Luna Lending by Athena Damianos NMLS 2092623

Luna Lending by Athena Damianos NMLS 2092623 Luna Lending is a local mortgage broker helping people purchase and refinance residential homes.

We specialize in great rates, local knowledge, and amazing service!

How do I get loans to closing so smoothly and quickly? Simple… I woo underwriting with these killer moves! 😅😉😎
04/15/2026

How do I get loans to closing so smoothly and quickly? Simple… I woo underwriting with these killer moves! 😅😉😎

Did you know that first time homebuyers can put as little as 3% down with conventional financing? Congratulations to thi...
03/09/2026

Did you know that first time homebuyers can put as little as 3% down with conventional financing?

Congratulations to this local homebuyer, who put their best foot forward and purchased their first home in Summit! 🎉

Do you want to know what you qualify for? Call today; let's review your options! ☎️ 970-486-1228

02/09/2026

Don't miss your opportunity to be recognized at the The Summit Chamber's Business Excellence Awards! This event is always so much fun and the award winners receive amazing perks! Please reach out if you have any questions. 👋

🎉 What a year! Despite needing to take time off at the beginning of the year due to an injury, I came back swinging and ...
12/31/2025

🎉 What a year! Despite needing to take time off at the beginning of the year due to an injury, I came back swinging and still exceeded the performance goals I'd set for myself. This industry can be cut throat but I always tell people, "The only person I'm in competition with is myself." I'm constantly trying to evolve and refine my process to offer the best service possible for my clients.

I originate loans to help people achieve home ownership and it's honestly so rewarding to be a small part of someone's larger story. Whether it's your first, second, or tenth home, I pride myself on educating and empowering my clients to choose loan terms that meet their goals. If you are interested in purchasing or refinancing in 2026, I'd love to help!

I closed my last loan of 2025 just before Christmas at the Dillon Land Title Office. One of the great things about working in a mountain community is the close relationships you form with the people you work with on a regular basis. These ladies are top notch and a lot of fun!

Thank you to all my clients and industry professionals! It's an honor working with you all and I wish nothing but happiness and success in all your endeavors in the new year!

Onwards! 💪🤸‍♀️🥁

12/04/2025

TL;DR: Real estate transactions can be full of surprises, but working with a local expert will help you navigate the process with knowledge and clarity so you can feel confident you will make it to the closing table. 🎯

Read this testimonial from a local Realtor, Sue Smith with RE/MAX, to learn how I was able to turn a challenge with master insurance into a win for an entire 89-unit townhome development.

➡️ "How a Great Lender Makes All the Difference!

As a real estate agent, I’ve seen firsthand how much difference the right lender can make when challenges pop up in a transaction. Recently, I had a situation that reminded me just how valuable it is to work with a local professional who truly cares about helping clients reach the finish line.

One of my buyers was purchasing a home here in Summit County, and everything was going smoothly—until the underwriter discovered a problem with the property’s master insurance policy. The policy carried a 6% deductible, which was just above the 5% maximum allowed for a conventional loan. This small detail meant that, technically, the property was not lendable under conventional financing guidelines.

Enter Athena Damianos with Luna Lending.

Rather than accepting the setback, Athena immediately went to work. She reached out directly to the HOA board and the insurance company, explaining the situation and working to find a solution. Thanks to her persistence and clear communication, the insurance company agreed to adjust the policy to meet the 5% requirement — turning a deal-breaking problem into a success story, not just for my client but for the whole community. Because of Athena’s dedication, the buyer was able to move forward and close on their new home.

I can’t say enough about how impressed I was with her professionalism, creativity, and true commitment to helping clients. In this business, it’s not just about rates or paperwork — it’s about people who care enough to go the extra mile.

If you’re buying in Summit County and want to work with a lender who truly advocates for her clients, I highly recommend Athena Damianos at Luna Lending."

SAVE THE DATE: December 14th for a Mountain Meet Up at Keystone! Food, mimosas, and coffee provided. No, really, add thi...
11/15/2025

SAVE THE DATE: December 14th for a Mountain Meet Up at Keystone! Food, mimosas, and coffee provided.

No, really, add this to your calendar right now! 😎⛷️🏂🗻

10/17/2025

Thank you Summit County for voting Luna Lending Best Lender 3 years in a row!!! I had no idea the awards ceremony was tonight and I'm still in my office working. 😅

🤩Summit County! Thanks for trusting me with your home purchase. I was notimated for Best Mortgage Broker and I'd love yo...
07/31/2025

🤩Summit County! Thanks for trusting me with your home purchase. I was notimated for Best Mortgage Broker and I'd love your vote!

Buying a home is a super important transaction and I take great pride and care in what I offer our community. If I've helped you with your loan, helped you understand your options, or you simply know how hard I work for my clients, please vote for Luna Lending! Direct link in the comments! 💜

👏Attention: Summit County HomeownersMark your calendars for next Wednesday, May 28th at 9am for an opportunity to Meet T...
05/21/2025

👏Attention: Summit County Homeowners

Mark your calendars for next Wednesday, May 28th at 9am for an opportunity to Meet The Assessor!

Women of the Summit is providing an opportunity for a Q&A with the Summit County Assessor and I will help facilitate questions and conversation. 🤓

Lisa Eurich will be talking about Colorado’s two-year assessment cycle, and the state’s statutory requirements in valuing property for tax purposes, recent legislative changes affecting property taxes and how to estimate them for tax year 2025 (payable in 2026). There will also be a live Q&A at the end.

Please use the link in comments to RSVP and receive the zoom link to attend. See you there! 😎

🎉 Cash is not always king! You've heard it before, “You can't compete with cash offers." Well, we proved them wrong afte...
05/09/2025

🎉 Cash is not always king! You've heard it before, “You can't compete with cash offers." Well, we proved them wrong after this client beat out 6 offers, 3 of which were cash. This is how. . .

💲 Strategy: The offer was submitted over asking, knowing that most offers would try to take advantage of the old condition and offer less than asking. But I had educated my client on how monthly payment and cash to close will change at different purchase prices, so he knew increasing the price would still fit his goals.

⏰ Speed: We did it quickly! The closing date was set 3 weeks after acceptance.

📞 Communication: I contacted the listing agent immediately to notify him of the client's strong qualifications and my ability to get the loan closed fast and smoothly. He told the buyer's agent how much he liked this.

👋 Availability: I received a call at 9pm on a Friday night. I was at dinner with a realtor friend, so she didn't mind when I excused myself to take the call. Standing on the sidewalk late at night in Breckenridge, the realtor and I talked through the plan.

😎 How can I help get your offer accepted? Call Today!

☎️ 970-486-1228

Address

Frisco, CO

Telephone

(970)8938208

Website

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