08/26/2026
Want to increase your credit score—or maybe establish credit for the first time?
A few simple tips:
• Don’t go into debt just to establish credit.
• Start with a couple of accounts and manage them responsibly.
• No credit history? Consider a secured credit card or becoming an authorized user.
• Pay every bill on time. This is huge.
• Keep your balances low whenever possible.
I personally maintain a high 700s/low 800s credit score, and the key has always been simple: establish credit, use it responsibly, and pay on time.
Good credit doesn’t happen overnight—but good habits add up. 💪
