to your new home—no giant savings required. Stop renting, start investing in your future. Ready to take the first step? Let’s make it happen! 💪🔑

05/19/2025

Despite recent media speculation about a recession hurting the housing market, historical data suggests the opposite. Discover why the housing market may remain resilient even in the face of an economic downturn.

03/14/2025

Discover the power of DSCR loan programs! Integrity Financial LLC offers the most aggressive rates and works with all leading DSCR lenders in Colorado.

https://www.integritycolorado.com/dscr/