Vivian Ong, Financial Services Professional with Nylife Securities LLC

12/02/2022

Today, I am no longer a statistic. Today is my 3 year anniversary with NYL & NYLIFE Securities!

Why is marking 3 years important? Well, over 90% of financial advisors fail/quit in the first 3 years of being in the industry. If you are able to be part of the 10% that stays in business, then you will have ultimately paved your way to success for the rest of your career.

I will always be honored and grateful for the privilege to help my clients with their financial plans. I truly believe my work can positively impact multiple generations, and can't wait to continue to educate and support my community.

Thank you to my family, friends, clients, and team for getting me to where I am today. Cheers to the next 40 years!!

12/01/2022

The IRS announced new inflation limits for 2023 that will allow the lifetime estate and gift tax exemption to jump to $12.92 million in 2023, increasing the amount of wealth you can transfer tax-free to your heirs.

Inflation means that well-off folks will be able to transfer much more to their heirs tax free during life—or at death.

11/28/2022

How bad could the bear market be for retirement investors? This article explores the possibilities and offers ways you can protect your nest egg.

And what you can do to protect yourself

11/24/2022

Whether you're stuffing a turkey at home or stuffing your bags for some holiday travel, family is what makes it all worthwhile. From my family to yours, happy !

11/21/2022

Top-ranked advisors offer four key considerations to help baby boomers children prepare for the greatest generational wealth transfer in history.

Here are four key considerations to help prepare for the biggest wealth transfer ever, according to CNBC's top-ranked financial advisors.

11/18/2022

The IRS released inflation adjusted marginal rates and brackets for 2023, and as a result many workers will see higher take-home pay in the new year. Here are the marginal rates for tax year 2023, depending on your tax status.

Some of the changes are significant, and Americans might see higher take-home pay as a result.

11/14/2022

No matter how much you think you've covered all your bases preparing for retirement, something unexpected can always come up. Check out these 5 retirement blind spots to avoid and reach out if you want even more help.

When financially preparing for retirement, remember to consider five things about income sources and preparation.

11/11/2022

Retirement can have a funny way of sneaking up on you. If you’re on the verge of retiring but still haven’t created a financial strategy, don't worry. You’re not alone. With these tips and my help you'll be better prepared.

Playing retirement catch up isn't easy. Learn how to start planning for retirement late with these steps and considerations.

11/08/2022

It's Long-Term Care Awareness Month. Do you know if you're prepared to handle the financial burden of long-term care? Check out the latest Survey from New York Life

Use New York Life's tool to access long term care insurance cost information by state and region. Learn more about long term care costs and what they include.

10/28/2022

Sometimes the best gift you can receive is a little free financial advice. Learn what you should consider before retirement and reach out if you want to know more. As always, I'm here to help.

When financially preparing for retirement, remember to consider five things about income sources and preparation.

10/24/2022

Grandparents: Want to leave a legacy for the ones you love? Learn the differences between a will, trust, and estate, and together we can make sure the legacy you leave lives on for generations.

Avoid complications by planning out your estate today. Learn more about the importance of planning ahead with a will, trust, or estate.

10/21/2022

Becoming a new parent can be difficult—and expensive. But with the right help and guidance, there’s nothing you can’t handle. Here are 3 tips to help keep your finances in order. Need even more advice? Just reach out.

There are many additional expenses that come with starting a family. Use these money saving tips for some financial help as new parents.