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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Rose Martinez Mortgage Loan Officer Nmls#2052861

Home
United States
Frisco, TX
Rose Martinez Mortgage Loan Officer Nmls#2052861

Relax, You're Almost Home. First Lonestar Bank is committed to helping you find the right mortgage.

02/09/2026

First Liberty Mortgage will be closed on Presidents Day, February 16, 2026. You can still access your accounts anytime through online banking or our mobile app. We’ll be back and ready to serve you on the following business day, February 17, 2026.

01/26/2026

Planning to buy a home in 2026? Here is the #1 tip we give first-time buyers: Do not deposit large amounts of cash right before you apply. 🛑

In the mortgage world, every dollar needs a "paper trail." We have to verify where your down payment comes from (savings, a gift, sale of an asset). Cash that suddenly appears in your account, often called "mattress money" is very difficult to "source" and can actually delay your closing.

If you have cash savings you plan to use, deposit it into your bank account at least 60 days before you apply for a loan. This lets the funds "season," making the underwriting process smooth and stress-free.

01/21/2026

Love the neighborhood, but need a new kitchen? 🔨

You don't always have to move to get your dream home. Our mortgage team can help you explore renovation loans or refinancing options to unlock your home's equity. Let's build it together:

01/19/2026

"Intelligence plus character, that is the goal of true education." ` Dr. Martin Luther King, Jr.

Today, we join our community in honoring the life, legacy, and "Undaunted Hope" of Dr. Martin Luther King, Jr. 🕊️✨

MLK Day is often called a "Day On, Not a Day Off." It’s a call to reflect on how we can better serve our neighbors and build a more equitable future together. Whether you are spending today volunteering, learning, or reflecting with family, we hope it is a day filled with purpose.

We are proud to serve a community that strives for progress every single day.

01/15/2026

"I thought my rate was fixed. Why did my mortgage payment go up?" 📈 A question often asked every year after tax season.

The answer: Escrow.

While your Principal and Interest (the money paid to the bank) stay the same for 30 years, your Property Taxes and Homeowners Insurance (the money paid to the county and your insurer) often change.

If your local property taxes increase, your total monthly payment adjusts to cover that difference. The bank doesn't keep that extra money, we just pass it along on your behalf.

Review your escrow statement annually. If you see a shortage, you can usually pay it as a lump sum to keep your monthly payment from jumping!

01/14/2026

In observance of Martin Luther King Jr. Day, First Liberty Morgtage will be closed this Monday, January 19.

We will resume normal business hours on Tuesday, January 20.

01/09/2026

Your home has been working hard for you. Now it’s time to let that equity work for your next big goal. 🏡✨

With a Home Equity Line of Credit (HELOC), you aren't just "borrowing"; you’re unlocking the value you’ve already built. Whether you’re finally tackling that dream kitchen remodel, consolidating high-interest debt, or funding a major life milestone, the choice is entirely yours.

Call us today!

12/31/2025

The best New Year's Resolution? Entering 2026 as a homeowner. 🏡🎉

Real people. Local decisions. 🤝 When you call an 800-number for a mortgage, you're just a file. When you work with FLB Mortgage, you're a neighbor. We make our decisions locally because we know the value of our community.

Here is to making big moves in 2026! Happy New Year from our team to you! 🥂

12/29/2025

Save this post for later! 💾

Want to speed up your mortgage approval? Have these ready BEFORE you apply:
✅ Last 2 years of W-2s
✅ Last 30 days of pay stubs
✅ Last 2 months of bank statements
✅ ID & Social Security Number

Getting organized now means getting into your new home faster later! 📂

12/25/2025

Merry Christmas from our family to yours! 🎅

We hope your day is filled with joy, laughter, and good food.

As a reminder: We are closed today, but will be open for regular business hours tomorrow.

12/24/2025

Looks like even our coffee is trying to get an early start on Christmas! ☕🎄

The steam is brewing to tell you we're closing today at 12:00pm for Christmas Eve. We're giving our team a jumpstart on holiday celebrations (and maybe some actual hot cocoa).

Warmest wishes for a safe and joyful holiday from the First Liberty Mortgage family!

12/23/2025

🛠️ Our Construction Loan is a game changer.

Simple. Efficient. Custom. Let's build your dream home together.

Address

2600 N Dallas Parkway Suite 140
Frisco, TX
75034

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14693893660

Website

https://www.flbmortgage.com/rosemartinez.html

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