Allen Moniri - Essence Lending

04/10/2026

https://sf3.tomnx.com/landingpage/?domain=sf3.tomnx.com&slug=marketinaminutevideo&userId=BkYwzS9

Enjoy this quick update on what's going on in the housing and financial markets.

04/02/2026

https://www.essencelending.com/blog/your-equity-is-doing-nothing-heres-how-smart-homeowners-use-it

Find out about smart moves you can do with the equity built in your house.

03/30/2026

Another successful home loan financing! Congratulations to the buyers and sellers!

03/18/2026

At their March meeting, the Fed voted to maintain the current policy rate, as expected. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Essence Lending is an Equal Housing Lender.

02/25/2026

https://www.essencelending.com/socialposts/your-credit-score-isn-t-one-number-it-s-three-and-lenders-on

Most buyers obsess over their score. Few realize which score actually closes — or ope...

02/19/2026

https://www.essencelending.com/blog/refinancing-isnt-just-about-the-rate-its-about-your-options

Learn what options refinancing makes available to you.

01/28/2026

At their January meeting, the Board voted to maintain the current policy rate, as expected. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Essence Lending is an Equal Housing Lender.

11/13/2025

https://www.essencelending.com/blog/50-year-mortgages-heres-what-you-need-to-know

The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.

11/11/2025

11/11/2025

MLS #: 21021676. Brand-new Beazer Home, never lived in where thoughtful design, modern style, and energy efficiency come together seamlessly. Located in a desirable neighborhood, Stark Farms: this 4-bedroom, 2-bathroom residence offers the perfect blend of comfort and sophistication. Step inside and...

09/30/2025

https://www.essencelending.com/blog/3-reasons-home-affordability-is-improving-this-fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

09/17/2025

Fed rate cut alert! The Fed lowered rates by 0.25% at their September meeting, and more cuts could be coming this year. Mortgage rates had already started dipping in anticipation, but they're still unpredictable. Thinking about buying or refinancing? Let's talk about whether now's the right time for you to make a move. Essence Lending LLC is an Equal Housing Lender.