Wade Blanton Mortgage

Call Directions Website Contact the business

Wade Blanton Mortgage South Alabama mortgage lender helping homebuyers with FHA, VA, and conventional loans. Ready to make your homeownership dream a reality!.

Trusted local loan officer at Redmond Mortgage serving Mobile, Baldwin, and surrounding counties.

10/29/2026

Want to ruin a good pre-approval? Here are three ways it happens without meaning to.

1. Opening new credit or buying a car while you're shopping. It changes your credit and your debts.
2. Moving money around without a paper trail. It slows the file down.
3. Changing jobs in the middle of the process.

Any of these can change what you qualify for or slow things down. Call me before you make the move and we'll talk through it. Then you can shop with confidence.

God first, family next, and everything else will fall into place.

Wade Blanton | Redmond Mortgag@wadee | NMLS #2612265
wadegetsyouhome.com | 334-559-8952
Wade Blanton

FloridaPanhandle

Permanent vs. temporary 2-1 buydown — same home, different plan.On a $200,000 home at 7.25% with 5% down, a permanent bu...
10/28/2026

Permanent vs. temporary 2-1 buydown — same home, different plan.

On a $200,000 home at 7.25% with 5% down, a permanent buydown gets you 6.25% fixed — $1,169.86 every month for 30 years. It runs about $9,000 in seller credit.

A temporary 2-1 buydown costs about $4,479: $1,049.19 the first year, $1,169.86 the second — then $1,296.13 from year 3 on. The rest of a $9,000 credit can go toward other closing costs.

The permanent option saves $126.27 a month for 28 years. The temporary one gives you lower payments early, and it wins if you plan to refinance or move before year 3. Wade Blanton Redmond Mortgage

Neither is right for everybody. It depends on how long you plan to stay in the home. Questions? Call me and we'll look at your numbers together.

Wade Blanton | Redmond Mortgage | NMLS #2612265 | 334-559-8952 | WadeGetsYouHome.com
Illustrative example only. Actual rates, points, and payments vary. All loans subject to credit and property approval. Not a commitment to lend.

10/24/2026

A cash-out refinance could let you access your home's equity to help consolidate your high-interest debt. Message me today to see if this is right for you!

10/23/2026

An appraisal determines a home's market value for your lender, while an inspection checks the property's condition for potential issues. Both are key steps in a confident home purchase.

It's time to get rid of these bad habits. Reach out to see how I can help you find the right mortgage option!
10/21/2026

It's time to get rid of these bad habits. Reach out to see how I can help you find the right mortgage option!

10/21/2026

Ever wonder what happens after you send me your application?

I read it myself. No robot, no call center. I look at every loan path that could work for you — conventional, FHA, VA, USDA — and I call you back and tell you what's next in plain English. No jargon.

If you've been putting it off because the process feels confusing, that's my job to handle. Send me a message and let's talk.

Wade Blanton | Redmond Mortgage | NMLS #2612265
wadegetsyouhome.com

MortgageTips

This just in: I can help you find the right mortgage option for your situation. Message me today to get started.
10/19/2026

This just in: I can help you find the right mortgage option for your situation. Message me today to get started.

10/16/2026

Myth vs Fact: You don't need perfect credit to buy a home. FHA, VA, conventional, and USDA all look at credit differently — and your score is only one piece. Steady income, debts, and down payment matter too. Some conventional loans now accept VantageScore 4.0, which can help buyers with little credit history get scored. I've talked to folks who waited years thinking their credit wasn't good enough. Let's look at it together. No pressure, just straight answers. — Wade Blanton, Redmond Mortgage | NMLS #2612265, WadeGetsYouHome.com Wade Blanton

10/16/2026

Address

Frisco City, AL
36445

Alerts

Be the first to know and let us send you an email when Wade Blanton Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Wade Blanton Mortgage:

Shortcuts

Share

Nearby finance companies