Jet Mortgage LLC

Jet Mortgage LLC Jet Mortgage LLC NMLS #2085464 is a Veteran owned full service Mortgage Broker.

For 20+ years we have provided Home Loans to our clients with the lowest interest rates and closing cost possible along with honesty, integrity, and great customer service!

09/04/2026

Discover how refinancing a second mortgage can improve your finances and learn how to navigate this process effectively.

Most renters never find out if they already qualify for down payment assistance. And the reason is simple: they assume t...
09/03/2026

Most renters never find out if they already qualify for down payment assistance. And the reason is simple: they assume the answer is no before they ever ask the question.

Down payment help is real money. It goes unclaimed every year because people do not take the two minutes to actually check.

Here is a quick self-check. See how many of these sound like you.

You have had steady income for about two years. W-2, self-employed, or a mix of both. Gaps are not automatically disqualifying.

Your credit score is somewhere near 620 or above. It does not need to be spotless. Past collections and medical debt are often workable.

You have some savings but nowhere close to 20 percent. That is the normal starting point. Assistance is designed for exactly this gap.

You would live in the home yourself. Nearly every program requires the home to be your primary residence.

Your household income is average for your area. Most programs set a ceiling not a floor. Earning less is not the problem people expect.

If you checked most of those boxes the real answer is worth finding out properly.

Assistance comes as grants you never repay, loans forgiven after you stay a set number of years, or balances repaid only when you sell. Programs run through state, county, and city housing agencies and layer on top of a normal FHA, VA, USDA, or conventional loan.

Reach out to Jet Timmons at Jet Mortgage. Let's check it properly.

Program funds, terms, and eligibility rules change without notice and are not guaranteed. General information only. Not a commitment to lend. Equal Housing Opportunity.

09/02/2026

Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

08/31/2026

Discover if refinancing for a 0.25% lower rate is a smart financial move. Explore the pros and cons to make an informed decision.

08/28/2026

Learn easy ways to save for a house, plan for upfront costs, and build a realistic path toward homeownership with confidence.

08/26/2026

Learn how a Refinance Debt Consolidation Loan can lower your monthly payments and help boost your credit score over time.

08/24/2026

Buying a home for the second time? Learn how equity, timing, and loan options can shape a smoother purchase experience.

08/21/2026

Learn how market absorption rate reveals market conditions and helps buyers and sellers make smarter timing decisions.

You do not need 20 percent down to buy a home. And if that number has been the reason you have been waiting, this is wor...
08/20/2026

You do not need 20 percent down to buy a home. And if that number has been the reason you have been waiting, this is worth reading.

Most renters assume they need to save somewhere around $70,000 before they can even think about buying. But a 3.5 percent down payment on a $350,000 home is $12,250. That is a very different number. And thousands of down payment assistance programs running through state, county, and city housing agencies can cover part or all of that smaller number plus closing costs.

Many of these programs are grants or forgivable loans. And plenty of them are open to buyers who have owned a home before. First-time buyer often just means you have not owned in the last three years.

Here is what assistance can pay for: your down payment, closing costs and lender fees, and prepaid taxes and insurance. Awards range from a few thousand dollars to a set percentage of the purchase price depending on the program.

Who usually qualifies: household income under the program limit, purchase price under the program cap, credit score near 620 or above, and you plan to live in the home yourself.

What it costs you later depends entirely on the program. Some assistance is a grant you never repay. Some is a second loan forgiven after you stay in the home a set number of years. Some is only repaid when you sell or refinance. The program sets those terms, not the lender.

Three steps to get started. Check your numbers because your income, credit, and the county you are buying in determine which programs are open to you. Get pre-approved because assistance layers on top of a regular FHA, VA, USDA, or conventional loan. And take the required buyer course which is usually free, online, and finished in a few hours.

Find out what you qualify for. Reach out to Jet Timmons at Jet Mortgage for a free eligibility check.

Program funds, terms, and eligibility rules change without notice and are not guaranteed. This is for general information only and is not a commitment to lend. Equal Housing Opportunity.

08/19/2026

Are you a Civilian Federal Employee? Learn about state and local grants, local programs, and how to achieve homeownership.

Address

2591 Dallas Parkway Ste 300
Frisco, TX
75034

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+12146205202

Website

Alerts

Be the first to know and let us send you an email when Jet Mortgage LLC posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jet Mortgage LLC:

Shortcuts

Featured

Share

Category