Yuliana L. Franco, Partner with Horstmann Financial and Insurance Services

01/12/2025

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

01/09/2025

What are some of the steps you take to achieve your biggest goals?

01/08/2025

Check out Money magazine’s "How to Create a Life Insurance Retirement Plan" by Jeremi Davidson, explaining how a strategy of using the cash value of a permanent life insurance policy to supplement retirement income can enhance your retirement strategy, offering both the protection of life insurance along with the potential growth of retirement assets. https://nyl.co/42dvM38

12/23/2024

Holiday Festivities at the Horstmann Office🎄🦃

06/27/2024

Less than half of women own life insurance, and 8 out of 10 overestimate the cost of insurance - which leads to them owning less life insurance than men. But the good news is, there’s a policy to fit any budget. Let’s talk to get the facts about life insurance and find out what’s right for you.

Are you curious why you need life insurance? Learn from New York Life six reasons why buying life insurance is about protecting the ones you love.

06/26/2024

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance.

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance. Understanding debt inheritance and effective financial planning is crucial to preventing this sce...

06/25/2024

If you're a woman caring for children or other loved ones, ask yourself: did you answer “yes” to any of the below questions? If you did, you probably need life insurance. Talk to me today to make sure you have enough coverage.

06/24/2024

If you’re a woman who makes the same or more than her partner, it’s just as important for you to protect your income too. Life insurance can secure the income your family depends on and improve your own financial stability. Not sure how much you need; let’s talk! https://nyl.co/45EpcCE

06/23/2024

Have you ever heard the expression “buy term and invest the difference?” See what R. Matthew Pate, JD, LLM has to say about this, and other common misconceptions about whole life insurance. https://nyl.co/3VVLUmH

06/22/2024

If you’re not sure which policy to choose, we can work together to determine which product meets your unique needs. Contact me today.

New York Life helps you learn the differences between term and permanent life insurance and compare their unique benefits to find the one right for you.

06/21/2024

Need life insurance that fits your monthly budget? In many cases, you can get a dependable term policy for less than the cost of a gym membership. Contact me today and let’s work it out together.

Discover how term life insurance from New York Life can protect you, and learn about converting to permanent coverage such as whole life insurance.